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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Best pet insurance company I have used!

I recently took my 2 year old cat, Sirus, to the vet for a skin problem. During his physical examination, it was discovered that he had developed a heart murmur since his last exam. A blood test specific for feline hypertrophic cardiomyopathy was performed, which came back abnormal, so a cardiac ultrasound was performed (under sedation, due to his aggressiveness), which thankfully showed no HCM. Once again, Trupanion came through for us! They promptly paid 90% of the submitted charges after reviewing the documentation. I have used other pet insurance companies over the years, and so far Trupanion has been the best!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Mediumhair
  • AGE OF PET: 1 - 8

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8

out of 10

Claim Paid But It Took A While

At 12:15am one night in August, I went to retrieve my 6 year old male cat Misty May from my screened in porch. He struggled, tried to bite me and twisted out of my arms on to the porch floor where he vomited and hunched up in obvious pain and distress. I rushed him to Animal Emergency where he was diagnosed with acute pancreatitis and ileus. He spent two days in the hospital in supportive care. The bill was $2000! I submitted the claims and Embrace did cover the cost less my deductible and 20% co-pay. However I will say it took Embrace more than 6 weeks to reimburse me and multiple emails back and forth. Nonetheless, I was glad I had the policy and do recommend insuring your pet with Embrace.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: 1 - 8

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9

out of 10

Very helpful and quick reimbursement

I have a goldendoodle puppy, he is just about 10 months old and we have had insurance with healthy paws since he was 5 months old. After doing a lot of research into insurance policies, I decided to go with Healthy Paws because of their annual deductible and reasonable monthly premiums. Recently Peyton developed a growth on his jaw/neck that did not go away when treated with antibiotics. It was a big relief knowing that we would be reimbursed for all the tests and the eventual surgery. The reimbursement process was simple, I uploaded the invoices from the vet through their app and got a check in the mail a few days later. My only comment is that they do not reimburse for any of the vet appointments, even if it is a surgical consult and those can get expensive as well.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Goldendoodle
  • AGE OF PET: Under a year

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10

out of 10

Very satisfied customer

I am very lucky to have decided to purchase pet insurance from day one for my chocolate lab. She is the sweetest most loving dog but unfortunately has had multiple orthopaedic and medical issues. Having pet insurance has really helped with the cost and has made it easier on my family.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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8

out of 10

Dog hurt his back

Submitted claim and received payment in a timely manner.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pit Bull
  • AGE OF PET: Over 8 years

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10

out of 10

Excellent Pet Coverage

ASPCA is amazing!! The coverage is great, the claims process is supersimple. The peace of mind we have is well worth the monthly cost,which by the way is very affordable. It gives me peace of mind to know my pets are protected with coverage for sickness and medical emergencies. I am very pleased with this insurance coverage and received my reimbursement checks quickly, the people I have talked to on the phone are always very friendly and helpful.. I would highly recommend this company..
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: Under a year

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10

out of 10

Bridge over troubled water

When my 10 year old cat began behaving strangely, vomiting, constantly hungryy and hyperactive and the vet suspected thyroid problems which would have required either an upfront outlay of a good deal of money to diagnose and treat or that she be placed in thyroid medication for the rest of her life with constant blood test to monitor her condition ( resulting in greater expense in the long run) . Having this insurance gave me the ability to navigate the waters with a partner who had my back. In the end the scan ( contrary to the blood tests) revealed no thyroid problem and therefore no treatment necessary at this time. A change in diet was recommended. Thanks .
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

Peace of Mind

Never thought that when I applied for pet insurance from VPI 8 years ago, that it would be the best decision I would be making for my Golden Retriever, Riley. It's been about a year since Riley was first diagnosed with Fibrosarcoma, she had major surgery (removing part of her hip and left rear leg). She is now receiving Chemotherapy treatments which will hopefully allow her to remain a happy, healthy dog and family member. I've always wanted the best for Riley, from buying the best quality dog food, toys and now she is being treated by the best pet oncologist in the State. It would not be possible for Riley to receive this type of health care if it wasn't for VPI. Being able to receive partial reimbursements for Riley's medical bills from VPI' claim process has allowed me to aggressively continue my quest to provide Riley with the best life. It brings peace of mind that I can continue to do what is best for her. Thank you, VPI!
  • INSURER: Nationwide
  • POSTED: 10/12/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Woof ruff bow wow howl bay (best animal insurance)

I was a bad boy and gotten into my mommy's purse, by opening it up looking for something yummy to snack on...Instead, I found her Ventolin Inhaler and thought it was some weird treat..When I bit into it, it went off in my face and next thing I knew, my heart was beating really really fast. So fast It scared my mommy enough to call the Vet's office at 10pm. She rushed me in and I had to stay the night for 2 days without her. Turns out my heartbeat was at 220 bpm and I couldn't go home till it was 100 bpm. Thanks to Healthy Paws Insurance, they were able to help my mommy out after I was home with the Vet's bill. Now I am doing great, running around, playing with Coconuts and staying away from her purse. Woof Woof Ruff Ruff Healthy Paws Mommy here....It was very scary that my baby of little over 4 yrs Bloodhound/Black Lab names Stitch had this happen. Even worse that, that my Ventolin Inhaler could do that to him. For a 115 lb puppy, it was scary to feel his heartbeat feel like about to jump out of his chest. I am glad that the Vet's and Heathy Paws were and are here to help me. My insurance with them is 90% and $100...that was my choice...They even checked up on Stitch to see if he's ok that week from coming home and a week later to just make sure. Thanks again Healthy Paws
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Amazing Insurance

Once again, trupanion has helped me with regular medication refills for my dog's permanant condition, and I am reimbursed 90% in less than a week directly in to my checking account. I continue to be amazed by Trupanion's coverage and don't know how I would take care of my fur- child without it!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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