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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Great service for my pup!

I have an 8-year-old pit bull mix named Lucy who is very active. We've had ASPCA pet insurance since she was a puppy, and it has always been an affordable way to make sure she was taken care of in the case of an accident or illness. Each year a representative of the company calls me to check in on Lucy and ask how they can improve their service. That phone call is always such a pleasant surprise! Thankfully, over the years Lucy has remained fairly healthy with just a few bumps in the road. Unfortunately, the past few months we have really needed the support of ASPCA pet insurance because Lucy injured herself and it took many appointments, medications and treatments to figure out what was going on. ASPCA has been with us ever step of the way, including compassionate support when calling to ask questions about the next treatment or claim. The service is always timely and comprehensive. They really do have the best interest of our pets at heart, and I have never had to fight for coverage or understanding of our situation. I recommend ASPCA to all of my friends, and to anyone reading this!
  • INSURER: ASPCA
  • POSTED: 06/16/2016
  • BY: Julie
  • BREED: Pit Bull
  • AGE OF PET: 7 - 10

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5

out of 5

One of My Best Decisions Ever!

I wish my own health insurance was as simple as Trupanion. I've been super pleased by the quick responses and ease of completing a claim form. I recommend to all my friends with dogs or cats.
  • INSURER: Trupanion
  • POSTED: 06/16/2016
  • BY: Chris
  • BREED: Australian Shepherd
  • AGE OF PET: 7 - 10

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5

out of 5

One of My Best Decisions Ever!

I wish my own health insurance was as simple as Trupanion. I've been super pleased by the quick responses and ease of completing a claim form. I recommend to all my friends with dogs or cats.
  • INSURER: Trupanion Canada
  • POSTED: 06/16/2016
  • BY: Chris
  • BREED: Australian Shepherd
  • AGE OF PET: 7 - 10

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5

out of 5

Still loving Healthy Paws after 2 years

We've been with Healthy Paws for a couple of years now. We have 2 chocolate labs, who are always getting into trouble! Last year we had an issue where our youngest pup ate a sock, which resulted in a very expensive surgery. More recently, we had to go through a series of diagnostic tests to figure out why our other pup was having reoccurring UTIs, which turned out to be a bladder stone. Thanks to Healthy Paws, we were able to get the needed services for our pets. They have been a life-saver with covering all claims we've submitted within a very timely manner. Their personalized emails following up after a surgery or other procedure has also shown their dedication to my family. I highly recommend Healthy Paws to anyone looking for a pet insurance company that offers a nice range of plans and deductibles, and who really care about the health and wellness of your fur-babies.
  • INSURER: Healthy Paws
  • POSTED: 06/16/2016
  • BY: Crystal
  • BREED: Labrador Retriever
  • AGE OF PET: 7 - 10

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5

out of 5

Wish my own health insurance were this good!

We have had Trupanion for our terrier mix (now almost seven) since he was a pup, and we are so happy we got Trupanion. Ozzie has had a lot of unexpected issues: an acorn stuck in his throat when he was three months; a torn groin muscle at about two years; two attacks of pancreatitis due largely to his desire to eat absolutely anything he can get in his mouth; bites by large dogs twice. Trupanion has more than paid for itself, and the claims process is extremely easy and fast. I wish my own health insurance would spell out as clearly what is covered and what isn't.
  • INSURER: Trupanion
  • POSTED: 06/16/2016
  • BY: Barbara
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Wish my own health insurance were this good!

We have had Trupanion for our terrier mix (now almost seven) since he was a pup, and we are so happy we got Trupanion. Ozzie has had a lot of unexpected issues: an acorn stuck in his throat when he was three months; a torn groin muscle at about two years; two attacks of pancreatitis due largely to his desire to eat absolutely anything he can get in his mouth; bites by large dogs twice. Trupanion has more than paid for itself, and the claims process is extremely easy and fast. I wish my own health insurance would spell out as clearly what is covered and what isn't.
  • INSURER: Trupanion Canada
  • POSTED: 06/16/2016
  • BY: Barbara
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Healthy Paws is outstanding!

Last Fall we got a Mini-Schnauzer puppy. Shortly after we signed up with Healthy Paws. Last month our boy became seriously ill. He required extensive hospitalization and major surgery. In addition to the mental trauma this caused us - there was also financial concern as the treatment was extremely expensive. No need to worry- Healthy Paws delivered exactly as promised! And they did it quickly. I urge other pet owners to sign up with them. They are by far the best insurance company I've ever dealt with.
  • INSURER: Healthy Paws
  • POSTED: 06/16/2016
  • BY: Jonathan
  • BREED: Miniature Schnauzer
  • AGE OF PET: 0 - 3

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5

out of 5

Speedy claim recovery and timely follow-ups

Never thought pets needed insurance, but at my wife's behest, researched a ton and decided on Embrace. We have a 2.5 year old Yorkie who has had no issues until the last few months, when he dislocated a rear leg and had some breathing issues. The vet bills immediately started stacking up and we are so relieved (and happy) that we decided to purchase insurance from Embrace. Claim checks received in the mail within a month of vet visits, and timely follow-ups from customer service representatives. Definitely recommended from a happy customer!
  • INSURER: Embrace
  • POSTED: 06/16/2016
  • BY: Howard
  • BREED: Yorkshire Terrier
  • AGE OF PET: 7 - 10

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5

out of 5

THE BEST PET INSURANCE COMPANY EVER!

I am not someone who typically writes reviews; but, Healthy Paws is such an amazing company that I want to shout it from the rooftops! I rescued a kitten, Murphy, last summer, and knew that veterinary care was part of being a responsible pet owner. As a graduate student, my income in very limited. Thus, I started researching pet insurance companies almost immediately. After thorough research, I settled on Healthy Paws because: (1) Premiums cannot be raised based on how many claims you submit, (2) There is no lifetime limit on coverage (this is especially important given the lifespan of cats), (3) You can visit ANY veterinarian you want (including specialists) and be reimbursed based on your specific bill... Not predisposed charges set by the insurance company, and (4) It's also a foundation that helps homeless pets. I chose the $100 annual deductible with 90% reimbursement. Signing up was incredibly easy, and my monthly payment is so reasonable for the comprehensive coverage being offered. Now, I will admit that there was a part of me that felt like Healthy Paws might be too good to be true. In the back of my mind I always wondered if, come the day I actually needed to use the insurance, my claim would be denied based on some loophole I was unaware of. Well, fast forward to about six months into our policy. We noticed Murphy had stopped eating, and new he needed to be taken to a veterinarian immediately. I checked Healthy Paws' iPhone app, which has an incredibly transparent and helpful FAQ section, while I was in the waiting room to ensure that everything regarding this visit would be covered. Murphy had to be hospitalized overnight, and several diagnostic tests and medications were administered. All in all, Murphy's visit cost $1200.00. At checkout, I asked for an itemized receipt and uploaded it to Healthy Paws' iPhone app for reimbursement. To my amazement, the claim was processed and approved LESS THAN 24 HOURS later. Healthy Paws literally covered every service from the second they took Murphy back from the exam room. I received the reimbursement check in the mail in about 4 days, and the sweetest follow-up email from Healthy Paws' customer service department checking on Murphy. This company's integrity and customer service is TOP NOTCH. I can't convey the peace of mind this policy gives me; I know now that I will be able to provide Murphy with the best veterinary care for the rest of his life without having to compromise on his treatments or worry a
  • INSURER: Healthy Paws
  • POSTED: 06/15/2016
  • BY: Jaclyn
  • BREED: Siamese
  • AGE OF PET: 0 - 3

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5

out of 5

Pet insurance with a heart

I have two miniature dachshunds and they are my pride and joy. Before I got them I did a lot of research on which breed would best suit my lifestyle, and all books about dachshunds mention that back problems (IVDD specifically) are a real risk.I have wanted a dog for all of my life but have always considered them to be a responsibility to be taken very seriously. Although I am now in a great situation to finally have pets, an expensive vet bill is still a risk (and IVDD treatments can cost up to $10,000). Getting a pet insurance was therefore a no brainer for us. Because my husband and I are with USAA, we were recommended Embrace Insurance. After doing some research, it seemed like one of the best pet insurance out there. We have been very diligent in sending Embrace any update (microchip and neuter status), and waived the waiting period for both our dogs by submitting an orthopedic exam from our vet. Last month, Cashew started acting weird and was diagnosed with paraparesis, a sign of IVDD. Our vet recommended immediate action for his pain and comfort, as well as a solid rehab program for the future. When I called Embrace to check that these items would be covered, they were extremely helpful on the phone as well as compassionate (it was a really hard time for me, knowing that my baby was in pain). I also asked my vet to fill in the pre-certification form for all our future expenses, including acupuncture, laser therapy, electrical stimulation and a complete rehab package, and got a very quick response from Embrace that it would be covered. It's now been more than three weeks since Cashew's condition has been diagnosed and he is back at 95%!! Our vet has done a fabulous job, but Embrace also deserve a huge thank you. They were quick and lovely to deal with, and I cannot recommend them enough. In my opinion, being worried about your pet's health is horrible enough, being worried about paying for care is a nightmare you really don't need. Embrace made it so that I could concentrate on the important things and do whatever was necessary for my baby to get better!
  • INSURER: Embrace
  • POSTED: 06/15/2016
  • BY: Camille
  • BREED: Dachshund
  • AGE OF PET: 7 - 10

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