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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

still don't understand why

Don't understand why some of the services not cover. Like office visit, without it how the doctor exam reily and perform proper diagnose ? then treat his injury ? I thought when Reily's bill come all I have to do is pay the the deductible ($500). Worry free, isn't why I want to get pet insurance.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Great Dane
  • AGE OF PET: 1 - 8

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10

out of 10

Caring, easy processing and quick turn around!

It was a huge comfort to know we had Healthy Paws behind us when our dog, George, went into surgery. It made a really tough decision so much easier. The claim process is so simple and the representatives replied within hours, approving the claim.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Mix
  • AGE OF PET: 1 - 8

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10

out of 10

Thank goodness for a company with integrity

We have had Embrace for many years with the most professional, kind and efficient service. Now that our dog is having problems, had surgeries and needed extra services, Embrace has been right there. I can not say enough about this company. We certainly have recommended it to our family, friends and even strangers. It is a first rate company. I only wish my health insurance worked as well.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yellow Lab
  • AGE OF PET: Over 8 years

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10

out of 10

Reliable, Fast and Easy....

Pets Best is amazing. I have been with them since 2011. Quick to submit a claim, nice friendly people on the phone. I have recommended them to all my friends!
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: 1 - 8

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10

out of 10

Embrace helps through tough times!

Last year, Sophie, my 6 year old Pomeranian started limping right before our big move from Texas to California. Stressed about the move and now worried about my fur-child, I knew Soph needed to be seen immediately! Her regular Vet ensured that it was a luxating patella, which is common in Pomeranians, but to keep an eye if the limping persists. Sure enough, as soon as we arrived to California, it had gotten to the point that Soph wasn't even using her left hind leg at all. I took her in for X-rays and next I'm scheduling Soph for surgery later that week. Everything had happened so fast! Four months post-surgery - Sophie was doing okay, but still not using her left hind leg. It broke my heart, I just wanted my fur-child back to her happy self. I had Soph taken in for Physical Therapy 2 times a week for 2 months. With a lot of time and a lot of patience, Soph is finally using her left hind leg now. It has been a long process, but I am thankful Sophie is doing better now. Thanks to Embrace, their insurance coverage has been able to make all of this possible for Sophie!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pomeranian
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws saved my dog, Louis

I got Healthy Paws coverage for my French Bulldog Louis when he was seven years old. The monthly payment was reasonable enough, and I felt good just knowing that Louis would be protected in the event that the worst happened. I have 90% coverage with a $250 deductible. Well, just before he turned ten, the worst happened: Louis was diagnosed with a tumor in his brain and on the base of his heart. He had swelling in the brain from the physical presence of the tumor, causing him a great deal of pain. He couldn't walk, he started having seizures; it was heartbreaking. I felt terrified and helpless. The vet neurologist said that Louis would either need a significant amount of treatment to relieve his pain and improve his circumstances, or else he should be put to sleep. In NO WAY was I mentally or emotionally prepared to say goodbye to my sweet boy. The vet said that with the correct treatment, Louis had a chance, and because I had Healthy Paws coverage, I didn't even have to think twice: Louis would get the treatment he needed. He had to get multiple MRIs, an echocardiogram, have a brain surgery to have a shunt placed to remove the fluid. He was in the hospital for almost a week, and now (once his skin heals from the brain surgery) he will be getting radiation treatments. The prognosis after successful treatment is 1 - 2 more good years. None of this would have been possible without Healthy Paws. Healthy Paws covered (or will cover) EVERYTHING (except the standard exam fees) - the hospitalization, the diagnostic tests, the medications, the brain surgery, the radiation treatments - all of it. Healthy Paws without a doubt saved my beloved dog Louis, because I just could not have afforded the treatment that was necessary to give Louis more good time without them. In addition, the vet hospital would submit the claim, and I would hear back from Healthy Paws that same day. So far, I have the check to cover each of the treatments that Louis has received in less than a week. This has made a huge difference, because I have had to put $6000 at a time on my credit card. If the Healthy Paws payments had not come in as fast as they did, I would have been unable to pay for the next round of treatment. I am grateful everyday for the extra time I get with Louis, and without question I have Healthy Paws to thank for it. Signing up for Healthy Paws pet health insurance was the smartest thing I ever did.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: French Bulldog
  • AGE OF PET: Over 8 years

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8

out of 10

Pretty good

We have had to use the insurance twice and were o.k. with the coverage. I thought we would get more money back, but something is better than nothing.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Goldendoodle
  • AGE OF PET: 1 - 8

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5

out of 10

Illness exclusion upon policy renewal

We have always carried pet health insurance for all our dogs. Our claim history with Zuzu our 9 yr old mixed dachshund is scarce as we really had no terrible incidents, thank God. However I am very scare of that renewal clause in which any illness during a policy period will be considered a pre-existing condition, after certain age we all including pets develop arthritis etc. In Zuzu's case arthritis is the issue. If the insurance carrier offers a guaranteed coverage for an additional fee, this offer has a minimal disclosure, just to make sure that the majority of people will not even notice it. It is unfortunate that pet insurance is so deceiving and unregulated, pet owners consider their pets as their children and after years of paying for costly insurance premiums is heartbreaking to find yourself financing out of pocket your pet's medical needs. I intend to review all the pet insurance carriers in the market when my renewal approaches.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

Outstanding Customer Service

I had to race my 5 year old Labradoodle to the emergency room. I hadn't put in a claim to Trupanion since I started the insurance a year before. As I waited for the ER doc, I called Trupanion. The service rep. was so compasionate and immediately faxed the paperwork to the ER. I called later to check in and, again, the rep. was extremely helpful. The following day, I took my dog to her regular vet for a follow up. Then filed all the paperwork for a claim. Each step of the way, Trupanion emailed me the status, contacted all my previous vets to gather my dog's records. I was told it would take 4 to 6 weeks to get reimbursed. My checks are in the mail after 2-1/2 weeks. Everyone person I talked with at Trupanion was remarkable and very, very helpful. I highly recommend this company to everyone. I have neverr had such wonderful customer service.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labradoodle
  • AGE OF PET: 1 - 8

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10

out of 10

Trupanion-Nice when things work

It's nice when things work the way they are supposed to. Our 185 lb, six year old mastiff came down with a sudden systemic infection and spent 4 days in doggie ICU. The cost of ICU plus medications for the month following landed us with almost $7,000 in vet bills. Situations like this are exactly why you enroll with pet insurance: It takes cost out of the equation when trying to save your pet's life. Trupanion delivered on their promise by helping us get the best medical care for our pet without the worry of how we were going to pay for it. Within 4 days of filing our claim with Trupanion, we received an email that our claim had been processed. Within 12 days we received our check from Trupanion. They paid the exact amount we had expected... 90% of our claim, following our deductible. They only disallowed about $300 of the claim. This is far superior to other pet insurance companies we've used over the years for other pets. It's nice when things work the way they should. We highly recommend Trupanion over other pet insurance plans.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mastiff
  • AGE OF PET: 1 - 8

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