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Over five years the premium for our dog has increased from $35 to now $64 per month. It has more than paid for itself to date. I am disappointed with such a high increase this year, but would not do without it. They have been very good at paying on a variety of claims, good communication with the vet and timely payouts. Due to such a high premium increase this year, I chose to rate it an eight. I have been in the same area, using the same vet for the entire time, so a change of locale can't be the reason for the price increase.

Over five years the premium for our dog has increased from $35 to now $64 per month. It has more than paid for itself to date. I am disappointed with such a high increase this year, but would not do without it. They have been very good at paying on a variety of claims, good communication with the vet and timely payouts. Due to such a high premium increase this year, I chose to rate it an eight. I have been in the same area, using the same vet for the entire time, so a change of locale can't be the reason for the price increase.

I couldn't be happier with this company and I recommend them to any and EVERYONE getting a new pet. Not having pet insurance simply isn't responsible when it's as cheap as Healthy Paws is. I'll never have to make a financial decision about the health of my pets ever again. On top of that, the claims service is ridiculous (never taken more than a week to get reimbursed) and their customer service is outstanding. They havent denied me for anything (and one of my dogs has had quite a few claims).

Embrace really makes it easy. I have been getting ongoing reimbursement for my older dog's arthritis - including acupuncture and other treatments - easy peasy to submit forms and get prompt reimbursement.Recently, my 3 year old Leonberger had a scary episode with recurrent regurgitation and a high fever. I had a few emergency visits, saw quite a few vets, and submitted all of the paperwork with copies of the reports given to me by the vets. Everything was paid for promptly! I tell everyone I know about Embrace as it is a fabulous company.

My goldie was diagnosed with a thyroid tumor, very rare in dogs and not located in a good place. I did a lot of research as far as what the best treatment would be. I finally decided that surgery was the best route but emotionally I was devastated. I called PetsBest to determine my coverage and got the most compassionate representative. She even emailed me the claim form because I think that she wasn't sure that I could download it in my present state of mind. Jak came through the surgery with flying colors. I faxed my bills, and received an email stating that PetsBest received them. Within a week I received 80% of the cost direct deposit. I couldn't be happier.

I never want to be in the position of having to make the final decision for my pet without having adequate diagnosis and care, regardless of the cost. This makes the annual cost of insurance a non-issue for me. I have used the coverage, and each time the claim was processed quickly. I just don't have to worry when I pass over my credit card to ensure the health of my pet.

We bought insurance for our dog when he turned 6, since we didn't want to be caught unprepared. Whether covering wellness visits or injuries, I have been impressed by ASPCAs reliability and quick review process. I would highly recommend.

my dog is very active and we have needed the insurance almost every year. the payments are easy to submit but payment is a little slow

We've had the worst year. Lost our 8yr old German Shepherd after a brief illness and vowed never to worry about how much it would cost to save our dog. Although we did everything we possibly could for him it resulted in many thousands of $$$ that we weren't expecting to put out. The guilt I felt every time I asked how much the next test or treatment would be was heartbreaking to me. In the end no amount of money could save him but I was worried if something ever happened to our other German Shepherd, would I be able to afford more vet bills. Quickly decided to pick up this insurance upon recommendation of a friend. IT also happened to be the most affordable to us. Little did we know our younger guy would have a very bad year! There's not been anything life threatening but severe enough that I had to put several more thousands out. My biggest relief was that I didn't have to be as worried this time as to what every single item would cost. Each and every time I've submitted a claim, I've gotten a follow up call from a friendly representative to ask how my dog is and if there was anything else they could assist me with. My lastst conversation was me basically apologizing for so many claims. They assured me that's what they're here for! Extremely friendly people working for this company and I'm happy to belong to their group!

I am so impressed with the level of service and care that is provided by Healthy Paws. Recently, my furbaby was bitten by another dog - the vet bill was close to $700. All i had to do was snap a picture and upload the paperwork via the app and next thing I know I am getting an email telling me what is covered! Its so fast and easy. But what really impressed me was the personal touch of following up on the recovery of my little guy Rocco! An email goes a long way!