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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

9

out of 10

Great Plan and Savings!!

My wife and I were originally skeptical of pet insurance, but Embrace came highly recommended by our vet. The customer service is wonderful and they are very helpful in explaining the process and what needs to happen in order for us to get reimbursed. Our puppy ran into issues with eating things he was not supposed to and we have saved hundreds of dollars on procedures that were covered! In all it's a great plan, especially with a puppy.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Poodle
  • AGE OF PET: Under a year

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10

out of 10

100% recommend

I have had VPI pet insurance for three years. I decided to get it after my puppy spent more time in the vet her first year of life than at home--she had so many skin issues and it cost me so much money. Since then, she hasn't had too many issues with her skin but has had two surgeries, along with her annual appointments. VPI has always received my claim and issued me a check promptly and it's always a sufficient amount. You end up paying a monthly fee for pet insurance but when you go to the vet and your bill is $600 and you get $480 back, it ends up being worth it. I usually break about even but it's a lot easier to swallow than coughing up $600 when you didn't expect to. I think VPI pet insurance is great and would definitely recommend for pet owners!
  • INSURER: Nationwide
  • POSTED: 10/12/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: 1 - 8

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10

out of 10

So far, so good

I'm a registered veterinary technician who is no longer in practice. When I left practice, I knew it was important to insure my dog as I no longer had access to discounted vet care. I chose Embrace due to the USAA discount and the wellness plan option. I like the idea of having a wellness plan in place that is not linked directly to one vet clinic. I can use it where ever I chose (and where ever we may end up moving to in the future). My wellness claim was paid extremely fast. I hope to not have to use the injury/illness coverage, but I am glad it is there.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

LOVE UR DOG..MAKE SURE HE IS INSURED

my dog was recently in the emergency room she wouldnot stop vomiting blood. i had never been so scared before. she wouldnot stop losing blood. thank god vets took care inmediately as soon as i got there. yes, bills are extremely expensive and accidents happens in 2 seconds. all those hours i was only focused on making sure she was receiving the best care possible. she was extremely dehydrated, had lost too much blood but thank god the vet stabilized her and she is home with me now getting better. the day after, i uploaded a picture of the invoice and medical records and in less than 2 days they had processed my claim. then, the week following she had her follow up appointment. i scanned them the receipt and in less than 30 min the claim was processed. i could not be happier. my little girl was getting better and healthy paws always taking care of claims as fast as they can. I honestly could not be happier with them, not only do they process everything fast. but they also keep with touch with you asking how is your dog doing and sending her their best wishes. if you are considering pet insurance, healthy paws is in my humble opinion your best option.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Thank goodness I have VPI insurance for my Bischon

After a very expensive surgery to remove a bladder stone on my 3 year old Bischon, I started to research pet insurance companies. I checked on VPI and liked what I read. I signed Roxie up in Jan 2014. The bladder stone problem was a pre-existing condition that would not be covered but I figured in case of an accident it would be beneficial to have insurance to fall back on. 2014 was fairly uneventful, she had 2 foot infections (due to excessive licking) and VPI paid well. The monthly cost & what I was reimbursed were a difference of $12. Already in 2015 the insurance has reimbursed me more than the monthly fees will cost me. She was diagnosed with hemmorhagic gastroenteritis - we almost lost her! After several rough days & nights, 2 hospital stays, 3 hydration treatments and numerous medications, she is well again. The vet bill was close to $1,000 and I am very glad to report that VPI paid all but about $150 ($100 was my deductable). My vets office submitted each claim and everything was paid quickly with no questions. Having the insurance makes going to the vet a lot less stressful and so much easier on the pocketbook
  • INSURER: Nationwide
  • POSTED: 10/12/2017
  • BY:
  • BREED: Bichon Frise
  • AGE OF PET: 1 - 8

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9

out of 10

Responsive

Far better pet insurance. Was with Pet First and they were horrible raising rates by 3x with no notice and terrible with claims. I'm telling everyone I know to switch to Embrace. So far they have been very responsive and quickly pay claims. I will stay with Embrace forever.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Whippet
  • AGE OF PET: 1 - 8

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4

out of 10

No coverage yet

I'm really upset with this insurance. I have a boxer who has just torn something in his leg as he limps around a lot, it's pretty sad to see him this way as I can tell he is in pain. I called to ask them if by some chance he would be covered. They told me that if it was a torn acl or ccl that I would at least have to have the policy for 12 months before he can be covered. I feel my dog is family and with medical insurance I do not have to wait for anything to be covered. I pay 50$ a month and now have to wait 12 before I can do anything to my boxer? I just don't feel it's fair. I am probably going to cancel this and may have to take a loan out to help "my child" get out of pain. So disappointed.
  • INSURER: Nationwide
  • POSTED: 10/12/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: 1 - 8

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10

out of 10

Petfirst is wonderful, I will never be w/o it!

I have been a Petfist customer since its inception over 10 years ago and it has truly been a Godsend. Having this pet insurance gives me the peace of mind that when something goes wrong with my pet, the cost of treatment is not the biggest priority or stress, but helping my pet get better is. I was able to treat my Golden years ago when she had cancer, and having this insurance gave me a lot more time with her than expected...time I will cherish forever. More recently, I am able to give my older kitty the care he needs for chronic conditons with the help from Petfirst. I will never complain about paying for that premium-I rec'd it back ten fold in payment and cuddles from my furry kids. Thank you Petfirst for being there for me and my pet family!
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: Over 8 years

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9

out of 10

Glad we have pet insurance through ASPCA

Our pup is nearly one year old, and we've have to submit two claims. Considering what vets cost these days (and we love ours), ASPCA reimburses a decent amount.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: English Bulldog
  • AGE OF PET: Under a year

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10

out of 10

BEST INSURANCE HANDS DOWN

Healthy Paws is the best insurance ever. they are a hassle free organization. my goldendoodle has had two major surgerys in the last 8 months . both were thousands of dollars . the claims were submitted and the surgeon was paid the day of surgery both times. This has cost me a small fraction of what it could have been if I had not had healthy paws. The entire process was easy and they are Darling people who truly care about Animals and keeping them healthy. Never was I questioned about cost . They assumed total financial responsibility with out questions asked ! I HIGHLY suggest getting this insurance for your loved pet ..you just never know when an accident can happen ! truly the BEST!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Goldendoodle
  • AGE OF PET: 1 - 8

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