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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

9

out of 10

Prompt service

I usually have my vet send in the claim when I pay my bill so the insurance claims have been addressed quickly. Now that my chihuahua/terrier mix is 8 years old, he seems to be needing a little more medical attention than when he was younger, so I'm glad I have him covered by Embrace.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Chihuahua
  • AGE OF PET: 1 - 8

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3

out of 10

Getting too expensive for less coverage

My comments are not just for this claim but service for the last 8 yrs. Since I've had your insurance, the rates have continuously increased. I understand that but this last increase is $30 a month. Yet I don't get more coverage and you find more loopholes to keep from having to pay claims. I also believe the deductibles are per claim. My human insurance at least has a yearly deductible.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Over 8 years

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10

out of 10

Healthy Paws is a life saver! Superb organization.

Our one year old pup, Murray, recently had to go to the vet hospital because he was throwing up non-stop and was super dehydrated. Thankfully, after staying overnight and being on IV at the pet hospital the vet was able to run a bunch of tests and figure out what was wrong. My husband and I would have been mortified about getting the final vet bill (an overnight hospital stay is not cheap) but because we have Healthy Paws Pet Insurance we were able to breathe a sigh of relief because not only did the insurance cover 90% of the vet bill but, more importantly, we knew our little guy was getting the care he needed and going to be okay. We submitted our claim through the Healthy Paws app (it's really easy to do) and the claim was processed very quickly. A rep from Healthy Paws even reached out to us and sent Murray well wishes and hugs on behalf of the company. We are really happy with Helathy Paws and highly recommend them as your pet insurance company (they are truly superb).
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

I'm Glad I Picked Embrace

My six-year old husky mix developed two fat lumps recently - I contacted Embrace about having them removed - Embrace declined saying that my dog had a pre-existing condition, a small pink raised bump in her armpit that had been looked at by my vet several years ago. The bump went away on its own and never come back. I contacted Embrace about the claim denial and they said for me to have me vet send a letter sating her opinion on what the lump was. I did that but felt little hope that the outcome would be good. Most health insurance companies animal and human are in the business of making money and one way of doing this is by turning down claims using a plethora of loopholes. I have to say I was quite surprised and happy that Embrace read my vet's report and reversed their decision. I might also add that I researched the top pet insurance companies obsessively before deciding on Embrace - Glad I did - Thank You Embrace
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

I am totally satisfied with everything.

Mufasa was seen at an emergency hospital and admitted with vomiting due to a sock that he ingested. Thankfully he passed the sock and i am so glad to tell you he is doing wonderful. Thank you so much for every thing that Trupanion has done for us.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent

See claims for Raven Anne. Awesome job forHer and for Gunnar. Performance Totally meets expectations. $$ turnaround is fast. Staff are excellent. I tell as many people as possible about you. However I was not pleased to learn that Rates could go up
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: Over 8 years

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10

out of 10

THE BEST EVER

We have been with PetS Best for 9 years. I literally say enough. There is NONEBETTER. I recommend them to all pet owners I know.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Over 8 years

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10

out of 10

Easy

I wish we would have gotten insurance sooner. Jasmine started showing signs of joint problems before age 1. At 1 Yr she had double elbow surgery, at 2 she tore her right ACL at 3 she tore her left. She's been on allergy shots since age 1. When we decided we really needed to have insurance it was too late. She had too many pre-existing conditions. But, with Jasmine getting older and not healthy, we had to find something. The ASCPA has several different plans from covering just about everything, to just an accident. We started out with one of the basic plans and it covered an ankle injury, poisioning, ear issues. We have since moved up a plan and she had 3 cysts on her back removed that were getting too big but, the stitches wouldn't hold. She had to have 2 more surgeries to finally get it to heal. The claim process is simple, the allowances are fair and the payment is quick. We couldn't ask for anything better.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Dogue De Bordeaux
  • AGE OF PET: 1 - 8

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10

out of 10

So grateful for Trupanion

My dog has some chronic, and expensive, health issues that sometimes result in the need for emergency care. Trupanion is always amazing in dealing with all of our claims in a timely manner, and they've worked with our vet to pay them directly. The fact that they pay every claim at 90% because we've already met our deductible for this condition makes it so I never have to base decisions about Bubba's care on how much it'll cost. Additionally, when I do have to pay for things like medicine, or visits to specialists they process the claim incredibly quickly, Most of the time the money is in my account within 48 hours of having submitted the paperwork.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: French Bulldog
  • AGE OF PET: 1 - 8

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9

out of 10

Claim for my baby

Was lengthy in getting claim paid, but ther were 100+ pages to review. Staff was always great and a pleasure to speak with
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cavalier King Charles Spaniel
  • AGE OF PET: Over 8 years

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