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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

So Glad I Had It!

My dear dog of almost nine years just passed and thankfully we had this insurance in place to take some of the distress out of the entire situation. She had to have a series of expensive tests and surgery and not that we wouldn't have done it anyway, but knowing we would have some reimbursement really helped. The claims process was so simple and had I had my correct bank routing number on file, I would've received the money within 2 days of making the claim. Even so, the checks arrived promptly. If only all insurance companies were so reliable! Thank you, it was worth having Pets Best for all those years.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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2

out of 10

TERRIBLE INSURANCE!!!

My dog had an accident at the groomers. I believe she was dropped. I took her to the vet they did x-rays and put her on meds for a couple weeks. She healed on her own. The only reason I had them take x-rays was because i thought i had "pet insurance." My vet had to fax them a million times the info they wanted. Finally a month later they said they received all the info they needed. I had to wait another month for "processing" Now they have denied my claims saying my dog has Intervertebral Disc Disease and is not covered per exclusion #17. My dog was never diagnosed that. She did hurt her back from an ACCIDENT. Now my vet has to appeal this denied claim. I am sure it will take another month for them to 'process" and I am sure they will find an excuse not to pay.So this will have been going on for 3 months. If for some miracle i do get reimbursed i will recant this review for the most part. But it is not looking good. I pay 40$ a month for this insurance. If i would have known that they find any excuse not to reimburse you i would have NEVER signed up w/ them.
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Shih Tzu
  • AGE OF PET: 1 - 8

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10

out of 10

The best pet insurence

Healthy paws was great with the whole process. They even emailed me asking how steele was. Almost all of my bill was covered and they did it very fast. Btw steele is doing great now!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Siberian Husky
  • AGE OF PET: 1 - 8

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10

out of 10

Trupanion Review

I will recommend Trupanion Animal Insurance to everyone I know who have animals. My little Macy suffered a serious head trauma and needed to be hospitalized for many days. She had a serious of tests done including, an MRI and a spinal tap. Needless to say, the vet bills were in excess of $4,000. I submitted my claim to Trupanion and within a few weeks time, I was reimbursed 90% of my costs...with no hassle! They are a great company to work with and my Macy has made a full recovery!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Always happy

Pets best is great!i have recommended it to my friends and family.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pug
  • AGE OF PET: 1 - 8

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1

out of 10

Only good if your dog is healthy for over a year;

I adopted a new dog from the shelter. He was slighly under weight and still growing. In the first few weeks I had him I was over feeding him, but didn't quite know this yet. He would throw up about 10 minutes after eating then eat it. I took him to the vet and they gave me antibiotics just in case. I ended up reducing his food intake by 2 cups and changing his bowl, and that fixed it. No claim was made to VPI for that, but when I sent over all his medical records, they stated he has gastrointestonal disease as a pre-existing condition. Really? They gave two more pre-existing conditions as well. No thanks VPI, we are going elsewhere.
  • INSURER: Nationwide
  • POSTED: 01/23/2019
  • BY:
  • BREED: Boxer
  • AGE OF PET: 1 - 8

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1

out of 10

Pays very little, not worth it

Has a "schedule" of what little it will pay for a list of conditions, will not pay for anything else
  • INSURER: Nationwide
  • POSTED: 10/12/2017
  • BY:
  • BREED: Newfoundland
  • AGE OF PET: 1 - 8

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8

out of 10

No fuss, sleep-well-at-night coverage!

I bought pet insurance because I don't ever want to have to put a dog down because I can't afford treatment. I chose Embrace because they had great ratings and offered the lowest rates for what I wanted, what I call "catastrophic coverage" (I chose a very high deductible). Well, my dog got bone cancer, and it was so nice being able to tell her specialists to do whatever needed doing because I had pet insurance. Embrace has paid my claims in a timely and always friendly fashion. The only downside was the time it took to do the medical history review, but that may have been a delay from her previous vet clinics.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Greyhound
  • AGE OF PET: Over 8 years

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10

out of 10

Easy and efficient.

It was really easy to submit a claim and I appreciate the insurance company requesting the medical records from the vet rather than me having to be the middle man.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Well Done

Quick, efficient response--no hassles. Thanks.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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