154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

Verified August 28, 2021

Thank you for my extra time with Lochlan

I was quite late filing a claim for one of my dogs, who I lost to cancer. Thanks to Trupanion I was able to get him radiation treatment, which gave me almost another year of good quality life with him. I was grieving, then I moved, then I moved again, and lost the paperwork along the way. I had given up on finishing this claim, when I finally ran across the paperwork again and submitted it. Trupanion came through, and paid for the applicable portions in less than 10 days. Please insure your dogs.You just never know when you will have a health condition or an accident arise that you just can’t afford to pay out-of-pocket without reimbursement. A Trupanion policy gives you options you might not otherwise have. I still treasure those last months with him.

Insurer: Trupanion

By:

Useful
Verified August 28, 2021

Always friendly and helpful.

Always friendly and helpful. Easy to deal with good prices. Trusted by my veterinarian

Insurer: Trupanion

By:

Useful
Verified August 28, 2021

U guys are great.

I always tell anyone who has an animal that they should have Trupanion.

Insurer: Trupanion

By: Lisa

Useful
August 27, 2021

Very unhappy with customer service

I have had pet insurance for 25 years. I changed to Pets Best 2 years ago and luckily have not had any major illnesses with my 3 pets. However, I have had some dealings with it well after the 6 month waiting period and I have to say their customer service is not good at all. This last issue I had I dealt with 2 nice representatives that could not help me. When I asked to speak to a supervisor or manager I was told I could not, that they did and the answer was what was conveyed to me. I have been a manager of a big department for 35 years and NEVER would I not talk to a dissatisfied customer. Unfortunately with the age of my dogs I cannot change at this point.

Insurer: Pets Best

By: BookBub User

August 27, 2021

I would give them a zero if I could

I would give them a zero if I could. Beware, if your dog gets sick in January and your plan renews in Feb. that illness is considered a pre-existing condition and will not be covered at all. They did not cover a hip problem that was considered an issue with the breed, so no they didn't cover my dogs hip surgery 10 years ago. Now in the last year of my dogs life the insurance is useless. Mind you I have been paying for years, even as the premiums doubled. I thought I was buying security if and when he got ill. I was wrong.

Insurer: ASPCA

By: Riviya

August 27, 2021

Mia's emergency surgery

Mia, our golden, needed emergency surgery and thank goodness she is ok. Not even a half hour later I received an email from Trupanion saying they have my back....what a relief. They are the best company to help when you need someone and they are all so wonderful. We used them for our last golden as well and we were never disappointed with the service. Thank you so much, Trupanion! You are our savior.

Insurer: Trupanion Canada

By: Catherine

August 27, 2021

Terrible

Terrible. Customer service - You wait for hours and hours on the phone, just to get a very bad cusomer support They are doing their best not to pay for your pet treatment when you need them. after paying them over a 100$ a month, for two cats, they claimed that my pet has a pre-existing condition. No matter that I appealed, with a letter from my vet (!) saying my cat is 100% healthy, no issues, whatsoever! they still claimed they will not cover, just to make sure they don't have to pay in the future. I suggest you never ever get close to ASPCA pet insurance, it's as bad as a scam!!

Insurer: ASPCA

By: Roni

Useful
August 27, 2021

A terrible experience

A terrible experience They have terrible customer support, you can wait for hours and hours on the phone! there's no other way to contact them, and above all, they do their best to not cover your pets, trying to find excuses or lines in the medical history in order to avoid payment. after months of paying premiums, this is feel like a scam! I recommend not to even think about getting their pet insurance.

Insurer: ASPCA

By: Roni Axelrad

Verified August 27, 2021

because of Trupanion --and my vet ..Raven and I are growing old together.

For the last few years as my dog and only companion has aged she has more and more to deal with. Because of the fact that I don't for a second hesitate on a necessary treatment --as long as she has quality of life and not in pain-- we are able to endure all of this isolation from the virus together. It means a lot to have her with me, walking, eating, all the things that her meds and treatment allow her to do and be. I am not saying that without the insurance I would not still provide whatever she needs.. it is just that my life would have to be radically different in order to afford it. Thank you.

Insurer: Trupanion

By: Sherry

Useful
August 27, 2021

Compassionate Trupanion Team

Trupanion is so easy to work with and the customer service team is so compassionate. Coverage was great and I had the luxury to focus on getting her the best care verses money. Even after the event which she ended up not making it, the Trupanion Team was so supportive.

Insurer: Trupanion

By: Lori W

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