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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Fast payment on claims

I tell everyone I know with a dog that they should have health insurance, And here is the phone number to get it!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Great Dane
  • AGE OF PET: 1 - 8

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10

out of 10

Great service

I looked through many Pet insurance options and found Embrace to be one of the best. They have affordable rates, and if you have two pets on your insurance, you get a discount for the year. The staff is very friendly, and the process of putting through the claims is easy!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent service

I have made 3 claims during the year and on each occasion they were dealt with quickly. I highly recommend Embrace.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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10

out of 10

Highly Recommended

My 7 year old pit-bull had a splenic mass rupture requiring emergency surgery. I submitted a claim and within about a week got a check for 80% coverage (about $7000 total). Without Embrace I would have been paying this off for months (maybe years!). Absolutely wonderful service, great communication (I'm an email person, and they are quick to respond, which I really appreciate). Couldn't be more pleased.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pit Bull
  • AGE OF PET: 1 - 8

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10

out of 10

If you love your dog, be a responsible human

I'm so thankful I bought pet insurance from Embrace. 2 years later Smokey darted into a street---w/ a speeding mini-bus. Smokey is OK, but extensive hip, ACL and MCL surgery. Serious work. Total bill $9.,500. Unless you're flush w/ cash I think it's critical that people insure their checkbook against giant claims. Being stuck in the intersection of 'Credit limit/money & vet bill' is an awful place to be stuck. Some people had to make the horrible decision of putting their dog to sleep because they couldn't afford the bill. If your dog is old, it's a heart breaker, but if your dog is young and you have to make that choice it could screw you up for years. But a higher deductible plan, don't worry about having annual exams covered, pay less (higher deductible) and be comfortable if a WTF event happens. A high deductible plan is only 1/5 of your dog's monthly food bill. Do your self a favor, but the coverage. Embrace has been great, paid claims in a hurry.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Mix
  • AGE OF PET: 1 - 8

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4

out of 10

indifferent

We submitted a claim because our dog broke a tooth that had to be extracted after and altercation with another dog. originally they said they would cover it then after I had the tooth extracted the claim was denied.
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Better than our family health insurance

When we got Great Dane puppy, we wanted to get pet insurance. After a lot of research on different providers we purchased pet insurance from Embrace. Beau started to have seizures this year. Several emergency visits to vet clinics, including a visit to Cornell. He was one very sick Dane. As promised, EMBRACE covered 80% of Beau's vet bills. The bonus is, his seizures are now successfully controlled with proper medication, which is ALSO covered. Without this medication, we doubt that Beau would be here today. We recommend EMBRACE PET INSURANCE to everyone with a pet! Thank you so much, EMBRACE!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Great Dane
  • AGE OF PET: 1 - 8

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10

out of 10

Trupanion is Great!!

When you submit a claim, Trupanion updates you until the claim is processed by letting you know they are still working on it. They have great communication with you and that is really a nice thing! If you email them with a question, they always get back with you quickly to answer any question you may have! I highly recommend Trupanion!
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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10

out of 10

Our Embrace Pet Insurance saved us and our Dog!

We live in Sherrill, NY. We started our Embrace Insurance Policy for our Yorkipoo in January of 2015. The total monthly premium is only $32.40 per month. In November 2015 our dog become ill and was bleeding from her urinary track. Our vet found a blockage/stone the size of a marble. She required surgery. The total Vet medical bill was $1953.93, and Embrace covered $1488.06. This was after Embrace already covered $200 in covered Wellness Vet visits and medications. We are so happy we have Embrace Insurance, especially around the holidays. They paid our insurance claim in less than 10 days with no hassle. Thank you Embrace!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Great Experience

I went through surgery and cancer treament for my 10 year old dog, and they were prompt in all payments and did not deny anything. The key is to have your paperwork correctly filled out and submitted on time. They will pay within 30 days, and will credit your bank account directly if you so indicate. For the last round they reimbursed the vet directly and I had no probems at all.I would use them again--no complaints.
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Staffordshire Terrier
  • AGE OF PET: Over 8 years

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