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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

2

out of 10

Huge Increase in Premium

I started with Purinacare when my dog was just a few months old. Purinacare then sold to 24 PetWatch. I've paid my monthly premiums faithfully for the past 4 years. I just got my renewal notice today, and my premium has gone from $40 to over $100. I have NEVER submitted a claim- thankfully it was never needed. How do they justify jacking my premium over 100%? Not ONE claim filed for my dog. My dog visits the vet every year, he is at a healthy and appropriate weight, neutered, a etc., etc. No thanks, I will be shopping elsewhere and they can take their 100% increase and shove it up their bottom.
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Rate hike every year

They say the rate is not affected by your dog aging but my rates have gone up every year to the point they are now over 30$ more than when I first started. They will tell you it is based on the average cost per bread in that area but no way has it gone up that much especially year after year. False advertising and poor rates compared to everyone else. Never again.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Great Dane
  • AGE OF PET: 1 - 8

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1

out of 10

Misleading insurance

I am very unhappy with this insurance and would not recommend them at all. I spoke with a representative when I first purchased this insurance and it was never explained that they get to decide how much they are willing to pay for something and you get reimbursed from they decided something is worth. For example my dog injured her tail and we had to have it amputated. The vet charged me $137 for the amputation ASPCA decided the amputation was worth $120 so (after the deductible I was reimbursed 90% of $120. SO MISLEADING!!!!! My total vet bill was $704 I had a $100 deductible but I was only reimbursed $434. EVERY SINGLE ITEM on my bill was over the ASPCA allowable amount (so I lost money on ALL of it) The allowable amount on one of the prescriptions my dog had was $.54 where can I get a prescription for under a dollar!!! I would not recommend this company and I think they are very deceitful!!
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

ASPCA is a grest insurance company

we have a 4 year old domestic short hair cat. we divide our year between NY and California. We have had a claim rising in each location. The company processed our claims very quickly and issued reimbursement. we have NO reservations about ASPCA.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: 1 - 8

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10

out of 10

Excellent pet insurance co

Get your pet insured right away, you never know when a medical situation will arise and your pet suddenly needs surgery.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Cocker Spaniel
  • AGE OF PET: 1 - 8

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4

out of 10

First 30 days - unsatisfied customer

I received 30 free days of Pet First insurance after adopting my dog from Domestic Animal Services. Within a week of having the dog, it was discovered that she had a massive ear infection in both ears. I submitted my claim within the 30 days and even provided more documentation when asked. As of 9/6/16 I still not have heard back from the claims department. My claim still states processing. It has been 3 weeks since my last contact from Pet First. I was considering buying the protection package but if this is an indication of how matters are handled, then I will be looking elsewhere.
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Quick and efficient

Healthy Paws website was easy to use and they kept us updated with the progress of the claim, the check came through before my credit card bill was due which was a huge relief!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Over 8 years

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10

out of 10

great service!

getting my puppy pet insurance was the best idea ever ! - you never know when something will happen and claims faxed easily to aspca are processed quickly and accurately.
  • INSURER: ASPCA
  • POSTED: 05/09/2019
  • BY:
  • BREED: Great Dane
  • AGE OF PET: 1 - 8

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10

out of 10

Best decision we could have made

Petunia is our 3 dog, we had 2 boxers before her. Getting Embrace for her was the best decision we could have made, we no longer have to worry about the financial strain of her medical fees and can get her all the care she needs when she needs it. Knowing that Embrace processes our claims quickly and seamlessly helps in every decision we have had to make. I recommend it to all the pet parents we know!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Kitty root canal gone wonderfully

Healthy paws covered everything that they said they would and made my cat's root canal affordable. I'm a vet student, so cost is always something I'm wary of! I'm so glad that I had the pet insurance to take care of my little fur ball, and now he's eating as though nothing ever happened! They handled my claim as soon as I submitted it, and the check is in the mail now! When I graduate, I plan to recommend this insurance to all of my clients, as it really takes the stress off from expensive procedures such as this. It makes it a lot easier to afford these, and also easier in that it allows the vet to give the best possible standard of care, without having to cut corners for cost reasons. Healthy paws is a great investment for any good pet parent who can't afford to pay hundreds to thousands of dollars out of pocket!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: 1 - 8

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