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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

We love our Healthy Paws!

When I first got pet insurance for our Golden Retriever, people thought I was silly. However, after a trip to the emergency department with him and no insurance, I didn't want to risk it. We signed up when Lutsen was a year and a half old and I couldn't be happier with my decision. This past July, he was diagnosed with severe hip displasia and we were devastated. Having enrolled in Healthy Paws over 3 years ago, meant his surgery and all things involving his care would be covered based on the plan we chose. It was such a relief to know I didn't have to worry about paying out of pocket for everything which amounted to thousands! They even emailed a week after Lutsen's surgery just to see how he was doing. I was so impressed!! As for payments, I was reimbursed within a week and every single time I called their customer service department, I was well taken care of. Not only is this a fantastic company, with their prompt response to my and Lutsen's needs, but the people they hire are the nicest and the most knowledgable and well trained individuals I've ever worked with. I could go on and on about how wonderful of a decision you are making by trusting your pet's care with Healthy Paws but you most certainly should try them yourself!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Golden Retriever
  • AGE OF PET: 1 - 8

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3

out of 10

Don't believe all the "great ratings"

Trupanion has turned out to be worse than medical insurance used to be for people. They do try on's to make everything but the most obvious pay the $100 deductible. They go out of there way trying not to pay at all by stating "pre existing conditions if your animal has not been insured from the start. Then you have to go back and forth from your doctor to them, which I'm sure they hope you will say "it's not worth it". I have three pets, two unfortunately with Trupanion that we are stuck with and one with Pet Plan, by far superior.
  • INSURER: Trupanion US
  • POSTED: 09/09/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: 1 - 8

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10

out of 10

Great customer service and quick claim servicing

My entire experience with Healthy Paws was so incredibly positive. We had a scare with our mini doxie requiring emergency surgery, and when I called to clarify some billing/logistical issues, the rep I spoke with reassured me that the most important thing was our dog's health. It was so reassuring to hear that at the time. All three of her emergency room claims were paid very quickly and I could not be happier with their customer support and compassion!
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Miniature Dachshund
  • AGE OF PET: 1 - 8

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9

out of 10

Health Insurance Review

I've had insurance since Lucy was puppy. A friend recommended insurance saying it seemed whenever her dog had problems it would be an emergency which can be more costly.She also recommend ASPCA. I have never had a problem with this insurance. Claims are paid and if not, explained exactly why. I think the rates are a little high but. It is definitely worth the peace of mind. I don't hesitate to get Lucy the healthcare she needs
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Chesapeake Bay Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Embrace cannot be beat!

We purchased Embrace when we first got our new puppy in 2012, primarily because our previous dog had degenerative valve disease, and was uninsured. The vet bills were horrendous, but we did everything we could do for her, including a trip to Michigan State for experimental heart valve repair surgery. She died on the table, but we felt we gave her our best shot. Then came Trudi. She had an unremarkable medical history for the first four years of her life--and then began having seizures. Not only is she epileptic, but she has been something of a brittle epileptic. Even after two drug changes she was having too many seizures, and then began to have more than one seizure in a single day, which has twice required hospitalization. Through all of this, the Embrace staff and company have been nothing but kind and helpful and prompt to help with the bills. My husband and I are in our late 70's, and are truly appreciative. We are also optimistic that a juggling of meds finally has Trudi's seizures down to a manageable level.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Miniature Dachshund
  • AGE OF PET: 1 - 8

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10

out of 10

excellent

I'm so glad I got this affordable insurance I'm on a fixed income it really helped me financially I gave the claim form to the vet. and they took care of the rest can't be any easier.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Mix
  • AGE OF PET: 1 - 8

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9

out of 10

I've been happy with Embrace.

Easy to file. Helpful staff. Decent premiums. Have had Embrace for a number of years and only just needed it (do not have Wellness insurance). They had no problems covering Chloe's laser therapy for her sore shoulder. I have and will continue to recommend Embrace to friends.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Quick claim payments!

I love how quick the claim payments happen! That means everything when you have large costs associated with a diabetic dog! 🐶 Love the direct deposit option right into my bank account as soon as the claim is approved!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: 1 - 8

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10

out of 10

Very Pleased with Embrace

Thus far my experience with Embrace has been exceptional.They pay claims in a timely manner and have taken care of everything we have asked about. I would highly recommend Embrace to everyone.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: Under a year

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10

out of 10

Pets Best - Excellent coverage and service

My dog has had a couple bouts of intestinal problems over the past six months. I filed two claims and both were resolved extremely quickly (within a week) and both covered very high percentages of my cost - 80% in total, between both.In general, with Pets Best, the premium and co-pay are very reasonable. I'm extremely pleased.
  • INSURER: Pets Best
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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