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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

7

out of 10

not sure

I din`t get the refund i was expecting
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Border Collie
  • AGE OF PET: Over 8 years

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10

out of 10

Big help for me and my cat

I don't have very good luck on my pet's health. My cat got urinary blockage 3 times in 2 years. It cost over $1000 each time. So, I have a lot to say about my experience with healthy paws. So far, I think it's a very brilliant idea to choose this insurance. Pros: 1. Claim procedure is super easy. I had my vet sent them the health record, I took pictures of the invoice and submitted on line, the process completed within 1 week and I received the check the week after. I didn't need to talk to any agent, no questions asked, they paid everything with the agreed percentage except the examination fee and the cost prescription food. 2. the deductible is annually, not per claim. It makes the difference when my cat got sick the second time in a year. Cons: can't think of any, probably a little bit more expensive than the other insurance? But just a little bit, and I think it worth it. I don't have experience with other insurance company, but this is as good as I can expect.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: 1 - 8

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10

out of 10

Embrace is the best!

Quick service/turn around time.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Siberian Husky
  • AGE OF PET: 1 - 8

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10

out of 10

Great company

We have been Healthy Paws Insurance member since 2015, we have not had any bad experience with them. About 3 weeks ago our dog got diagnosed with hip dysplasia and needed to get surgery right away. We were so worried since we know this option is not cheap, and wonder what kind of long process it would take. Started to make phone call to their customer service right away after spoke to the surgeon. Let me tell you how amazing their customer service is. They are so hopeful, telling us to send them the doctor's note for their review. We submitted the document on January 10 2017. By January 12 2017, all the process was done and we were on the phone with the hospital to schedule the surgery. Amazing. We did the surgery on January 20 2017. Even after the surgery , they still email us to check up on our dog. The efficiency proves the great management behind it. We definitely recommend this company for anybody who is looking to have health insurance for their pet.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Akita
  • AGE OF PET: 1 - 8

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10

out of 10

Love the App

Beat quote by far for my Cat Jasmine!
  • INSURER: Figo
  • POSTED: 03/22/2018
  • BY:
  • BREED: Calico
  • AGE OF PET: 1 - 8

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10

out of 10

Veterinary Surgeon at Northstar Vets n NJ

Figo is simple and affordable! After spending a fortune on my last Dane, I insured my baby Ajax as soon as I got him. Figo beat other pet insurance quotes by almost half. Pretty incredible! My great dane even got a discount for being a rescue. Customer service was superb and was excellent answering all my questions. Figo really makes the whole claims process so simple and paperless. So affordable as well! I really love Figo because is it is one annual deductible, not a deductible per condition like all the others. The whole user experience was exceptional! Thank you Figo for insuring my big baby, Ajax!
  • INSURER: Figo
  • POSTED: 03/22/2018
  • BY:
  • BREED: Great Dane
  • AGE OF PET: 1 - 8

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10

out of 10

Always a breeze, and better coverage!

We have had Embrace for almost 7 years, through multiple toxin ingestions and other accidents and illnesses. Always a breeze to submit claims and get reimbursed. In the end, given that we just went a few years without a claim before this set, we may not be really saving any money overall, but I am happy to have the insurance. I know that when something happens, I can confidently get my dog treated without agonizing about how much it is going to cost. The reimbursement rate always impresses every vet I tell...
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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1

out of 10

Terrible

The list of exclusions on the "premier" policy I was duped into buying more than warrant my cancellation. The list of things they DO cover would've saved them some ink and me some money. You are better off putting away a little money every week like I was doing before I made this mistake.
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Boxer
  • AGE OF PET: 1 - 8

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3

out of 10

24PetWatch--premiums doubled!

24PetWatch is not separately listed but is apparently related to Pet Care. I've had insurance through this company on my Siberian cat since I got her in 2005. The annual premiums started about around $250 and increased to $278 over time, then suddenly spiked to $580 this year, without notice or explanation. My annual vet benefits are $3000, so the premium is nearly 20 percent of the max I could ever recover. After a long wait on hold, a rep basically told me that they changed underwriters and could do whatever they wanted. I suspect they are jacking up premiums on older pets to force the owners to drop the policies before the company has to start paying big claims. I made a claim in 2015, but he could not tell me if that had anything to do with the rate increase. The rep could only say everything about setting rates is "contextual." If I pay this year, there's nothing to prevent them from doubling the premium again next year. I don't really know how to rate the company because others may also be bad, so I'm giving it a 3.
  • INSURER: 24PetWatch
  • POSTED: 08/29/2017
  • BY:
  • BREED: Siberian
  • AGE OF PET: Over 8 years

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10

out of 10

great

I've had dogs before , and I never had insurance for them. this time, I got a puppy and I said you know what I'm going to do it. sure enough , first time in my life my pet dog fuzzy got hurt. he broke his leg. thanks to pet first. everything was covered. my fuzzy is well. I'm still thanking God for having me make that decision , cause you never know. Thanks Petfirst.
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pomeranian
  • AGE OF PET: 1 - 8

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