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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

7

out of 10

reimbursement is very quickly sent!!

Vet bills are like having an uninsured child to pay medical bills for treatmen Embrace has been such a help when Bogie has a lot of needed care. The checks are quickly sent sent to us after we have filed claims. Thanks for good service.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

Prompt no hassle payment

We never thought about pet insurance but after living through our first dog's mast cell cancer diagnosis and treatment we realized it was a must when we got our next dog. Our guy has had several mishaps-he ran into a car bumper of a stopped car (20 stitches); he was attacked by another dog which required more stitches and, as can happen with SharPei , he has developed several bouts of fever requiring overnight vet stays for IV fluid. Trupanion promptly paid each of these claims. Initially we had a high deductible but a couple of years ago we changed the policy to a 250 deductible and 90% coverage. The premium went up but it turned out to be well worth the price. A month ago our dog went into acute kidney failure. He spent 8 days in ICU at a wonderful hospital. He got great care and he is now on the mend. The stress of having our dog hospitalized, each day not knowing whether we'd need to make the decision to let him go was extremely stressful. Not worrying about the costs lifted a huge burden from us. We knew that based on prior experiences with Trupanion that they would honor our contract. We also called them to review our policy and the compassionate professional was very reassuring. Our dog's care continues and each bill is considered to be part of one event even though we have seen 3 different vets. Some meds needed to be purchased at our pharmacy- one med was 99. At this point the bills have totaled well over $10 K. Thank you to all the customer reps we've spoken to who have been kind, professional and compassionate and thank you to the claims department who have been quick to process the claims! Each claim was handled within a week! Fantastic company!

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1

out of 10

don't do it

I have had two of my cats enrolled for about 3 years, and then I added my new kitten and dog a year later. I've never had to lean on them until this year when my kitten became suddenly severely ill- diagnosed with flutd and then getting two urinary obstruction within a week of each other, requiring hospitalization both times. we racked up a $2,000 bill but I made the decision to treat him because he was young, healthy otherwise, and because I had pet insurance who I thought I could depend on during this stressful time in my life. after his second blockage he required a surgery that redirects his urethra so that he never is at risk of a blockage again. something you'd think an insurance company would prefer because then they won't have to reimburse for another hospitalization should he obstruct again. unfortunately, I'm still editing to be reimbursed from the first hospitalization and it's been over a month. I just got a letter stating that they require another 30 days to process my claim. why? I submitted all of the necessary invoices, letters from the vet, and his full medical history, showing that he's never had so much as a cough since kitten hood. so, I'm $6,000 in the hole, my payments for his care are due, and I've been left high and dry by the company I thought I could rely on when it mattered. Guess I just gave you all of this premium money for free, eh? I've cancelled all of my other animals policies and decided to put the monthly premium into a savings account in case of emergency... after I make the payments toward his unpaid bills, of course. you just can't rely on anyone else but yourself these days. I'm so upset at the money I wasted and the lack of compassion or support when I call.
  • INSURER: Nationwide
  • POSTED: 10/25/2018
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: Under a year

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1

out of 10

Nationwide has more than doubled premiums

I started out with VPI for our 3 month old Yorkie. Premiums were $27.00. New year, new price. My healthy 5 year old is now supposed to cost me $56.00 now...I don't think so. I Cancelled the policy. Not the end of the story, they debited my account for another pmt, the first of March. The bank got it reversed. Today...you guessed it, they debited my account AGAIN!! How scammy can a company get!!
  • INSURER: Nationwide
  • POSTED: 10/12/2017
  • BY:
  • BREED: Yorkshire Terrier
  • AGE OF PET: 1 - 8

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10

out of 10

Great service and coverage from Embrace

Both our dog and cat are covered by Embrace pet insurance. After very disappointing coverage from another company we are very pleased with the coverage for our pet family! Our dog's specialist's bills are taken care of, as well as incidents as they occur. We cannot say enough about the high quality of service from the Embrace team. We highly recommend Embrace to anyone with pets.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Doberman
  • AGE OF PET: Over 8 years

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10

out of 10

Quick reimbursement on claims

I am grateful to the Embrace staff for quick reimbutsement of my two veterinary claims in the last three months. I was reimbursed over $11K for two dogs requiring surgical intervention. I don't know what I would have done without Embrace.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Over 8 years

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10

out of 10

Best pet Insurance

I am very pleased with ASPCA Pet Insurance.They are always very helpful and is ready for any question you might have. I am very happy with them.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: German Shepherd
  • AGE OF PET: 1 - 8

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10

out of 10

No Fuss Claims Settlements

Love Embrace. Have had the insurance for 7 years now. I have never had any problem with claim settlements and usually it happens in 3 to 5 days after I have submitted it. This is the best pet insurance I have dealt with. I will never own another dog that isn't covered by Embrace!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

Very easy to work with

Embrace is a great company. Everyone has been caring and helpful. The website is easy to maneuver and information is easy to find. Most importantly, my dog has been covered like they said she would be. She has different problems and with Embrace, we have been able to care for her.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Belgian Malinois
  • AGE OF PET: 1 - 8

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9

out of 10

Missing My Beloved Pet

The claim was handled expediously.
  • INSURER: Trupanion US
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Mix
  • AGE OF PET: Over 8 years

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