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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Great service

My 6-year-old Bernese Mountain Dog had a mass on her spleen. She had to have her spleen removed, along with a liver biopsy and gastropexy. We weren't expecting the surgery to happen on the day that it did, but we were able to call Embrace and get a pre-authorization pushed through quickly. During the surgery, the surgeon found another mass that needed to be removed. He sent all three tissues for biopsies, and they all came back benign. Thankfully we had Embrace to help us cover these costs. Now we never again have to worry about Ruby developing a splenic mass!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Bernese Mountain Dog
  • AGE OF PET: 1 - 8

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10

out of 10

Glad that I purchased it!

I have a great Chocolate lab, and I had the Embrace policy for 7 years without filing a claim. This year, however, My guy has had a rough time with laryngeal paralysis. Embrace has covered a good part of the medical care that has been required, and our lab has shown a good deal of improvement.I would highly recommend both pet insurance and embrace for all dog "parents".
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Labrador Retriever
  • AGE OF PET: Over 8 years

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10

out of 10

Thank you.

My cat had surgery to remove a foreign body. My claim was substantial and Embrace covered it immediately. I also appreciate the ongoing communication from Embrace about the status of the claim.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: 1 - 8

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10

out of 10

Quick claim returns

It is so easy and quick to upload your documents for a claim. I love how you can see the process of how your claim is being completed. Anytime I had a question or I needed help with something they have been so fast to respond. I highly recommend embrace pet insurance to anybody who has a pet !
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Great Dane
  • AGE OF PET: Under a year

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10

out of 10

Embrace is amazing!!

They have very affordable premiums, they pay the claims very quickly, and their customer service team is awesome. I have had my Himalayan with Embrace for three years and I couldn't be happier!!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Himalayan Flame Point
  • AGE OF PET: Over 8 years

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10

out of 10

Claimes Processing

Over the years, we've used four different pet insurers. We've been with Embrace for four and a half years and they have been incredible. One of our dogs developed a serious heart condition that requires many drugs each month. Claims processing, including reimbursements, has been a breeze.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Great Dane
  • AGE OF PET: 1 - 8

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10

out of 10

Healthy Paws is my hero!

By far the best pet insurance I have had my dogs insured through. I have used 2 other companies and Healthy Paws has had the best coverage and reimbursement level. My dog just had TPO surgery (triple pelvic osteotomy) this way my first claim with them and within 1-2 days of sending all needed information and claim form I received the explanation of benefits showing what my total reimbursement would be (90%). The payment was in by mail box a short time after that. I cannot recommend this company enough!!! If you have thought about insuring your pets, this is the company I would recommend.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Belgian Malinois
  • AGE OF PET: 1 - 8

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10

out of 10

Happy Customer

Most importantly...nothing hidden. My $250 deductible and then Healthy Paws covered 80 and I covered 20. Having insurance in general made it so easy to tell the vet to move forward with our pug's pancreatitis. Then, as our first time using our insurance, I am so glad I did my research and chose Healthy Paws. The app's claim process is user friendly, they are in contact with me making sure Bullitt is doing better, and they processed the claim as soon as I sent it in. I am very happy with their service. Happy Pug mom.
  • INSURER: Healthy Paws
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pug
  • AGE OF PET: 1 - 8

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10

out of 10

So happy I chose Embrace

Like many, I was skeptical of pet insurance. Everything I read online seemed to be negative and complained of low/no payouts, companies looking for any way to deny claims, etc. However, I knew that I wanted to have some safeguard in place in case of a worst case scenario. I don't remember why I chose Embrace...probably gave me the best quote at the time. I do know that I scoured the fine print in my policy. This is so important to do, so there will be no surprises when you file claims. From everything I read (over and over) there didn't seem to be any reason my claims would not be covered. And then that worst case scenario I alluded to above happened. My St. Bernard was diagnosed with Osteosarcoma in January. It is a very aggressive bone cancer. I was shocked to get the news, as he had been in great health until then, and is only 7 years old. My vet laid out our treatment options. We opted for radiation and chemotherapy. Embrace has covered 90% of EVERYTHING I have submitted (thousands of dollars). It has been such a great experience. Covering these extremely pricey treatments helps alleviate the stress of my dog going through this. I can't sing Embrace's praises enough. If I hadn't signed up through them when I did, there is no way we would have been able to afford these treatments.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Saint Bernard
  • AGE OF PET: 1 - 8

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1

out of 10

ASPCA Pet claims

After over 4 years paying for insurance just in case my dog does get really sick. I submitted an estimate for a surgery to help my dog breath. out of the 4k that I submitted I'm told that the ASPCA will only be covering 575.00, since they claim the it's Congenital. You just have to love the way the insurance world works not to pay out when a service is need. and these are the people who are supposed to love animals.
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: English Bulldog
  • AGE OF PET: 1 - 8

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