With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.
We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.
Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.
10
out of 10
Verified Reviews
recommened
Very easy and prompt payment!
I’m very happy with the service. The staff is friendly professional and knowledgeable.
Look No Further, Lemonade Is the Number 1 Pet Insurance on the Market
I wish I would have heard about Lemonade sooner!
After I adopted Quigley I enrolled him on the same policy as my senior dog with Healthy Paws, but Healthy Paws is not flexible, the vet services they cover is limited and the deductible doesn't make sense for a young dog like Quigley. I started looking around and enrolled him with Pets Best, what an epic mistake. I filed a claim and it took 2 WEEKS for them to pay the claim.
Finally I learned about Lemonade, I laughed when I heard the name but I thought why not and boy was I surprised at all the options I had, they would cover some services during annual wellness exams, a few vaccinations, all I had to do was select what I wanted. His monthly premium is very reasonable in comparison to the other two companies I used. After Quigley's last wellness exam, I sat down to file the claim and what a breeze! I got online with a rep, they provided me with an email to send the invoice, immediately they had it open and I started plugging in services, vaccines and fees associated. When i was done I was told the money was wired to my account. HOLY POOP! It was that easy.
Meanwhile Healthy Paws charges me a ton, they raised my monthly premium just a few months ago, swearing it wasn't because my old girl was turning 11 or she had been diagnosed with diabetes and I couldn't move her to another plan since she now had a pre-existing condition and no other pet insurance will cover that.
If you want cutting edge pet insurance who knows what pet parents need with a common sense approach then look no further, sign your furry/feathered family members up for Lemonade Pet Insurance. You won't regret it. At least look at what services they can cover, It will surprise you.
Do not use Embrace!! We got Howie his policy when he was under a year old. He was taken to a vet school to be neutered, gastropexy and repair of an umbilical hernia. While he was under sedation his hips were x rayed. The report states that there are no signs of hip dysplasia. In eight years we have never filed a claim for his hips. On October 1 2021 he was diagnosed with osteoarthritis. Embrace denied the claim. We appealed the decision along with documentation from our vet that it was due to age and he has nothing in his records concerning hip dysplasia. The appeal was denied. I called and asked to speak with someone and was told no one was available. We have paid approximately $16,000 for this policy and now that he is getting older they deny a claim. I cancelled immediately. They will gladly take your money and then deny claims as your dog ages.
Lemonade has been wonderful to deal with! Unfortunately our puppy had an accident resulting in a fractured elbow and the entire claim process was very easy and quick, including follow-up claims related to the accident. I was honestly surprised by how easy it was. I would highly recommend Lemonade Pet Insurance for all of your pets!!!