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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Great customer service, fast reimbursement!

Embrace is wonderful. Anytime I have questions, their customer service is the best. They are so easy to work with! Also, once a claim is submitted I receive payment within a couple days. I am so thankful that I chose Embrace!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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10

out of 10

reliable and professional company

I haven't had pet insurance before, but this company exceeded my expectations. They are timely and thorough. I would recommend them to any pet owner. I wish people insurance was so responsive!
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: 1 - 8

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1

out of 10

Poor company with poor quality

Slow, poor quality, reject everything. The first time they processed my claim they took over 2 weeks and then they processed against the wrong cat. When they finally got to my claim they rejected it stating pre existing condition even though there is no documentation
  • INSURER: PetFirst
  • POSTED: 08/29/2017
  • BY:
  • BREED: American Shorthair
  • AGE OF PET: Over 8 years

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10

out of 10

Top notch

I think this pet insurance is top of the line . I couldn't ask for nicer people on the phone or faster claim service . I had a few claims that needed more detail from the vet and they took care of everything. It brings me peace of mind that my fur baby is protected. And for those of you that don't think you will need it ... believe me you will and you will be thankful you have it
  • INSURER: ASPCA
  • POSTED: 08/29/2017
  • BY:
  • BREED: Mixed Breed
  • AGE OF PET: Under a year

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9

out of 10

A+ for Embrace

I've had pet insurance with three other carriers and Embrace is by far the best. Very affordable premiums with great coverage terms. Unfortunately, we had to utilize the insurance when our dog was diagnosed with cancer. Everything was covered by Embrace with no hassles and handled in a timely and professional manner.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Pit Bull
  • AGE OF PET: Over 8 years

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1

out of 10

BUYER BEWARE

BUYER BEWARE: I signed up with Trupanion in 2013 after my dog had to have spinal surgery. Due to the cost of the surgery and rehab I wanted protection in case this happened again. Trupanion knew of the previous spinal surgery when they signed me up, assuring me that if my dog needed spinal surgery again in the future she would be covered. In April of 2017 a Veterenarian was doing a routine exam on my dog and injured her back. I took my dog to the spinal Dr to have her checked out since she was in discomfort. Mind you this is the 1st back problem my dog has had since the surgery in 2013. When I submitted the paperwork to Trupanion I was denied coverage because it is considered a pre-existing condition. I argued the point that she was injured by a person and this is an acute situation not a pre-existing. Still they denied my claim citing the 2013 surgery, so basically I have been paying for 4 years for nothing and never had coverage for the one thing I was trying to protect myself from. If you google pet insurance Trupanian is not even in the top 10. My suggestion would be to run from these people, cancel your policies immediately and go with some one else.

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10

out of 10

Excellent!!

We have both Welllness and Emergency insurance. We haven't had to use the emergent care, but wellness has been so fast in turning around the checks! Also, it's super easy to email the claims.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Goldendoodle
  • AGE OF PET: Under a year

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10

out of 10

Very pleased with handling of my first claim

Embrace responded immediately when they received the information and claim from my vets. I had a check within 2 weeks or less.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Standard Poodle
  • AGE OF PET: 1 - 8

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10

out of 10

Amazing

My Rottweiler,Sasha, is a big girl with a very sensitive tummy...we have the wellness option along with medical insurance and it is so very helpful.It covers her probiotics, which are a must for her,especially if we are going out of town. Any change can set off her tummy rumbles, and she doesn't do well with strange vets. I submitted her claim on Saturday and it was approved on Thursday. How's that for record time. Everyone I have ever dealt with at Embrace have been so very nice and caring. Would and have recommended them.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Rottweiler
  • AGE OF PET: 1 - 8

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10

out of 10

Very satisfied

I received a email that my claim for prescription was received and processed, it's been less than 6 days, they already mailed a check to me.. So far I'm very pleased that I chose to go with Embrave for my pet insurance.
  • INSURER: Embrace
  • POSTED: 08/29/2017
  • BY:
  • BREED: Dachshund
  • AGE OF PET: 1 - 8

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