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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

10

out of 10

Amazing Service- Best Pet Insurance, ever!

Our three dogs have been with VPI/Nationwide for over 10 years. The service is unparalleled in the health insurance industry (whether pets or people). Customer service reps are always courteous, helpful and knowledgeable. The policies are explained well, and reps answer any questions. VPI/Nationwide will usually cover a percentage of issues - with exceptions of course. You just need to read the policy. Covering preventatives like part of the flea/tick/heartworm and vaccines is wonderful.. We've had a dog with back surgery and another with corneal ulcers. Nationwide has paid a good percentage of those issues. Best pet insurance, ever.
  • INSURER: Nationwide
  • POSTED: 11/26/2018
  • BY:
  • BREED: Weimaraner
  • AGE OF PET: Over 8 years

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10

out of 10

Personalized attention for every client

I have two rescues. Scrappy we adopted in 2013, he was 1 and a half, and Baloo we adopted in 2014 and was between 2-5yrs old. Scrappy ended up testing heartworm positive in December 2013, despite having a clean bill of health from the rescue and being on heartworm prevention since we adopted him. Baloo is not an extremely sporty dog, but my Scrappy chases him around for 8hrs a day to make sure he gets tons of exercise. We recently noticed him limping, after x-rays and an exam that he needed to be sedated to have done, he was diagnosed with a torn CCL. Thanks to healthy paws, both my boys were able to receive the treatment they required, including multiple night hospital stays and made a full recovery. I would never have been able to afford at least $2000 for Scrappy and $4000 for Baloo's medical expenses. I called the company multiple times to make sure they received medical records and ask questions about reimbursement. Every person l spoke to was knowledgeable and friendly. They followed up with my vet and even emailed to see how my boys were feeling. The reimbursement of 90% is one thing but the personal attention is priceless. It feels like you are dealing with another human being rather than an insurance company that only cares for themselves. I will never be able to fully express the gratitude I have towards this company for their services.
  • INSURER: Healthy Paws
  • POSTED: 08/30/2017
  • BY:
  • BREED: American Staffordshire Terrier
  • AGE OF PET: 1 - 8

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9

out of 10

Truly great customer service/fast claim service.

Recently had to turn in a KNEE injury claim on my 4 yr old Agility BORDER COLLIE- GYPSEE... All through the medical/treatment/billing process, Emrace handled our issue expeditiously. We had all invoices/Dr's. notes-- and when submitted on line through Embrace Portal, claims were reviewed and paid in a timely matter. Good communications as well. She is on the mend. All that is left is a number of months of rehab..Thank you.
  • INSURER: Embrace
  • POSTED: 08/30/2017
  • BY:
  • BREED: Border Collie
  • AGE OF PET: 1 - 8

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10

out of 10

Helped to offset cost of treatment

When our Bichon Frise became very ill, once the deductible was met, reimbursement was very speedy. Our Vet's office electronically submitted the claims and the money went right into my bank account. I would like to see more of the office visit covered for situations like this, but it would probably increase monthly payments too, which i would not like, as fees have increased steadily since we enrolled Mac. Yes I would recommend Trupanion.
  • INSURER: Trupanion US
  • POSTED: 08/30/2017
  • BY:
  • BREED: Bichon Frise
  • AGE OF PET: 1 - 8

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10

out of 10

Car Accident

On August 1, 2017 my Bichon Frise, Cisco, darted out into the street in front of our house and was hit by a car. Four weeks earlier a friend and fellow dog owner had talked to me about the wisdom of getting pet insurance. Her rationale was “Nowdays, there is so much veterinary medical know-how to deal with accidents and illnesses for our pets – but it is expensive; probably more than most of our budgets allow.” This made sense to me and the next day I put in a couple of hours researching online, and decided to go with my friend’s company, Healthy Paws. Boy, am I glad I did! If I had put this decision off for another month I would have had to put my healthy, happy 4 year old puppy down…for financial reasons! He needed 2 surgeries: one to repair his torn diaphragm and put his internal organs back in the right place, and one to implant a plate to repair a fractured pelvis. Today, not quite 3 weeks after the accident he is mending nicely! Healthy Paws reimbursed me 80% of my $10,000 vet bill (minus my annual deductible and the initial “office visit”), and they paid it within 7 days! As I wrote to Healthy Paws that first week, “It is a little embarrassing to be so early in my relationship with you, (I had only paid 1 premium!) and to be having to file a claim so soon. But I am so thankful for having the insurance and I am recommending Healthy Paws to everyone I know who owns a dog!” So don’t delay. Buy your pet insurance today!
  • INSURER: Healthy Paws
  • POSTED: 08/30/2017
  • BY:
  • BREED: Bichon Frise
  • AGE OF PET: 1 - 8

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10

out of 10

Wellness visit

Payment was prompt and they are very helpful!
  • INSURER: ASPCA
  • POSTED: 08/30/2017
  • BY:
  • BREED: Siamese
  • AGE OF PET: 1 - 8

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10

out of 10

Great Service !!

Their coverage is the best !!! The payment are very prompt with no hassles !! I will recommend this to anyone that is looking for pet insurance.
  • INSURER: Embrace
  • POSTED: 05/09/2019
  • BY:
  • BREED: Dachshund
  • AGE OF PET: 1 - 8

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10

out of 10

Embrace Pet Insurance is hassle free and super fas

Our miniature schnauzer, Brodie, has experienced several illnesses this year. He's had a hospitalization and recently an extensive diagnostic workup with a specialist to diagnose his health problem. Embrace has covered all the claims, which have certainly mounted up. They process claims extremely fast and efficiently. The value and service we receive with Embrace insurance gives us peace of mind each and every time we take Brodie to the vet, knowing the costs will be shared. We couldn't be happier with our Embrace experience.
  • INSURER: Embrace
  • POSTED: 08/30/2017
  • BY:
  • BREED: Miniature Schnauzer
  • AGE OF PET: Over 8 years

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10

out of 10

ASPCA is great pet insurance.

My Rottweiler puppy has some issues that required Veterinary care. I was reimbursed the money in a short amount of time and have had absolutely no problems with this pet insurance company they have been very helpful and I would highly recommend them to other other people who are inquiring about pet insurance.
  • INSURER: ASPCA
  • POSTED: 08/30/2017
  • BY:
  • BREED: Rottweiler
  • AGE OF PET: Under a year

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9

out of 10

Excellent service

Good costumer service I will definitely recommend this insurance.
  • INSURER: Embrace
  • POSTED: 08/30/2017
  • BY:
  • BREED: Domestic Shorthair
  • AGE OF PET: Under a year

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