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With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

 
5

out of 5

Seemed frivolous at first, but did it ever pay off

For the last 13 years I have been the parent to two wonderful mini-schnauzers, Abbey and Holly. My wife insisted we get pet insurance but I was a little skeptical. I suggested putting money away into an account that we could use should our baby girls need it. Naturally, she won. I'm really glad she did. Over the course of our time with Embrace, Holly, our youngest, was diagnosed with an enlarged heart, bad kidneys, and neurological seizures. She had an internal medicine specialist, a neurologist, and a cardiologist. We would travel between three vets often. Abbey is now fighting her second bout of cancer and had a skin condition that no doctor, not even a vet dermatologist, had ever seen before. These veterinary bills have soared to around $40,000 over these 13 years and Embrace has been able to cover a good majority of that. Abbey goes in for surgery to have a lung removed in three weeks to try and beat cancer for a second time, and I'm just lucky Embrace is there to help us do that. These baby girls are our world and we want to do everything we can to make them healthy and happy.
  • INSURER: Embrace
  • POSTED: 03/01/2018
  • BY: Scott
  • BREED: Miniature Schnauzer
  • AGE OF PET: 0 - 3

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5

out of 5

Affordable, reliable, and quick to take care of business

I have had Pets Best for 4 years and haven't needed to use it much - until 2 weeks ago. My dog had a limp and was scheduled for an orthopedic consult. The day of his appointment, they decided they wanted to keep him for TPLO surgery. We picked Ronin up the day after surgery, submitted the documents online (so easy) and our claim was settled in 10 days. I couldn't be more pleased with my experience. Watching your pet suffer is stressful enough; having the peace of mind that I didn't really need to worry about money on top of it was priceless.
  • INSURER: Pets Best
  • POSTED: 03/01/2018
  • BY: Sarah
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

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5

out of 5

Nationwide is a reliable pet insurance company.

We've used Nationwide for almost four years now for the City's police K9. They cover all major medical and some minor issues, such as teeth extractions. The claim submission form is simple and submitting a claim is easy. Having health insurance for our K9 relieves some financial stress associated with this program!
  • INSURER: Nationwide
  • POSTED: 03/01/2018
  • BY: Holly
  • BREED: German Shepherd
  • AGE OF PET: 7 - 10

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5

out of 5

Extremely pleased with the quick reimbursement.

I'm very pleased with Nationwide. My daughter recommended the company as she is a subscriber for her dog. I have a cat and some minor claims over the past few years were reimbursed in a timely manner. Recently he needed extensive, costly dental surgery with extractions. I was reimbursed 100% quickly. I've recommended Nationwide to my colleagues and friends. I'm extremely pleased with Nationwide Pet Insurance.
  • INSURER: Nationwide
  • POSTED: 03/01/2018
  • BY: Lisa
  • BREED: Mixed Breed
  • AGE OF PET: Over 11 years

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5

out of 5

Embrace is part of our Family!

As both somebody who works part-time at a veterinary office and a director of a dog rescue group, I never thought that pet insurance would be such an important part of every pet owners life! I have had Embrace on my dog Dexter for over 8 years. My Veterinarian recommended them when I brought him in for his first puppy exam. Although Embrace has covered multiple issues in the past, a recent lump found in his neck turned out to by a cancerous thyroid tumor. I was able to make important decisions for Dexter without concerns of the cost of his care. I never though my dog would have an oncologist. I am thrilled that with Embrace at my side, he was able to have first a CT and then surgery to remove both thyroid tumors wth clean margins. His outcome looks amazing, and I am so thankful that Embrace was there to take that part of the stress off my plate! LOVE this company!!
  • INSURER: Embrace
  • POSTED: 03/01/2018
  • BY: Jennifer
  • BREED: Labrador Retriever
  • AGE OF PET: Over 11 years

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5

out of 5

Worth every penny!

I adopted a dog from a rescue shelter in May of 2017. Although I have been the owner of many pets over my life-time, I have never considered pet insurance. I joined Nationwide Pet Insurance In October of 2017 from the advice of one of the "dog moms" at the park I go to every day with my dog Ted. She spoke very highly of the ease of submitting a claim and the speed of reimbursement. I was hesitant over the $67/month premium but figured It would at least come in handy for a yearly teeth cleaning (so expensive!). Forward to December of 2017 (2 months later) my beloved dog Ted suddenly became severely ill. I took him to our vet on a Thursday when I first noticed he didn't want to get up in the morning to play with his dog friends. I took him back to the vet on Saturday as he still wasn't feeling better. By Sunday night (4 days later) he was completely blind. To make a very long, stressful, emotional, and financially draining story short, I had spent over $8400 on testing to save my dog-the best dog I've every had. He had to have multiple lab work, a spinal fluid test, MRI, urine tests, and lots of antibiotics and steroids. I have to say we are the recipients of a miracle as now, in February of 2018, my dog has regained his full health and Nationwide Insurance paid the 90% they had advertised when I first submitted my application! The stress of having a sick dog is overwhelming enough but the vet bills on top of that, knowing they are necessary but so grossly expensive adds to the tremendous burden of taking care of your pet and wanting to do everything possible to help them. My dog Ted will be 2 on May 6 the date I adopted him. I'm not sure I would have had the confidence to agree to all of the testing that helped him recover and regain his sight if I did not have Nationwide Pet Insurance. I am very grateful for this company and for their integrity in honoring my policy that was only 2 months old when this health catastrophe happened. I have since recommended Nationwide to all of my "pet moms and dads". I know at least 3 of them have signed up for Nationwide Insurance.
  • INSURER: Nationwide
  • POSTED: 03/01/2018
  • BY: Karen
  • BREED: Soft Coated Wheaten Terrier
  • AGE OF PET: 7 - 10

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5

out of 5

The best customer service ever!

I have been 100% satisfied with pet insurance with ASPCA. I Have had the insurance for 2 dogs over the last 10 years and never had an issue with them denying a claim or holding up any payments. It more than pays for itself.
  • INSURER: ASPCA
  • POSTED: 02/28/2018
  • BY: Linda
  • BREED: Mixed Breed
  • AGE OF PET: Over 11 years

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5

out of 5

Good Company, Good People

Embrace Pet Insurance does what it says it is going to do and does it well. The people are polite, caring and competent. The claims are promptly reviewed, and I especially like that benefit checks are direct deposited into our bank account. We previously had another company insuring our dogs and they can't compete with Embrace. Highly recommend.
  • INSURER: Embrace
  • POSTED: 02/28/2018
  • BY: Ann
  • BREED: Golden Retriever
  • AGE OF PET: Over 11 years

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5

out of 5

Taking care of Blossom

I have been caring for elderly bulldogs for a few years now and I could not give my sweet doggos the kind of medical care they need without Embrace Pet Insurance. The coverage is excellent. The claim process is simple whether I do it or my vet's office does. The staff is available to answer any questions and they provide compassionate, timely assistance. Having coverage through Embrace takes my stress level down a lot when I am dealing with an illness or emergency.
  • INSURER: Embrace
  • POSTED: 02/28/2018
  • BY: Anna
  • BREED: Bulldog
  • AGE OF PET: Over 11 years

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5

out of 5

Molly's best care

We've been clients of Embrace, since Molly was a little girl boxer. Sadly and unfortunately, she has needed a lot of medical care. We would not have been able to provide that we have fro her, without Embrace insurance!
  • INSURER: Embrace
  • POSTED: 02/28/2018
  • BY: Tony
  • BREED: Boxer
  • AGE OF PET: 7 - 10

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