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I have to say I went in skeptical but I have been very happy and my experience had been very good. We have had all the major issues covered along with the preventative that was stated to be covered. Essentially they stand by what the cover and you can believe the plans levels and coverage areas. We had a major scary fungal infection hit two of our cats and thanks to the coverage not only did we find it fast but treatment has been successful. Honestly I can say that without the coverage and help from the company in covering the emergency visit I don’t know how this would have turned out. We have three awesome furry family members that we rescued and thanks to the insurance they are recovering well.

I've been a member since 2014, the staff have always been helpful and the plans are flexible. Great company, great coverage!

As a family of seven including our dog you need to feel protected and insured that if god forbid something happens you have options and your protected financially. We decided on getting Pet Insurance when our dog was 10 weeks old knowing that vaccinations and healthy visits can add up. Everyone we asked including our vet said Embrace 2 & 1/2 years later we are beyond happy we decided upon them and highly recommend that you do so as well!

One of the best decisions that I ever made, bar none, was signing up with Embrace for my boxer, Molly. Unfortunately, Molly has had a variety of health issues, that would not have been treated at the level required without the support provide by Embrace and it's most helpful staff!!

I Highly recommend Healthy Paws. Carson is our first puppy and this obviously is the first time having Pet Health Care so I didn’t know what to expect. I just knew that I wanted to do this right so I did my research on pet insurance companies in advance before we brought Carson home. Healthy Paws comes highly recommended. Shortly after bringing Carson home I signed up !! I Never Ever Ever Ever thought in a million years I would be going through something like this with Carson at such a young age ! He needed to have surgery. They were amazing through the whole process. I used the app on my phone to submit my claim . It was seriously the easiest thing I have ever done . Immediately I received an email saying they received my documents and give us 10 business days to review your claim , if this is your first claim gives us a little extra time . By the 12Th day I had an email saying claim in process, the very next day (Sunday) I had the summary of my reimbursement for each bill . I noticed there was a bill missing ( my fault ) so I called them immediately, I had Andrea on the phone very quickly and she told me no worries just re submit the one missing right now on your phone and I will keep an eye out for the claim and process it quickly so you don’t have to wait another 10 days. Within an hour I had an email saying it was being processed (thank you Andrea). The next morning I had the summary of my reimbursement. In less than a week from then I had the reimbursement checks sitting on my kitchen counter. I can Now say with confidence i chose the Best ! I have been telling everyone about our great experience with Healthy Paws. You can be sure I will be a life time loyal client .

After a Golf cart accident Embrace helped me all the way thru the claim process. We received multiple checks within 10 days!

Super customer service and a very prompt response to claims. Finn is on the way to his sixth visit regarding his cataract surgery and each claim has been processed efficiently and quickly. I volunteer in rescue and ALWAYS recommend that adopters consider insurance.

Signed my 8 year old dog (9 now) up with Embrace in early 2017. I enrolled my dog after spending $3k out of pocket on my sick border collie mix only to be told she needed surgery at an additional $8-10k and was given a 50/50 chance of survival (she had a mass in her intestines that had ruptured and the mass had potential pancreatic involvement). My border collie mix wasn't terribly old at age 11 and I had expected to have a few years left with her at least. Sadly this wasn't the case due to both cost and the survival prognosis. I held her and sat with her as I said goodbye. I didn't want cost to have any influence on my medical decisions for my dogs in the future. Embrace's policy was clear on what would and would not be covered, a medical review could be done upon request to determine if the dog had any pre-existing medical conditions, and an orthopedic waiver was an option to avoid the 6 month waiting period for bone/joint issues. I made sure Embrace received my pet's medical records shortly after enrolling along with going to the local vet to have an orthopedic exam done. This way I had assurance on what would be covered and if my dog was considered to have any pre-existing conditions what would not be covered. Later half of 2017 my dog injured his back. He got better for a while but had a relapse. The relapse resulted in further diagnostic testing which revealed he had developed IVDD. At this point my dog will need ongoing medical care for the rest of his life as dogs with IVDD have tendencies to relapse into being painful. Thankfully my dog can still have many years to spend with me even with IVDD as long as he is rested for the appropriate amount of time during periods of relapse. My first claim was submitted to Embrace and I received approval for my claim within 7 days. Yes the claims process could be made easier (having to have the vet fill out the claim form every vet visit is a pain and each claim form is reimbursed as a separate claim even if submitted together). But overall I am extremely satisfied with Embrace.

We have had insurance with healthy paws for our golden since he was a puppy and he is almost 6 now. We have had nothing but good experiences with them. They are quick to reimburse and they have never given us a hard time or tried to “get out” of covering any claims that should be covered. Very happy with the peace of mind for our pup that healthy paws provides.

Trupanion is so supportive and resolves my issues so quickly.