207,035+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 207,035 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our reviews make it easy to compare top insurance providers and find the perfect coverage for your pets.

207,035 total


Most selected providers in "February, 2026"

This chart shows the distribution of the most selected pet insurance providers in February, 2026.

Providers with highest rating

Embrace

19,688 reviews

4.9
Healthy Paws

10,944 reviews

4.9
Fetch

5,175 reviews

4.9
Trupanion

58,937 reviews

4.9
Pets Best

14,599 reviews

4.9

Category with most reviews

This chart shows the distribution of review categories.

Verified November 17, 2020

You guy as bad as waiter in restaurant…

You guy as bad as waiter in restaurant Can't get bite of food before eating first, dang write one if I us it till then Shhhhhhhh......

Insurer: ASPCA

By: Albert Savage

November 17, 2020

Steady Deterioration in Service

I have been a long-time customer and, unfortunately, my pets are too old to start again with another company. I am now paying almost $1700/ annually for one of my pets with a multi-pet discount. Years ago, calling customer service was a seamless process and reimbursement was sent within days. Now, reimbursements take forever and I have currently been on hold to speak to a customer representative for over half and hour. You can only blame Covid for so long. With multiple pets, the insurance is necessary, but I would never use this company for any pets going forward.

Insurer: Pets Best

By: Judith Zinn

Verified November 17, 2020

Wish my insurance was this easy/good

I can't believe that I needed to file a claim right after the waiting period was over. It was easy to file and when I called for questions everyone was extremely helpful. The claim was processed quickly and they even followed up to see how my puppy was doing. I would recommend them to all my pet families/friends.

Insurer: Healthy Paws

By: Crystal

November 17, 2020

Wish my insurance was this good

I can't believe that I needed to file a claim right after the waiting period was over. It was easy to file and when I called for questions everyone was extremely helpful. The claim was processed quickly and they even followed up to see how my puppy was doing. I would recommend them to all my pet families/friends.

Insurer: Healthy Paws

By: Crystal

Useful
November 17, 2020

More peace of mind than I can ever describe.

I cannot fully express what a blessing and relief having Pets Best Insurance was to me when I needed it. My cat suddenly came down with Chronic Kidney Disease and the course of discovery and treatment cost a fortune. The only thing that made me feel like I was able to take the steps to take care of him and get him well again was that I had insurance. The Pets Best site made it easy for me to upload what felt like an endless stream of bills and invoices onto the site for approval and after the approval process I was given clear breakdowns of what was being covered. It saved my finances and my cats life knowing that I had this support. I have watched many of my friends and family forced to put a price cap on the care of their pets when I know they would have preferred otherwise and I completely understand that pain, but it was a huge relief to know that there would be some support to get me though those expenses. I have recommended insurance to everyone I know who has a pet and I will continue to do so and advocate for the amazing support I received from Pets Best. My only actual complaint was the app is far harder to manage and use for filing claims, its often better and clearer to use the website directly. Make sure to educate yourself on coverages and know what you are getting and why. I had Accident & Illness which was key to my cats support.

Insurer: Pets Best

By: Tyler McDonald

November 17, 2020

Will take your money but not pay a claim

After 8 months of premiums and hundreds of dollars paid, they denied both of the first two claims I filed after my dog had an injury. They're trying to stretch a single minor note on his last physical to broadly mean "previously existing condition", despite him experiencing a sudden, acute, traumatic event.

Insurer: Trupanion

By: Chris Harrison

November 17, 2020

I wouldn’t do it and I only called for a quote

I called to ask about a quote and what the term of the policy was. I told the guy my dog was currently in the hospital and I didn’t know what was wrong the vet doesn’t know quite yet. I named all her symptoms and he said anything related to her current symptoms would be pre existing, that sounded fishy to me. Then he started repeating her symptoms and alluded to the fact that she had a lot of things going on. It wasn’t what he said but how he said it, they won’t get my business!!

Insurer: Healthy Paws

By: DN

Verified November 17, 2020

Refreshingly Excellent Customer Service

Good customer service is almost non-existent these days. It's unfortunate but true. Not the case with Healthy Paws. The process of signing up, was a piece of cake. Once signed up, they send emails that are short and to the point. When I needed to file a claim, it was easy. They have an online portal and an app. Both are easy to use, intuitive and don't require a bunch of hoops. They review claims immediately, it's surprising how fast. They pay out just as fast and their statements are easy to read. Our dog got pretty sick and the bills added up. I was afraid they would find sa loophole or reason not to pay and that simply was not the case. I highly recommend Healthy Paws to anyone looking for pet insurance.

Insurer: Healthy Paws

By: Cindy Kennedy

November 17, 2020

Finally, good customer service

Good customer service is almost non-existent these days. It's unfortunate but true. Not the case with Healthy Paws. The process of signing up, was a piece of cake. Once signed up, they send emails that are short and to the point. When I needed to file a claim, it was easy. They have an online portal and an app. Both are easy to use, intuitive and don't require a bunch of hoops. They review claims immediately, it's surprising how fast. They pay out just as fast and their statements are easy to read. Our dog got pretty sick and the bills added up. I was afraid they would find sa loophole or reason not to pay and that simply was not the case. I highly recommend Healthy Paws to anyone looking for pet insurance.

Insurer: Healthy Paws

By: Cindy

Useful
Verified November 17, 2020

My wife and I have two now almost 3…

My wife and I have two now almost 3 years' old newfoundlands. We love our boys dearly like most pet parents do and we knew when we got them, as puppies, that we were going to need a pet insurance to cover any eventual issues down the line. We, of course, hoped that we would never need to use our pet insurance with Healthy Paws but wanted to make sure our boys would always get the best care possible, if something was to happen. As it turns out, we've had quite a few issues with our boys already, which of course is unfortunate, but Healthy Paws have always been there to cover our expenses, as per policy, and we have never been left hanging. One of our dogs, for example, just had a mishap recently which resulted in an emergency abdominal surgery hospitalization for several days. Our total bill came to almost USD 10,000.00 and Healthy paws covered without any questions. Our other dog has been diagnosed with a heart condition and thyroid at the start of 2020 and more recently hip dysplasia. He requires a lot of medication to manage his condition and regular check-ups. Here too, Healthy Paws cover our expenses without any questions. We simply would not be able to take care of our boys the way we do, if we didn't have Healthy Paws as a security net. The premium for our policy is high because we have large breed dogs but it's reasonable and definitely worth the money. The claim process is so straight forward. Take a picture of your invoice and upload it through the app. Couldn't be more simple and we couldn't be any happier with our choice to use Healthy Paws as our pet insurance provider.

Insurer: Healthy Paws

By: Thomas Salling Nielsen

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