154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

235,221 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,311 reviews

4.9
Healthy Paws

10,744 reviews

4.9
Fetch

27,422 reviews

4.9
Trupanion

62,926 reviews

4.8
Nationwide

21,417 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

January 28, 2022

Excellent customer service

Excellent customer service, individualized and caring. Claims are reviewed efficiently and paid in a timely manner.

Insurer: Trupanion

By: Cindy Bartels

January 28, 2022

My TruPanion Experience in the need of an hour

Hello, I have been a Trupanion customer since I adopted my first golden (named 'Mickey') in August 2011. He was just a puppy and I had him on the insurance since day one. Fortunately, he did not have to see the doctor for any issues since I had him. But as days/weeks/months/years went by, for the first time we saw him straining during pooping and the poor baby was just struggling in pain. Mickey was diagnosed with rectal mass that had to be immediately removed. Doctors also found some other masses in his thigh and shoulder. They were big enough and suspicious. Mickey’s surgery went well and he is receiving back nicely. Unfortunately one of the mass biopsy showed “Spindle cell sarcoma” and other were “Lipoma”. He might need further treatment now to evaluate from Oncology department on biopsy results. I am just glad that I had Trupanion. Hospital filed claim on behalf of me directly to Trupanion. (Hospital had charged the bill amount as deposit on my credit card). TruPanion required lot of documentation from the hospital). Trupanion reviewed this claim and just today approved $5,725.20 from my total bill of $6,471.33. I just want to thank Trupanion who was there in hours of my need. They did charge separate deductible for Sarcoma and Lipoma but I had chosen $50 deductible from the beginning. They do increase your premium for lower deductibles, but worth it.. I have seen many negative reviews recently so I wanted to post this good experience to others. Only negative I can see is that Trupanion has increased premiums consistently every year. It might be a problem for some, but when time like this comes and you have your insurance that takes care of your pet.. Advice: Insure your pet on DAY 1 when he is puppy and continue the policy without a break.

Insurer: Trupanion

By: Mahesh Sane

January 28, 2022

Great for Dog Owners!

We got this insurance when our dog turned a year old and it ended up covering a large ER bill shortly after. The process for submitting a claim is super easy (you can do it from your phone!) and the turnaround time is less than a week. If you have a dog that frequently gets into trouble, this is a must have.

Insurer: Embrace

By: Sally

Useful
Verified January 28, 2022

Read the fine print!

You could say it's my own fault for not reading the fine print closely enough, but so far it's turned out that virtually everything that has befallen my dog since getting this insurance has fallen under one of the many exclusions written into the policy. So unless your pet gets hit by a bus, be prepared for your claim to get rejected. Read the fine print carefully before buying, as painful as it is to do that.

Insurer: Figo

By: John

Verified January 28, 2022

Healthy Paws is very prompt to respond and caring.

We are very happy with Healthy Paws. Brady had 2 teeth extracted and the claim was settled in just days. Our claims are usually acknowledged the same day that they are submitted. They also followed up days after the surgery.

Insurer: Healthy Paws

By: Marie

Useful
January 28, 2022

I searched and searched!

I searched and searched for a good pet insurance. Who knew this would be sooo hard. After comparing all things pet insurance, pets best is the best option for my pup. From accidents to illness but for me it’s the wellness add on. We spent 250 on our pups first visit and his first shots.. pets best got us back 163! Im so grateful for them. Plus their customer service is 10/10. I got a representative on the phone quickly and she was very knowledgeable! So thank you pets best! We will recommend you to all pet parents!

Insurer: Pets Best

By: Tiara M Cooper

January 28, 2022

Disappointed!!!!

I incurred high vet bills for my cat Misty due to her hyperthyroidism. I only got reimbursed upto $2500. All charges after that was all my responsibility. Also the turn around time for reimbursement is taking way too long.

Insurer: Pets Best

By: Maria

January 28, 2022

AVOID AVOID

AVOID AVOID, they take forever to respond when you submit a claim for reimbursement, and they NEVER pay for anything. Worst customer service too.

Insurer: Pets Best

By: Lesley

Verified January 28, 2022

It was easy to sign up buy I questioned…

It was easy to sign up buy I qyestioned the ad. I dont remember it mentioning a waiting period until after I signed up.

Insurer: Pumpkin

By: Pam F

Verified January 28, 2022

Monica was very professional and polite…

Monica was very professional and polite she help me and answered all questions that I needed to hear she eased my mind I would recommend this insurance to anyone who needs the comfort I give her a 5 star rating she is the best now my puppy has insurance I’m happy with the results

Insurer: Prudent Pet

By: Khaleif Lowman, Apartment

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