Find and read reviews with confidence

Cat Cat

With a growing range of cat and dog insurance policies on the market, it can be hard to find the best pet insurance to suit your individual needs and budget.

We enable pet owners to share their experiences of some of the leading pet insurance providers, so as well as being able to compare the best pet insurance plans available based on cost, levels of coverage, exclusions and deductibles, you can read thousands of pet insurance reviews from other owners across the U.S. and Canada.

Our helpful pet insurance reviews can help ensure you find a policy that’s right for you.

5

out of 5

Fast and great communications

Everything can be sent via fax or e-mail - so convenient, compared to regular mail. We submitted wellness and illness on the same receipt - Embrace sorted it out for us, with just a request for the illness claim form. We then had many receipts, because our girl dog had emergency surgery for a perforated intestine, peritonitis and sepsis, and lymphoma. We could barely keep the receipts straight (let alone worry about insurance claims when our dog was so ill). Embrace sent e-mails to notify that they received the claim. Then they sent e-mails to update that the claims were being processed. Then they sent the reimbursement e-mail, with detailed explanation of payment, and a running total. This was far easier than human medical insurance claims. The direct deposit option is outstanding - complete turnaround for claim review and deposit was under two weeks, so we could pay the credit card in the same billing cycle. We are so grateful for the exceptional service, and caring human beings. My vet had the Embrace flyer, which is how I learned about you.
  • INSURER: Embrace
  • POSTED: 06/21/2010
  • BY: Sheri
  • BREED: Schipperke
  • AGE OF PET: 7 - 10

Did you find this review helpful?

Yes No
4

out of 5

In today's world I cant afford not to be insured.

I am so glad I decided to purchase pet insurance for my dog Uli. I purchased the insurance over two years ago when she was just a puppy and hadn’t had much use for it. As the economy got tighter I thought about canceling the insurance to save money. I thought there wouldn’t be a need for it because she seemed so healthy so I had planned to cancel the insurance when it was up for renewal in April. I had just made the decision when Uli had an anaphylactic reaction to a new pet food and had to be rushed to the vet. She was severely ill and spent two days in the animal emergency room. I knew a significant portion of it would be covered by the insurance so I didn’t have the added worry of the vet bill. Had this even occurred two months later, Uli’s insurance would have been canceled and I would have had to pay the entire bill. I made the decision that night to continue the insurance, with today’s economy I can’t afford not to have pet insurance. I now know firsthand that pet insurance is a must have in this day and age. Not only does it save you money but it allows you to focus on the important things in life like the health and well being of your pet instead of worrying about the vet bill or feeling guilty because you can’t afford a treatment.
  • INSURER: ASPCA
  • POSTED: 06/19/2010
  • BY: Anna
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

Did you find this review helpful?

Yes No
5

out of 5

Healthy Paws - Great Coverage

Our family had a dog with cancer a number of years ago and his treatment cost hit us hard financially. We promised ourselves to cover our next pets with insurance because we knew we would not follow any kind of "savings plan" for their medical expenses. After much research, Healthy Paws came out on top with the best coverage for the cost. Our dogs are now enrolled with Healthy Paws and we don't have to worry about the cost when one of them gets sick. Another plus to Healthy Paws is that they help out rescue/adoption groups through a Foundation they fund. Pretty cool!
  • INSURER: Healthy Paws
  • POSTED: 06/19/2010
  • BY: Kay
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

Did you find this review helpful?

Yes No
5

out of 5

An insurance company helping a cause

Like most,I struggled with the decision to get pet insurance, then had a hard time trying to decide which company to go with. Healthy Paws is a new company, but after researching who they are and talking to them, they are devoted to saving homeless pets, and have a team with business experience/knowledge to accomplish this mission. We run a small rescue out of our home and appreciate how an unexpected vet bill could hurt us financially - a financial set back would keep us from saving hard to place dogs. Healthy Paws has been true to their word from the moment of enrolling, filing a claim and reimbursement. It's awesome to know that Healthy Paws puts our money back into fighting for the cause we are devoted to.
  • INSURER: Healthy Paws
  • POSTED: 06/19/2010
  • BY: Amy
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

Did you find this review helpful?

Yes No
5

out of 5

Super Quick and Easy Claims Process

My 5 month old golder retriever needed surgery to correct a growth plate fracture on his left leg. Embrace processed my claim in a matter of days and I received payment in under a week. The customer service and response time was very fast friendly and professional for any questions that I had. The most important part was there were no surprises when it came to the reimbursement. I was reimbursed based on the plan that I signed up for. I would highly recommend embrace.
  • INSURER: Embrace
  • POSTED: 06/18/2010
  • BY: Lashan
  • BREED: Golden Retriever
  • AGE OF PET: 0 - 3

Did you find this review helpful?

Yes No
5

out of 5

Been a Lifesaver

Petshealth Plan has been one of the best things I did when I adopted my dog from the pound 7 years ago. He has had a lot of strange issues and they have been great about paying the 80%. I would be out thousands of dollars by now if I didn't have this insurance. I am reimbursed quickly and that helps a lot too.
  • INSURER: ASPCA
  • POSTED: 06/18/2010
  • BY: Kristin
  • BREED: Mixed Breed
  • AGE OF PET: 7 - 10

Did you find this review helpful?

Yes No
5

out of 5

Healthy Paws Saved my dog's life!

I really debated about getting pet insurance, especially since Lola had already faced so many health issues as a puppy. However, in a time of crisis I can’t describe how thankful I am to have insurance through Healthy Paws. In March, after Lola’s fourth birthday she started acting strangely and I knew something was wrong. I took her to the Emergency Hospital where I was told she had kidney failure and her prognosis was not looking good. A very delicate and highly complicated surgery was my only option. This surgery alone cost at least $5,000, not including the $2,000 for other tests and hospitalization I had done to get the diagnosis! The fact that the financial burden of the surgery didn’t have to be my deciding factor was HUGE. If it wasn’t for Healthy Paws, I can’t begin to explain how much harder that decision would have been. What Healthy Paws did to take care of us went above and beyond what I had expected from any insurance company. First of all, I didn’t have the $3,000 deposit to begin the surgery and had to borrow it from my parents. Healthy Paws rushed the claim payment so I could repay my parents within a few days. They also had a 15-day waiting period, as most insurance companies do and Lola’s first doctor visit addressing this issue was on the 15th day, and yet they still covered her! They delivered on their promise and paid out what they said they would. Looking back I can’t believe I ever debated the idea of pet insurance. You never know when somethi
  • INSURER: Healthy Paws
  • POSTED: 06/17/2010
  • BY: Lauren
  • BREED: English Bulldog
  • AGE OF PET: 7 - 10

Did you find this review helpful?

Yes No
5

out of 5

Thank you Healthy Paws

We have several dogs with Healthy Paws coverage. This coverage for accidents and illness gives me peace of mind that we can provide the best care for our dogs. It's a bonus that Healthy Paws gives back to homeless animals. Thank you Healthy Paws !
  • INSURER: Healthy Paws
  • POSTED: 06/17/2010
  • BY: Jacinda
  • BREED: Pit Bull
  • AGE OF PET: Over 11 years

Did you find this review helpful?

Yes No
5

out of 5

Embrace is so amazing!!

I just received an awesome news today. I filed a pre-certification for a root canal on my Italian Greyhound. He chipped his back molar and the live pulp was exposed...I needed the help quickly. This precertification was not supposed to be straightforward since they usually don't cover root canal except for canine teeth. However, one of the representative on the phone told me to at least try to file for it with the dentist's letter for justification. To be honest, I didn't have much expectation. I thought they'll just go by the books like any other insurance companies. Boy, I was wrong!! All representatives I talked to were so sympathetic for my Lucious and extremely helpful. They have expedited the decision process when I mentioned that the infection can spread further if we wait too long. Reimbursement is always fast too. I just love this company and the caring people who work for Embrace. They are sincere, polite, and extremely helpful. I feel safe with Embrace. I definitely recommend them to anybody! I gave 9 only because when I call to talk to a specific person I tend to get somebody else because the person is unavailable. I just have to explain the situation again, but it doesn't matter much since everyone overthere is so nice!
  • INSURER: Embrace
  • POSTED: 06/17/2010
  • BY: Eriko
  • BREED: Italian Greyhound
  • AGE OF PET: 7 - 10

Did you find this review helpful?

Yes No
5

out of 5

I recommend Trupanion to every pet owner I know

A few months ago we adopted brother and sister twin kittens. Being a new pet owner I was new to the idea of pet insurance. I was offered a free 30 day trial of Trupanion and decided to give it a try. Not even two weeks later, I came home to find one of my cats, Roku, extremely sick. He had vomited and barely had enough energy to lift his head from where he was lying. Our vet recommended bringing him into the clinic immediately. After being examined, Roku’s blood pressure was dangerously low and the vet was concerned. To complicate matters it was Friday and the vet clinic was closed for the weekend. At my vet’s recommendation I took Roku to an emergency clinic where they had to perform emergency surgery for a possible blocked intestine. They had strong suspicions that he might have swallowed a foreign object or that he had contracted FIP (feline intestinal paracytosis) which is a deadly disease in cats. So one surgery and multiple tests later, the clinic bill had skyrocketed to over $4000. Not exactly the kind of money you keep lying around. I was freaked out by the bill but knew that I had the Trupanion trial. After submitting my claim, I was reimbursed for 90% of the entire bill, no questions asked. I had the check in my hands before the charge was even printed on my credit card statement. All of this and I hadn’t even made my first monthly payment to Trupanion. Roku completely recovered from his surgery and is totally healthy today. Who knows how things would have gone

Did you find this review helpful?

Yes No

Get a quote today

Leave a review