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We were skeptical about insurance at first, but with a golden puppy who was into everything we decided to go with the highest plan they offered, thinking we would lower it after he was done with his first year of appointments. THANK GOODNESS WE DID. Our pup ended up with water diabetes, a disease that is easily treatable with eye drop hormones that run you about $70 for 5oz. He will be getting these eyedrops twice a day for the rest of his life. The expenses incurred to diagnose him, treat him, in addition to his regular monthly expenses would have seemed impossible. Receiving 90% back on each of his vet visits has been amazing. We have always provided appropriate documentation, and have yet to be denied. I would recommend to anyone!

Nationwide is the best insurance available, it covers everything the discerning dog owner needs.

When we learned our dog had bone cancer we were so grateful that Embrace was there to help us in making the best decisions in his treatment. Their claim review was fast which made paying the vet bills a little bit easier. Our dear Sydney lost his battle with this cancer but we will be ever grateful to Embrace for their help and support. Thank You Embrace!!

The person I spoke with took his time explaining things and never made me feel rushed. He answered every question I asked and seemed very knowledgeable. He was very pleasant

After years of owning dogs and worrying about large vet bills, and whether to go ahead and get this or that treatment option, we finally decided to pay for an insurance plan. I am so glad we did. Our dog had surgery the first year of the plan. We paid our deductible and 20% of the costs, the rest was covered. We saved well over $1000 and had no problems submitting or receiving claims.

Years ago, I had to put a dog down because we could not afford the treatment.....I knew I'd never let that happen again...this is peace of mind for me. They are affordable and provide good service...

The coverage for reimbursable expenses we received from Nationwide Pet Insurance was a blessing. Winston was able to get the test and care he deserved due to Nationwide. Thank you

I appreciate how quickly the turnaround time is from one they receive my claim to pay out. I also appreciate there is contact with me as it’s being processed!

I switched to Nationwide Whole Pet insurance from another policy for the more extensive coverage. However I was disappointed in the lengthy period for reimbursement on my very first claim. My previous policy, which I had for 2 yrs, always reimbursed within 2 weeks maximum, and my first claim with Nationwide, for a basic infection treatment not ongoing, took almost 2 months to receive payment...not very timely, especially when you have insurance in the first place to help cover expenses!

I took my puppy to the ER because of his lack of appetite. Constant throwing up and blood in his diarrhea. We tested him for parvo and it ended up that he has hook worms anc bacteria. It's just unbelievable that you guys can't reimburse me anything yet