154,902+ Pet Insurance Reviews You Can Trust

Pet parents across the U.S. and Canada have left over 150,000 verified reviews—real stories, real experiences, real insight. Whether you're after the best price, fastest claims, or friendliest service, our review hub makes it easy to compare top providers and find your perfect match.

236,046 total


Most selected providers in "November, 2025"

This chart shows the distribution of the most selected pet insurance providers in November, 2025.

Providers with highest rating

Embrace

20,329 reviews

4.9
Healthy Paws

10,791 reviews

4.9
Fetch

27,484 reviews

4.9
Pets Best

14,162 reviews

4.9
Trupanion

63,005 reviews

4.8

Category with most reviews

This chart shows the distribution of review categories.

March 10, 2022

Go with SPOT!

After switching over from Embrace, I can confidently say Spot is the #1 pet insurance provider. Spot’s customer service is fantastic. Whenever I have questions about claims, they always get back to me quickly and thoroughly. Plus, they gave me a $25 Amazon gift card for signing up.

Insurer: Spot

By: Chris

Useful
March 10, 2022

I haven't had any good experiences with…

I haven't had any good experiences with this company. My dog was diagnosed with Sterile Nodular Panniculitis. Trupanion denied claim and said it was allergy related. Had to file 2 appeals with help from my dog's Dermatologist. They finally overturned their decision but now say that it will cover treatment for disease but won't cover the Apoquel ( the meds the doctor put her on to treat SNP) and any lab work( the doctor needs to have lab work to check how the Apoquel is affecting her body). My dog was on Apoquel several years ago for Allergies. Trupanion wrote that since she had taken Apoquel before that now it won't be covered. The Apoquel she is on now is to treat her SNP, it is not for her allergies. Medications treat other conditions, not just one condition. So, in essence they aren't covering anything for this disease. I took her in yesterday for recheck for SNP. Nothing was covered according to the email I received from Trupanion. I called today to file another appeal for yesterday's decision from Trupanion. Who knew how stressful trying to get an insurance company to pay a claim is??? Claims are taking longer for payout amounts.

Insurer: Trupanion

By: dina carino

March 10, 2022

BEST Pet Insurance

After switching over from Embrace, I can confidently say Spot is the #1 pet insurance provider. Spot’s customer service is fantastic. Whenever I have questions about claims, they always get back to me quickly and thoroughly. Plus, they gave me a $25 Amazon gift card for signing up.

Insurer: Spot

By: Chris Holland

March 10, 2022

Go with SPOT!

After switching over from Embrace, I can confidently say Spot is the #1 pet insurance provider. Spot’s customer service is fantastic. Whenever I have questions about claims, they always get back to me quickly and thoroughly. Plus, they gave me a $25 Amazon gift card for signing up.

Insurer: Spot Canada

By: Chris

Useful
Verified March 10, 2022

Healthy Paws made an accident stress free and easy!

My niece fed my puppy a handful of raisins and we had to take her to the hospital. Dealing with the potential renal issues was a long stressful process with my pup needing to get blood drawn, levels rechecked, and administered fluid on a daily basis for 3 days. Healthy paws covered 80% of all the costs (policy %) without any question. It was incredibly easy - I just submitted the hospital invoice, claim was approved within 24 hours, and payment was in my bank account a few days later. It made having an emergency incident significantly less stressful knowing I would be reimbursed quickly! They also checked up on her a week later to make sure she was doing okay! Highly recommend healthy paws!

Insurer: Healthy Paws

By: Jessica

Useful
Verified March 10, 2022

Customer service is great

Customer service is great. They pay claims quickly but prices are high and they increase the price every year.

Insurer: Figo

By: Laura Beckendorf

March 10, 2022

Fast

Fast, easy claim process. Customer service were professional.

Insurer: Nationwide

By: M. Murray

March 10, 2022

The app is fantastic

The app is fantastic. Really Slick.

Insurer: Pets Best

By: Ruthie Wagner

Verified March 10, 2022

ASPCA Pet Health insurance is…Great!

ASPCA Pet Health insurance is fantastic. We were able to create a plan that worked well for both our dog and our wallet. The entire process of submitting claims is very easy. I find the turnaround time from claim submission to reimbursement is quick. I would highly recommend this insurance to anyone who has pets or is planning on getting a pet.

Insurer: ASPCA

By: Kathy

March 10, 2022

Dependable, Loyal

Spot has been a joy to work with. Not only is the coverage very reasonable and reliable, the people who work there seem to care and understand the importance of a pet in someone’s life. The overall experience with Spot has been delightful and me and my lil buddy can’t recommend it enough!

Insurer: Spot

By: David Alpeter

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