Price Satisfaction
Discover whether pet owners feel they’re getting good value from their pet insurance plans. These reviews focus on pricing transparency, affordability, and overall satisfaction with plan costs.
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My honest opinion is embrace is fine if…
My honest opinion is embrace is fine if your dogs are young. I've had this policy for over 10 years and feel like I'm being ripped off as every year the premium sky rockets as my dogs get older. I also feel that something so basic, embrace seems to make so difficult. Example they ask you to send in the same receipt. Just feel like some things are self explanatory and they make it seem so difficult.
Insurer: Embrace
By: John Bowling
My rate went up significantly this year…
My rate went up significantly this year and I don't understand why. Even after I talked to customer service I have a hard time believing that Vet costs have really gone up that much.
Insurer: MetLife
By: Joseph Smoulder
Easy to sign my pet up and reasonably…
Easy to sign my pet up and reasonably priced.
Insurer: MetLife
By: Javier Lagunas
I would never recommend this company
I would never recommend this company. My cat happened to vomit once during the waiting period and once right after the waiting period was over. After the second episode, I was concerned that the vomiting may have been caused from eating a roach and took him to the vet. Even though there was no mention of vomiting in the medical history notes I got from my cat’s previous owner, they classified vomiting as “gastroenteritis” and denied any other later claims involving vomiting as a pre-existing condition. The only explanation I could find is that I mentioned to the vet that first time that the previous owner said he would vomit if he ate too much at one time. Feeding only half of a 3 ounce can solved that problem. When my cat had a problem of repeated vomiting with loss of appetite, which was distinctly different from his occasional vomiting followed by desire to eat, I took him to the the vet ER. X-ray showed a grainy substance in his intestines, which appeared to be passing through and lab work showed mildly elevated white blood cell count. MetLife denied this charge, which was over $1,000, due to a pre-existing condition (“gastroenteritis”). How can an acute condition which could be seen on x-ray and caused elevation of WBC count be associated with one episode of vomiting months before? I appealed the denial and lost. My contention was that vomiting, even if it is called “gastroenteritis” is a symptom and can be caused by many different conditions (eating too fast, eating too much, lymphoma, hyperthyroidism, IBD, etc.). I have seen that other pet owners have had claims denied because of symptoms rather than diagnoses. I am left to wonder if the reviewers don’t take the time to read the claims fully or don’t have the necessary medical knowledge. This company was a total waste of money and I cancelled my policy.
Insurer: MetLife
By: Cynthia Newton
Impressed so far
I have absolutely no complaints with Embrace Pet Insurance. In fact, this company has so far exceeded my expectations. I highly recommend Embrace.
Insurer: Embrace
By: Susan Morris
I wouldn't recommend
I wouldn't recommend. They nickel and dime your claims to death, look at any way to raise your monthly premiums and are not compassionate to people with disabilities which includes a TON of pet owners. I'll be canceling them at the 1 year mark as you are penalized and charged back for any claims you had if you don't insure for the 1st year. It's a scam.
Insurer: Nationwide
By: SeeSee Rider
Great service!
Great service!! Fast, knowledgeable, friendly, helpful - 100% satisfied and would highly recommend.
Insurer: Nationwide
By: Liz
I didn't like the fact that my…
I didn't like the fact that my insurance went up $11.00 a month cause of a $30.00 parking ticket I had 5 years ago. Other than that I was pleased. Thanks 😁
Insurer: Sonnet
By: Matt Richardson
Piece of mind
1st time trying pet insurance. Very easy to sign up for what you feel you need. Great price for what is included.
Insurer: Prudent Pet
By: khumeneskygmail.com
Best thing I ever did for my dogs
Best thing I ever did for my dogs. Fast easy process for claims and deposits. Treatment for my dogs is no longer an issue of finances.
Insurer: Spot
By: Daniel