Price Satisfaction
Discover whether pet owners feel they’re getting good value from their pet insurance plans. These reviews focus on pricing transparency, affordability, and overall satisfaction with plan costs.
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Best pet insurance I have found yet...
Fast claims payment. Easy claims process on my end. Only issue I have is prophylactic medicine to prevent heartworm and another to pay for flea and ticks (HeartGard Plus and NexGard). They only pay for 25% of the annual cost for a 12 month supply. Also, past puppy stage they only get a Rabies Vaccination every 3 years, but they only reimburse a one year dosage. But they pretty much cover everything for a wellness exam and vaccinations. So far I have not needed the catastropic coverage. It is pricey for a healthy 4 year old Siberian Husky, but the secure knowledge that she is 90% covered with no cap on benefits is a great relief (I have had a service dog and a pet dog both die of cancer and those bills were YUGE to try to save both of them). Nearly $100 a month is a big jump since I first signed up which was closer to $80. But cheaper if any injury or illness occurs.
$14k emergency surgery almost completely covered
My 11 y.o. Yellow Lab, Jake, needed emergency surgery for a bowel obstruction in early April 2025. We were out of state at the time nearly 2,000 miles from home, and it was super stressful. Also very expensive. He was hospitalized for 3 days in the intensive care unit at an emergency facility in Tucson, AZ. I felt confident in proceeding with treatment and surgery because Pet's Best has been consistently reliable in paying Jake's past claims. If not for Pet's Best, I would've had to make the unimaginable decision between my sweet boy's life and what I could afford out-of-pocket. The claims process was easy and relatively quick, especially given the extensive medical records and charges involved. I received reimbursement via direct deposit about 3 weeks from Jake's discharge. My one complaint was that they did not cover the nutrition he required post-surgery via an NG tube. Jake had been anorexic by then for 3 days and still refused to eat on his own. That liquid nutrition was medically necessary to give him the nutrients his body was lacking and needed to recover. And the vet needed to monitor how he was digesting (and eliminating) food, since he'd had his stomach cut open and a section of his colon removed. Given the circumstance, the nutrition absolutely should've been covered. But it was only about $150 of a $14,000 bill, so I didn't pursue appealing. Ultimately, they paid everything else, and most importantly...Jake is still with me Overall, I've been very happy with Pet's Best! Other than the nutrition denial, they seem to cover (and deny) services appropriately. I'm so grateful to have the peace of mind knowing I don't have to decide between my dog's life and my bank account.
Insurer: Pets Best
By: Kristina
Puppies First Vet Visit
I would recommend Pets Best insurance to anyone with a pet. It’s great peace of mind and it’s nice to know that your pet is covered for the length of their lives
Filing Claims is awful, request excesive amount of information for small things
My company moved from Nationwide to MetLife this year and it has been a AWFUL experience. Its been 1 month since I filed my claim and I weekly get emails of them asking for more information on a simple straight forward short vet visit. They have medical records, charts, receipts and continue to ask for something new each week. No one has ever been available in their "Chat" online feature. Some how my plan is more expensive and the coverage is nonexistent. Would not recommend to a friend. The only reason Im giving a star is because the lady that set up my plan initially was very nice on the phone. It was all down hill from there though.
Insurer: MetLife
By: Kristina
Fast and Easy with Good Coverage Options
The submission process is super easy, the explanation of benefits form you get is very straightforward, reimbursement is usually within a couple weeks (though it can get slower in the summer), and it's kept me from going into some pretty crazy debt over my dog. I do have the highest possible coverage because my pup has some serious chronic health issues (90% coverage), and I'm paying less for insurance than I would for all her procedures and meds. After seeing how high a vet bill can get in a hurry with one major incident, I don't think I'll ever have an uninsured dog again.
Horrible Experience
The worst experience I've ever had with a company. After being a 10 year loyal customer to 24PetWatch - they moved my account without my approval to Hartville who then debited my account without my approval for over $3,900, more than 6x what I had been paying. They then refused to return the full amount to me. Completely unethical.
Insurer: Hartville
By: Jean
Happy with Pets Best
I wish the reimbursement was a little quicker but I’m very satisfied with Pets Best overall and I definitely recommend them!
Good news
So happy that I have pet insurance. Sure has helped me take better care of my baby with Pets Best’s help. Pet insurance isn’t cheap but in the long run if your pet has problems, well worth the cost.
review of Pet's Best pet insurance
I am very disappointed in the amount of time it took to address my claim, 3 months. While not expecting my claim to reach my $250 deductible I was expecting the amount to be applied to my deductible. I will not renew my policy once my year is expired. I had much better service with Nationwide Pet insurance and only left due to the premium. Once again, you get what you pay for...
Peace of mind
Pets Best insurance gives me peace of mind knowing it's there when I need it. I am a responsible pet owner and can handle regular vet bills but want the security of knowing a major vet bill ($1000+) will be covered by insurance and not put a burden on my family.
Insurer: Pets Best
By: Jessica