Price Satisfaction

Discover whether pet owners feel they’re getting good value from their pet insurance plans. These reviews focus on pricing transparency, affordability, and overall satisfaction with plan costs.

23,383 total


October 01, 2025

The worst experience ever.

The worst experience ever. we paid 131.96 a month for 12 months, and finally put in a claim, it was just our once a year visit, normal Exam, blood test, preventative care... which I added, for one cat, and they only paid 175 out of a 1017.00 Vet bill, no extras, no frills... so we paid 1575.00 to get no real preventative care at all.

Insurer: ASPCA

By: EditMonsterKurt

September 30, 2025

Fetch is Amazing !!

I am so impressed with Fetch and also incredible grateful. I had other pet insurance in the past and they never helped. Fetch is legit and affordable. Thank you so much Fetch!!!!

Insurer: Fetch

By: Amy, Sunni & Hazel

September 30, 2025

I am very proactive with my canine…

I am very proactive with my canine kid’s healthcare and an advocate for preventative care. Dental cleaning and the recent removal of a lipoma tumor being removed at the same time, suggested by the veterinarian in case it increased in size where it was located could interfere with his mobility. Plus we avoided an additional surgery in the future. This company qualified both procedures as pre-existing even when I submitted cleaning receipt from a year ago! Tumor is pre-existing?? I was paying a little over $100 a month including a supplemental plan! Don’t waste your money with Embrace thinking you will receive coverage. Should never have left Fetch! I don’t recommend this company as their underwriters deny everything!!!

Insurer: Embrace

By: Cindy Calhoun

September 30, 2025

Really terrible

Really terrible, the quote price was different from the actual price , I have to pay $200+ more from the quote for my actual premium.

Insurer: Sonnet

By: Inaam

September 30, 2025

Misleading and expensive

Misleading and expensive. I had signed up for my kitten's pet insurance. I have the wellness basic plan and have spent about $1,200 during 2 visits. I've received $105 back in total as that is the MAX I can get for vaccines and other procedures. To make it worse, I have a $500 deductible. ZERO DOLLARS WENT TOWARDS MY DEDUCTIBLE. I will be cancelling

Insurer: Figo

By: Matthew Prater

September 30, 2025

Embrace is affordable and submitting a…

Embrace is affordable and submitting a claim is very straight-forward

Insurer: Embrace

By: Andrew Swang

September 30, 2025

Finally Found the Right Pet Insurance

I spent months comparing different insurance options before choosing Spot, and I’m so glad I did. The coverage is clear, the claims process is simple, and reimbursements come quickly. Having both accident and illness protection gives me peace of mind, and I love that I could customize the plan to fit my budget. My dog had an unexpected surgery recently, and Spot saved me from a huge financial burden. Highly recommend to all pet parents.

Insurer: Spot

By: Dwi Haryanto

September 30, 2025

Read Your Policy Carefully!

I learned that once you ever have a claim and you lower your reimbursement % and raise your deductible amount you can't change it back. AND, this next thing I'm going to describe is the reason I canceled one of my dog's policy. I read an EOB closely and discovered the reimbursement % is taken off DURING the deductible period. Yes. If you have a $1000 deductible with a 50% reimbursement and file a $1000 claim, it goes like this: $1000 - 50%=$500.00 towards deductible, not $1000. If you thought the DEDUCTIBLE was fulfilled, YOU'RE WRONG. In this scenario, you will have to file $1500 in claims to fulfill a $1000 deductible. If you have a $250 deductible with a 80% reimbursement and file a $250 claim, it looks like this: $250 - 20% =$200.00 towards deductible. That's right! Your reimbursement % is calculated DURING your deductible period. BUYER BEWARE!

Insurer: Healthy Paws

By: Wg Newman

September 30, 2025

Ease of process

Pets Best is so easy to use and the customer service is outstanding. We’ve been with them for 5 years now with 4 dogs and they have been a blessing. Claims are easy to file and quick to get reimbursed. Multiple plans to choose from!

Insurer: Pets Best

Veterinarian: Dakota Hills Veterinary Clinic

By: David

Useful
September 30, 2025

they have been great right up until…

they have been great right up until they doubled my premium on my 9 year old domestic medium hair cat. They say it's based on actuarial statistics and promise it's not because of any claims, but it just so happened to take place immediately at renewal after a year of claims due to hypothyroidism. regardless, to DOUBLE the monthly premium is absolutely unacceptable.

Insurer: Embrace

By: Tyler Carson

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