Price Satisfaction

Discover whether pet owners feel they’re getting good value from their pet insurance plans. These reviews focus on pricing transparency, affordability, and overall satisfaction with plan costs.

23,383 total


October 24, 2025

Really disappointed in the coverage

Really disappointed in the coverage. Cancelled my coverage. My dog started to unexpectedly vomit and they are claiming it is not an accident. That should absolutely be covered in the premium I pay. I am also not interested in paying nearly $100 a month for them to also cover my pet's "illness," that he actually doesn't have. They're calling it an illness and it's not an illness, it's an unexpected turn of events because he was vomiting blood. Well, they don't know that. he was vomiting blood. They are scamming people. Just save your money people and go with healthy paws. I have never had them deny claims, but they are nearly as expensive.

Insurer: Spot

By: Cassidy Yermal

October 24, 2025

Affordable prices

Affordable prices

Insurer: MetLife

By: Leslie Zeron

October 23, 2025

If anyone is looking for a competitive …

If anyone is looking for a competitive rate You have found it .Very user friendly!! I would reccomend Sonnet to anyone

Insurer: Sonnet

By: Lindsay

October 23, 2025

Do not trust them. Make sure you have sent them all medical history before purchasing and have it cleared with full knowledge of what they will cover otherwise they will just jerk you around till ur out of coverage time

I have two policies with embrace. Never used them. I decided to give it a try with three bills from emergency vet visits in 2024. They weren’t bad but I had honestly forgotten about the insurance and just decided to see how it worked out. After six months of trying multiple phone calls. I was unable to get my receipts taken care of because they said Codie had been seen by a vet they had no records for in 2020. I was like ummm no I gave you all his vet visits. As he was rescued during the pandemic I had about four visits with different vets per who was excepting. I did a premimiary full exam with a one vet then had to go to another for follow up and finally switched a to a different one based on location and personal experience. The three bills were all less than 350 dollars. And were for diarrhea and one for a rash! It was no big deal dermatatis and probably something he licked in the Florida grass as he is a hound. But still they refuse to pay nor communicate with me. No matter how long I sit on the phone or how many calls I make. Mind you I have both and emergency and routine care policy that I have thus far paid them over 4500 dollars for. I’m canceling because this is ridiculous. They are just taking my money. And I can’t do anything about it. My next call will be a report to the bbb. They literally have stolen my money I feel. Hopefully someone is getting paid out with it.

Insurer: Embrace

By: Eyesontheskyosu

October 23, 2025

Easy to upload documents

Easy to upload documents, easy to get abhold of for questions and are friendly and speak English. Quick payment and review

Insurer: MetLife

By: Charity b

October 23, 2025

I like that it covers preventative care…

I like that it covers preventative care and is affordable.

Insurer: MetLife

By: Francina Segbefia

October 23, 2025

Grateful for coverage

Without this pet insurance I would not be able to afford the special diet and medication my dog needs. Best decision made to enroll in coverage for her!

Insurer: MetLife

By: Lu

October 23, 2025

Relatively painless experience

Relatively painless experience. I never felt like I was fighting for payouts. Everything that should be covered was covered with minimal (if any) denials. Two issues that kept me from giving 5 stars: 1) annual rates skyrocketed over the life of the pet (understandable, but still sticker shock), and 2) payouts were often months after the fact. If you can financially weather that, then no problem, but if paying a bill and waiting several months for reimbursement would disrupt your life, you should maybe look elsewhere

Insurer: Pets Best

By: John

October 23, 2025

Peace of mind and super easy to file claims

Spot is super easy to use and has saved me one too many times with my pup! I’m an anxious puppy mom so when i have to run to emergency for her i can rest easy knowing spot will save me money

Insurer: Spot

By: customer

October 23, 2025

The price of the plan for my perfectly…

The price of the plan for my perfectly healthy pet has increased from in 2023 $79 to an upcoming $330 in 2026. I had 0 claims since 2023. This is theft! I will be canceling immediately even though they make it extremely difficult to cancel. Ever since getting bought out, this company has been a nightmare. Stay away from them.

Insurer: Fetch

By: Alla Dmytriieva

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