Price Satisfaction

Discover whether pet owners feel they’re getting good value from their pet insurance plans. These reviews focus on pricing transparency, affordability, and overall satisfaction with plan costs.

23,481 total


February 05, 2026

I’ve been with them since I adopted my…

I’ve been with them since I adopted my dog I believe now 3yrs ago. For the most part he’s been healthy except for a couple times when he got into a coffee pod which required an emergency vet visit which was quite expensive I met the deductible and they paid quickly. Their customer people have always been very friendly and helpful. I did have to lower my reimbursement rate due to the higher rate increase. I do like the wellness policy as it covers all his vaccinations and even his dental chews. I know what to expect from Embrace and will keep them.

Insurer: Embrace

By: Tedd

February 05, 2026

I can’t really rate this product

I can’t really rate this product has I haven’t received anything to rate. I can say that signing up was easy and the price was affordable, but other than that I don’t know if it is a good product or not

Insurer: Nationwide

By: customer

February 04, 2026

I pay over $100 a month for this…

I pay over $100 a month for this insurance and when my little dog needed a Liver Biopsy, Pets Best denied my claim saying "not covered".

Insurer: Pets Best

By: Rhonda Vance

February 04, 2026

Easy to work with

Easy to work with. Simple process for submitting claims. And insurance is affordable. Two thumbs up all the way around for Spot Pet Insurance

Insurer: Spot

By: Rymond Shepherd

February 04, 2026

Very, very slow

I opened 4 claims in the last month. The process was very easy, that was good. But it’s been too slow. It took almost one month to process the first claim, the other 3 remain “in process”. In all this time there has been no communication other than an automated “we’re sorry for the delay” email.

Insurer: Pets Best

By: Coraly Romero

February 04, 2026

This is the first dog I ever got…

This is the first dog I ever got insurance for. Their prices are better than most, they cover a lot of items and I find it very easy to submit the medical receipts. I just wish it was a little quicker to receive the reimbursement check. But I still give the 5 stars because they make it very easy!

Insurer: Spot

By: Wendy Smith

February 04, 2026

DO NOT DO BUSINESS WITH THIS COMPANY

DO NOT DO BUSINESS WITH THIS COMPANY! Once you are signed up it will be very difficult to cancel as the only way to cancel is by phone and only after you sit through a mandatory customer retention sales pitch. This is an unfair burden to place on the consumer but their legal team manages to just barely skirt around state laws to manipulate you into having to meet this requirement to cancel. Do not be fooled by the claim that "you can cancel at any time." THIS IS A LIE!

Insurer: Fetch

By: Matt Blaisse

February 04, 2026

typical insurance scam

Had this pet insurance for 16 month paid fetch an average $64 a month (average because the amount kept going up and down Why? who knows). paid about $1024 plus $551 in vet bills for a total $1575 spent and only received $110. fetch try's to lore you in with large list of coverages but in reality they only cover $10 for those. Not the 80% they post. It is definitely better to put the money away each month and use it when something comes up.

Insurer: Fetch Canada

By: Michael

February 04, 2026

Definitely for your pets medical needs!

Met life has been wonderful! Their claims are easy to file and I get my money back within a few days! This is the company to use for your pets medical needs.

Insurer: MetLife

By: Stacy

February 04, 2026

593% Increase in 1 Year

I was a customer for 5+ years. This year my premiums went up to over $1,000 a MONTH for my three pets. It's always been around $150 monthly. My premiums are more than the payout could ever possibly be if something catastrophic happened. That makes no sense that I am paying them more than I could even hope to recover IF there was an incident. Called 3 times to resolve this only to be told the numbers are correct. That's insane! They were easy to work with up until this.

Insurer: Embrace

By: LC

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