Price Satisfaction
Discover whether pet owners feel they’re getting good value from their pet insurance plans. These reviews focus on pricing transparency, affordability, and overall satisfaction with plan costs.
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People would go to see a doctor, ANY doctor!! if they had to pay for EVERYTHING up front and HOPE that they got MOST of the money that it cost them for the OV, lab, possibly X-rays and everything else paid back to them in........... a MONTH, MAYBE 2, MAYBE NEVER!!! looking at the prices of dog health insurance.. at least for my wallet! it'd be a LOT better AND CHEAPER for me to keep the same amount of money, each month in a safe place at home!! so after just a few, say 6 months with an already healthy dog. I'd have the money at hand for a common vet bill!! an average of $73. a month adds up FAST!!
Insurer: ASPCA
By: Your
Do Not Embrace Embrace
I am so displeased with Embrace that I considered reporting it to their state's insurance board. As far as I garner, they have a very sophisticated bait and switch program. I changed the policies of my dogs as they aged; Embrace claims they have not record. Embrace increase the yearly cost without personal notification. A text is not a proper notification. Then after they raise your deduction amount, the have a 60 day waiting period from the renewal date. Who remembers what date they signed up? Again, where is the notification? It has cost me over $300 a month to ensure my dogs and yet Embrace has not covered one expense. They keep raising the deduction without proper notification. I assure you that I would never carry a $1000 deduction and a $10,000 coverage on a senior dog. Embrace is so insulated that it is almost impossible to contact them; there is no email address and if you try to call, be prepared for a very long wait.I finally got through to a young woman who offered explanations that were less than satisfactory. I feel that Embrace's honesty is edgy. I warned the young lady to whom I spoke, do not drop my policy until notified. Also, I found after much research an email. I have not heard back from Embrace. insure
Insurer: Embrace
By: janice
Blessed
Our German Shepherd went in late on a Friday night for emergency surgery. By some miracle he is recovering well. Without insurance for Healthy Paws we would have had no chance but to euthanize him. 4 days later when he was released we filed our claim and was paid 3 days later . I have very happy with our insurance and how it has been well worth the money.
Read the fine lines, especially with breed exclusions!!
Our accident only ins plan covered basically everything BUT a 'cruciate ligament tear' which is basically the same as a torn ACL in humans. So b/c Beagles are more prone based on their stature, weight issues, etc etc blah blah blah... we had to pay out $4800/knee?!?!?!? I signed up for ins immediately after taking ownership of our pup & NEVER missed a darn monthly pymt EVERRR!! Typical insurance game... you need or responsible with taking out a policy for the "what-ifs" & then when those do happen in life there's ALWAYS some reason or excuse as to why you're NOT covered🙄 Ridiculous!
Insurer: Pets Best
By: Julie
Grateful for PHI Direct Pet Insurance
Customer Service awesome - Payment for coverage for TPLO was received within days of surgery. Process was painless and stress free. Communication via text and email was issued every step of the way. Would highly recommend this Pet Insurance. Rates are affordable. Five stars from this happy customer.
Metlife is TOPS
I work in the veterinary field where I am exposed to many pet insurance companies that our clients have enrolled in. Metlife is stellar in all areas especially in their phone presence. Last year we rescued a 5 month old puppy when 9 days later he chewed up a wooden hair brush, a pen, box of tissues and part of a book. Due to the sharpness of the pen and brush he had to have full surgery. MetLife did not question any of the process and reimbursed us the 90% that we had enrolled in. We highly rec Metlife and are customers forever!
Insurer: MetLife
By: Renee
saved from financial hardship
when I adopted my French bulldog I never would have expected that her first year would have cost me thousands of dollars in emergency veterinarian care but thanks to having this pet insurance I won’t suffer the consequences of financial hardship because of it .. and to think I almost didn’t get the insurance .. Truly thankful and blessed that I did
Premiums up 30+% a year even without ever a claim!
Better off saving your money yourself…your premiums just increase 30%+ each year even if you have never had a claim and no notification. Next is you have a claim and there is a loophole like your pet was only seen once and not 5 times for the condition. Same ole blah blah blah SHIM SHAM!
Insurer: MetLife
By: Brenda
Peace of Mind
I purchased pet insurance when my dog was about 6 months old. He is now 5 years old! I purchase pet insurance for peace of mind with illness or injury. I wanted to be able to provide the best care for my dog when injury or illness has occurred without having to worry about how being able to financially afford. I pay my vet with my credit card, submit my claim and when I am reimbursed I use that money to make a payment on my credit card . So far I have had the peace of mind I was looking for. It is easy to upload invoices through their app. I have even gotten a reimbursement the same day as submitting the claim!
Insurer: Healthy Paws
By: Ericha
Best Ins we have had
Metlife has been by far the best pet insurance we have had. Very prompt with doing claims and payout. The only thing I don't like is the APP you can't see certain things on it but when you call them they answer all your questions and are great. I have 3 dogs on it and another one soon.