Price Satisfaction

Discover whether pet owners feel they’re getting good value from their pet insurance plans. These reviews focus on pricing transparency, affordability, and overall satisfaction with plan costs.

23,383 total


Verified February 13, 2026

My cat was diagnosed with Hyperthyroidism

My cat was diagnosed with hyperthyroidism recently. This has required many tests & consultations with other veterinarians. Having a policy with Pumpkin saved me a LOT of worry & anxiety, without this policy, I don’t know how I would’ve afforded her care. I submitted my veterinary bills to them & within three days, I received payment from them. They do pay ninety percent of what they cover & they cover a lot! I definitely recommend Pumpkin’s pet insurance. It saved me a lot of worry!

Insurer: Pumpkin

By: Maryann Schiappa

Verified February 13, 2026

Love Love Love

Super quick, super reasonable and excellent care!

Insurer: Pumpkin

By: SV

Verified February 13, 2026

Good Services

Very good service, good prices, good benefits.

Insurer: Nationwide

By: Ernesto Ambriz

Verified February 13, 2026

I adopted an 8 year old lab named Buddy…

I adopted an 8 year old lab named Buddy that lived with a cone on for years, and wasn’t to the vet for a long time. Blue Chip the organization I adopted from sent me an email saying to apply for Metlife pet insurance. I applied and got the insurance. It was absolutely God sent. My husband and i are retirees on a fixed budget. Metlife really cares about pets . I got the insurance on 01/01/2026 and 9 days later when i took Buddy to the vet , Metlife coverd it minus my deductible. Thank u Metlife for covering my 8 year old rescue for a very responsible price.

Insurer: MetLife

By: Pearl Sarbaugh

Verified February 13, 2026

Quick, Easy, and Affordable

Quick and easy to sign up and navigate the process, also very affordable! Will be recommending this service to people

Insurer: Nationwide

By: Bre

Verified February 13, 2026

It was so easy to pick out an insurance…

It was so easy to pick out an insurance policy.

Insurer: Prudent Pet

By: djtiliyahoo.com

February 13, 2026

Way to expensive if you have a healthy pet

I’ve had Trupanion for several years and initially felt good about the coverage, but the way they price policies has become increasingly frustrating. Their model evaluates your premium based on other pets in your area of the same breed, age, and gender — essentially a “people paying into the same pot” philosophy. While I understand how risk pools work, the reality is that my premiums have risen dramatically even though my own dog’s claims and health history haven’t changed. In just the past few years, my rate has increased 16%, and most recently another 19.5%. The only explanation provided is that costs are rising due to claims from similar dogs in my geographic area. In other words, responsible pet owners can end up subsidizing the misfortune of others nearby, with very little transparency or control. There hasn’t been a clear breakdown showing why these increases are necessary or how they’re calculated beyond general statements about regional trends. I chose this insurer expecting stability and predictability over time, especially given the already higher monthly premium compared to competitors. Instead, the year-over-year increases have made the policy feel less sustainable and harder to justify, particularly when they’re not tied to my pet’s actual usage. Coverage itself may be solid, but prospective customers should go in understanding that premiums can rise significantly based on factors outside your control, including the claims history of other pets in your area. If you’re looking for long-term cost stability or transparency in pricing, it’s worth asking detailed questions and comparing options before committing.

Insurer: Trupanion

By: Jessica Ledder

February 12, 2026

Best in class customer support!

I've been with Fetch Pet Insurance since getting my dog 8+ years ago, and I've had many interactions with the folks there. I can honestly say, every one of the reps I've interacted with has been fantastic. Just spoke with Samantha, and she like the rest of her colleagues are empathetic, helpful, professional and kind. As far as Fetch as a company, they also deserve 5 stars! App/website are very easy to place claims, payout wait time is reasonable and overall experience has been stellar. I highly recommend Fetch!

Insurer: Fetch

By: Michael miner

February 12, 2026

10/10 do not recommend

10/10 do not recommend Biggest waste of money you can find, nothing but a scam. Every claim made has been denied, but rates still seem to go up.

Insurer: Trupanion Canada

By: Adam

Verified February 12, 2026

Pet owner's best friend

Really excellent insurance, which we carry on both dogs. In a perfect world, our dogs would be healthy forever and incur minimal vet bills, but the reality is, illness and injury happens, and bills can be exorbitant. Well worth the monthly charge. The website is easy to navigate, and customer service is quick and responsive.

Insurer: Spot

By: beachwriter

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