Price Satisfaction
Discover whether pet owners feel they’re getting good value from their pet insurance plans. These reviews focus on pricing transparency, affordability, and overall satisfaction with plan costs.
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I can't believe they can get away with this!
I have a service dog. I am very conscientious about her care because I am dependent on her for my independence. My vet has been offering a package deal where she gets her yearly check-up, blood, stool and urine tests, etc. for 1 discounted price. The last 2 tests showed a slight elevation in 1 of 2 kidney values (The first showed the slight elevation in 1, the 2nd showed a slight elevation in the other while the first went down). My vet told me about it and has been watching those values carefully "just in case". He stated several times, "she does not have kidney disease", because I was all concerned. I asked what I could do to help prevent it and he suggested a prescription diet, "however, she does not have kidney disease!". I decided that if something would happen, I should get insurance for her before it became a pre-existing condition. I called Nationwide, agreed to pay for her rx diet, her allergy pills, and her supplements. Then I sent in my first claim. it took 8 MONTHS to hear back from them (other than several notes saying they needed another 30 days to make a determination). After paying them for 8 months, they determined that besides the things we discussed, they also were not going to pay for anything kidney related because of those slightly elevated blood tests, and they also were not going to pay for anything for her ears because she had "itchy ears". Duh people, that's why she takes allergy pills in the spring through fall, and I already agreed to pay for her pills, but that was not enough apparently. She hasn't been seen for her ears for a long time now. Talk about searching for ANYTHING they can find so they can determine a pre-existing condition!! 2 different vets were very surprised to find that Nationwide had denied kidney problems as a pre-existing condition because, "she does not HAVE kidney disease!" I searched for a way to appeal that decision, but there was nothing in the paperwork even saying there is a way to appeal. Next month, I have to sign up for another year, and believe it or not, they are raising their prices approximately $57 a month!! I've decided to just put that money into a separate savings account for her to pay for her vet bills instead of depending on Nationwide. Because I believe that if she does get sick, they will find a way to disqualify it as a pre-existing condition if they have to take a full year to do it!
Insurer: Nationwide
By: Viv
Peace of mind
Nationwide pet insurance is truly the best and eases our minds when we have large vet expenses.
Insurer: Nationwide
By: Jennifer
Unreasonable Price Increases
The claims process has always been very good. We had to downgrade our coverage because the rate increased very unreasonably; approximately 52% increase in one year. You say the premium doesn’t increase based on claims we make, but that isn’t entirely true. Part of the increase is due to the cost of claims as a collective among all policy holders so essentially premiums do increase based on claims and my claims are a contributor to that. I expect some increases in premiums over time but I also expect them to be reasonable.
Insurer: Nationwide
By: David
The Best Pet Insurance on the Market!
This insurance has given us the ability to make decisions at the vet without having to worry too much about financial setbacks. It has given us access to better levels of care for our dog and we are able to make sure he has a better quality of life.
Insurer: Nationwide
By: Kristin
Extremely Satisfied So Far
We switched from another insurance provider, and I'm really glad we made the decision to switch to Nationwide. It's been really easy to submit claims and get them processed. We chose to add the Pet Wellness option, which is a nice feature. Nationwide has honored what they stated they would reimburse, and we've saved so much money. Nationwide has made it a lot easier for us to make sure our pet is well taken care of.
Insurer: Nationwide
By: Emily
Thank you Trupanion!
We had two wonderful dogs, same age, same breed. Our Basenji Mia was the cutest, sweetest dog imaginable, but had all her life, one medical problem after the other. Very early on she was diagnosed with allergies against pretty much everything. Shortly after, with Fanconi disease – common in Basenjis but according to the breeder her parents were clear….. after that she had seizures caused by cancer. In the short 9 years of her life, she racked up quite a lot of medical bills. Trupanion paid out for Mia a total of $23,964.65. All payments came very fast, never ever did we have to worry about the financial side of Mia’s care, only about Mia herself. Bella, on the other hand, is very healthy and has hardly any problems. Both policies with Trupanion cost the same and just like with any health insurance, the healthy pay for the sick. The peace of mind that the health insurance for our babies gives us is priceless. I will happily pay for Bella every month, hoping that she will never use the insurance, but some other unlucky dog will be taken care of. Thank you Trupanion for providing such a wonderful service! Rainer Lagemann & Aljoe Almazan
Insurer: Trupanion
By: Rainer
Wellness check
Buck is feeling fine. He was in for a wellness check and I was reimbursed promptly for his visit because I purchased the wellness rider. Thank you
Insurer: Nationwide
By: Veronica
Great investment in your pet.
I have had Nationwide insurance for my dog Otis for years. I am very happy with them. I find they cover a significant part of the expense for Otis' medical care. Claims are processed quickly and are easily understood. Particularly as Otis gets older I feel this is a very important investment in his health and my sense of security. You can't go wrong with Nationwide.
Insurer: Nationwide
By: Madelin
Nationwide gives me peace of mind for my best friend!
Getting Nationwide Insurance for my Labrador Charlie is the best decision we ever made! We finally have peace of mind that our doggie is covered if anything were to happen to him medically. The ease of use of the app is fantastic and returns are completed very quickly. I highly recommend Nationwide to all my friends and family that have pets.
Insurer: Nationwide
By: Thomas
Amazing service
I’m so grateful we signed up for Nationwide pet insurance. Our dog, Sasha, had a spinal cord injury which was devastating, but is luckily on the mend. It was such a relief to have insurance to help with the cost of everything to lessen the stress of the event.
Insurer: Nationwide
By: Lauren