Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

15,015 total


Verified May 19, 2023

(Un)Trupanion - Next Level Scam Artistry

After 14 years of paying significant premiums with this company, I recently found out they were charging me almost double because my spayed female cat (named Marilyn) was mis-categorized as male. This resulted in significantly higher premiums over the course of 14 years. The company now refuses to reimburse any of the extra fees paid, claiming it was my fault for not noticing their error. Every single dealing with this company has been a battle. You are expected to be an expert-level diagnostician when making a claim, as virtually all issues are considered as 'new', meaning you will be subject to always paying your deductible, even if a condition was related to a previous claim. Every which way, this company has skewed things to their massive advantage. You don't stand a chance. The ONLY reason I am still with them is that after 14 years, I may actually be coming close to getting my premium coverage worth. Close. But what a struggle. They are masters at changing the game whenever it suits them/disadvantages you. Would never recommend them again.

Insurer: Trupanion Canada

By: Haley

Useful
May 19, 2023

New addition

I recently added my new puppy to MetLife and as it was before very easy to enroll. Affordable and very easy to submit claims.

Insurer: MetLife

By: Jessica

Useful
Verified May 19, 2023

Claim sent in by vet.

Claim sent in by vet. Received cheque within a couple of days of office visit. Very easy.

Insurer: Trupanion Canada

By: Luci

Useful
Verified May 19, 2023

Thank you!

I very much appreciate the speed of reimbursement and the professionalism.

Insurer: Trupanion Canada

By: Maria

Useful
Verified May 19, 2023

Highly recommend Trupanion.

Prompt payment response.

Insurer: Trupanion

By: Kathy

Useful
Verified May 18, 2023

Wonderful pet insurance to have!

I recently had to make a claim for the first time since I got my pup 6 years ago and so far Ive had a wonderful experience. They are fast and the claims have been approved very easily which makes it a lot better to deal with. I would definitely recommend Trupanion to anyone that has a pet, wonderful to have when the times comes and you need them. So worth it!

Insurer: Trupanion Canada

By: Linda

Useful
Verified May 17, 2023

Submission

Ease of submission, quick payment, friendly service

Insurer: Trupanion Canada

By: Linda

Useful
Verified May 16, 2023

Easy to get starte

Pretty straight forward- easy to get started!

Insurer: Trupanion Canada

By: Nicole

Useful
Verified May 16, 2023

Quick to reply and pay - takes weeks for my personal insurance with work to pay!

Quick to reply and pay - takes weeks for my personal insurance with work to pay!!!!

Insurer: Trupanion Canada

By: Mona

Useful
Verified May 16, 2023

Great job

Because it was easy and fast but I didn’t get any sort of confirmation email or welcome to Trupanion on the following page to tell me I was a member.

Insurer: Trupanion

By: Kimberly

Useful

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