Payment Experience

Read pet owners’ reviews on payment experiences with pet insurance companies. Learn how easy it is to pay premiums, manage billing, and whether payments are processed smoothly and transparently.

15,015 total


Verified January 09, 2026

Easy

Easy, fast. Thank you for insuring my pet!

Insurer: MetLife

By: Julie Ohlis

Verified January 09, 2026

I filed my first claim

I filed my first claim. The claim was easy to file. They were quick and efficient. I forgot I had a $500 deductible and 70% rate so I received $1125 back from a $2200 claim within a week.

Insurer: Spot

By: Deborah San Juan

Verified January 09, 2026

Easy upload of receipts in the app

Easy upload of receipts in the app, fast turnaround on approval and payment.

Insurer: MetLife

By: customer

Verified January 09, 2026

Great Company

Once all your records have been received the online process is so easy and fast. Literally can take less than five minutes to submit, and the turnaround for payment is usually about 3 days. So far I have had a wonderful experience with them.

Insurer: MetLife

By: Fran Z.

Verified January 08, 2026

When you get the monthly quote it does…

When you get the monthly quote it does not mention until you select the payment method that there is a $3.00 charge per month if you choose not to pay it annually.

Insurer: MetLife

By: Robert Andrew Comstock

Verified January 08, 2026

It was easy process to enroll

It was easy process to enroll. Give great details of what can be covered based on choices selected

Insurer: MetLife

By: Ericdan Jose

Verified January 08, 2026

The site was clear

The site was clear, pricing options and detailed explanations

Insurer: MetLife

By: Cesar Salomon

Verified January 08, 2026

VERY EASY TO ENROLL

VERY EASY TO ENROLL

Insurer: MetLife

By: ANGEL BRAVO

Verified January 08, 2026

I just started but they made signing up…

I just started but they made signing up for pet insurance very easy. I will take advantage I started fostering in September and I adopted Millie in December. I think first Bank for participating in pet insurance.

Insurer: MetLife

By: Jo Ann Joeckel

January 08, 2026

Scam operation, do not do business with them

I have been paying their premiums for almost two years, my dog thankfully is in good health. I had a minor emergency that required him to go to the after hours vet hospital, paid my bill and submitted it to get my claim reimbursed. I tried for several days to upload via the app, with no luck, then thru the website, could not upload the claim. Finally they gave an e-mail in which I could upload the claim and they would then proces it. I waited for about 3 weeks, when suddenly an automated e-mail came into my junk files stating that the claim was denied. I now know that they are a scam and not legit. I cancelled my policy with them, opened up a savings account and do monthly deposits into that account to cover vet bills should I need to.

Insurer: Pets Best

By: Alan

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