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Avoid this insurance company
Their policy is misleading. My dog was diagnosed with dysplasia and booked for surgery. I only managed to get a surgery date 4 DAYS after my annual policy with them renewed and they denied my 5000$ claim, due to " pre existing conditions" - basically upon each policy renewal they treat is us a new policy and whatever claim you put through before renewal is considered " pre existing condition after the renewal. I should have read it before and this is how they get you. Go through different providers. PHI is rubbish.
Insurer: PHI Direct
By: Kasia
Latest 1 comments
If you value your money and time just find another company these guys are scammers. They said pre-existing condition to diaherrea my pet had how can a sudden stomach and gut problem could be a preexisting condition? Basically stay away from this scammers!
Was easy to understand
Was easy to understand
Insurer: Nationwide
By: customer Cindy
very responsive and flexible
very responsive and flexible
Insurer: Spot
By: Chang Cui
For FEHB Retirees
For FEHB retirees this process is so easy - I can't believe we did not do this before!
Insurer: MetLife
By: Jenny Liu
I love spot they are a great partner…
I love spot they are a great partner for me and my pet!
Insurer: Spot
By: Samantha Newman
The experience was quick and…
The experience was quick and productive. Thank you.
Insurer: Nationwide
By: Harold
Very happy with Pumpkin!
Very happy with Pumpkin
Insurer: Pumpkin
By: Robin Dawkins
Its easy
It’s easy and more efficient then calling a company and going through a lot of steps.
Insurer: Nationwide
By: customer