Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
63,140 total
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Fantastic Pet Insurance
No hassle. Only have to take a picture to submit a claim . Nice mobile app. Quick turnaround on reimbursement.
Insurer: MetLife
By: Karen Lofland
Beware, Healthy Paws is not what it seems
WARNING: Healthy Paws may look great at first, but once your pets get older, your coverage drops and your premiums skyrocket. We've been paying them since 2016, and now, despite having healthy but aging dogs, they've doubled our rate and reduced our coverage, forcing us to leave. DON'T FALL FOR IT. Look elsewhere and choose a reputable insurer who won't rip you off.
Insurer: Healthy Paws
By: anita clarke
Quick to get reimbursed!
Once we submitted all the documents requested Healthy Paws quickly issued the payments and it was super helpful! Although the monthly premium went up at the renewal it's definitely worth it.
Insurer: Healthy Paws
By: WinstonO
Save your money
We have found Trupanion is very expensive, and be careful of the claims pay 90%, it never ends up being that, it's always significantly less, and we have yet to have claims that have not been bungled on some level. Save your money, pay yourself the premium and use that for your pets care. I cannot recommend Trupanion after our multiple experiences with them over the past 3 years.
Insurer: Trupanion Canada
By: Jacky
Easy to use
Easy to use - upload, receive EOB, receive reimbursement right into account!
Insurer: MetLife
By: Swati
Very happy with Embrace
I have a senior dachshund who has frequent visits to his vet for skin, ear and heart issues. Embrace responds to my claims and reimbursement is directly deposited in my bank account within a few days. Also, Embrace makes it very easy to file a claim on line. Very happy with our choice of pet insurance.
Insurer: Embrace
By: Cj
I am so glad I chose Spot
I am so glad I chose Spot. I have only had 2 claims but they have been felt with immediately and given us a good amount of money back. Thanks, Spot, we will stay with you!! Sally Gordon Napa, CA
Insurer: Spot
By: Sally Gordon
Paid for a policy and they deny all…
Paid for a policy and they deny all claims. Will be getting an ombudsman to contest.
Insurer: Fetch Canada
By: Kareem
Easy claims filing
Easy claims filing and I got my funds back pretty quickly.
Insurer: MetLife
By: MissyM