Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,674 total


December 17, 2025

This claim experience was so fast that…

This claim experience was so fast that I didn't have to keep checking and following up.

Insurer: MetLife

By: Dennis

December 17, 2025

they are very helpful and get back to you right away

i received money back for wellness

Insurer: Pumpkin

By: Donna

December 17, 2025

Love it!

Easy to use and great coverage.

Insurer: Pumpkin

By: K.O

December 17, 2025

Great customer service and quick claims…

Great customer service and quick claims reimbursement!

Insurer: Nationwide

By: Nina P.

December 17, 2025

First submission of claim

It was my first time submitting a claim. The process was pretty easy although not as easy as a previous pet insurance I had. I had to submit more paperwork with Fetch. The reimbursement came much quicker than I had expected and I liked the auto deposit. So far I am very happy with Fetch. Thank you for your service.

Insurer: Fetch

By: Jennifer

December 17, 2025

Refund time was excellent

Refund time was excellent. Had some difficulty getting invoices etc to your companu? Mailing address on claim form got no results. Had to talk it out with a very knowledgeanl, polit claims rep. Thanks Ron costill

Insurer: Healthy Paws

By: Ronnie Costill

December 16, 2025

I have been very pleased with this…

I have been very pleased with this insurance option. The claims are easy to submit. The communication is great. Because I love my dog so much, this program gives me peace of mind.

Insurer: Spot

By: Risa Roe

December 16, 2025

I haven't had an experience

I haven't had an experience. You emailed me once to say you were reviewing my application. something about pre-existing conditions but that was it. I know the fee was deducted from my paycheck so I assume Pancho is approved. Outside of that I don't have much information.

Insurer: Nationwide

By: Dave

December 16, 2025

My last two beloved Beagles convinced me I needed pet insurance on my next dog.

My last two beloved Beagles convinced me the next time I adopted a dog I would make sure I had pet insurance. I adopted a 6-1/2 year old Basset Hound mix that had never been to a veterinarian and unfortunately he came with several unknown health issues including severe dental issues. I picked MetLife Pet Insurance after reviewing several different companies policies including submitting claims. Each time I've submitted claims the representative I spoke with on the phone has been SO VERY helpful! Each one has gone beyond the scope of what they were required to do but it helped save time and frustration for me! MetLife also has a video to watch which explains exactly what is needed to submit a claim and all of it can be done online or through the mail if one prefers. I have submitted all my claims online and within a week MetLife has deposited the covered portion of the claim into my bank account. Pet care has become extremely expensive but I've been thankful for the coverage MetLife includes with my policy. It has truly given me peace of mind when I take my pet to the vet.

Insurer: MetLife

By: Gail

December 16, 2025

Easy to get re-imbursed!

Easy to get re-imbursed!

Insurer: Fetch

By: Kevin McClellan

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