Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,674 total


December 26, 2025

Easy experience

Easy experience. Quick reimbursement!

Insurer: MetLife

By: customer

December 26, 2025

I sent claims in in the beginning they…

I sent claims in in the beginning they were great now my dog is maybe five years in and the claims are not being paid no explanation they’re saying it’s an existing condition which it wasn’t. The dog hurt his leg. It was not in an existing condition. they raised my rates because they said I made too many claims and I haven’t put a claim in in over two years and good luck trying to get somebody to call you back.

Insurer: Pets Best

By: Diane D'Elia

December 26, 2025

Prompt payment

Prompt payment. Excellent online processing. Everything a quality insurance company should be.

Insurer: Pumpkin

By: Toby

December 26, 2025

MetLife Insurance for Pets

MetLife Insurance provides comfort in case of pet health emergencies. The app is easy to use and claims are easy to process. Documents are easy to upload and reimbursements can be auto deposited.

Insurer: MetLife

By: Victoria

December 26, 2025

Easy to make claims and receive…

Easy to make claims and receive reimbursement.

Insurer: Pets Best

By: Rich Scott

December 26, 2025

immediate response and fare payment

immediate response and fare payment

Insurer: MetLife

By: Zahra

December 26, 2025

Spot was spot on!!!

Spot has been great. We had our first claim this year and it was handled very quickly. They were very clear in what documents I needed to submit and followed up when I omitted one. The payout was only two weeks after I originally submitted. Everyone I talked to was so kind and professional.

Insurer: Spot

By: Tina Carroll

December 26, 2025

Easy to use and quick turn around

Easy to use and quick turn around . Makes sending in bills easy .

Insurer: Spot

By: Lilly

December 26, 2025

Coverage for my pet has been great and…

Coverage for my pet has been great and very rapidly processed.

Insurer: MetLife

By: Laura Knudson

December 26, 2025

Very easy to claim and very clear and…

Very easy to claim and very clear and prompt reimbursement

Insurer: Spot

By: Andrea

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