Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,674 total


December 27, 2025

Our situation was urgent at about 10:00…

Our situation was urgent at about 10:00 at night. Our little 18 lb Skipper was throwing up suddenly first his earlier dinner and then water. All the people at VEG were all very kind and concerned. They ran many tests to rule out possible issues. We were there until about 3 am. Skipper was in pain from throwing up and was given pain meds. In the end it was a gastritis event. We are very thankful for care and knowing we had insurance in place to help us. We submitted the claim and it was processed immediately.

Insurer: Pumpkin

By: Susan Matteson

December 27, 2025

Grateful for Pets Best During an Unforgettable Year

2025 was a big, unforeseen medical year for Winston, and Pets Best gave us incredible peace of mind during a very difficult time. Knowing his care was covered allowed us to focus on making the best decisions for his health without constant financial stress. The claims process was easy, fair, and fast, and the support we received meant everything to us. I highly recommend Pets Best to any pet parent looking for reliable, compassionate insurance when it matters most.

Insurer: Pets Best

By: Jules

Useful
December 27, 2025

Denied without contacting my vet

First, the claim submission process was an email as the app continued to ask me to re-login, although I was logged in. When trying to re-login I got the message “we dont recognize this device” so an email was sent to me to verify. Clicking the verification it said “this link has expired”…it was sent 10 seconds prior and never used. They finally acknowledged my claim over a month after I submitted. That email asked for any contact information for the prior vet, so I sent that to them. I received an email 2.5 wks later denying the whole claim, but requesting information to reconsider, from the vet who’s contact information I already provided. This insurance is a scam at best, unable to cancel through the app and when I tried to cancel my Cats, due to their terrible service, their system hung up on me. 0 stars! These people should be ashamed of themselves.

Insurer: Pets Best

By: Jeff

Useful
December 27, 2025

The turn around was quick

The turn around was quick. Our claim was processed quickly and the reimbursement was quick, as well.

Insurer: Spot

By: Maribel Delgadillo

December 27, 2025

Usually more prompt in claim ptocessing

Pets Best must be undergoing end of the year/holiday issues interfering with usual promptness of claim handling. Last 2 claims taking weeks longer than usual prompt and efficient process. Over all, still a trusted carrier and much appreciated

Useful
December 27, 2025

Claim covered emergency visit

We had a surprise emergency when we were out of town and our dog had a seizure. We had to find a new vet (they were great Narrowsburg Veterinary) and spend a lot of money on the urgent care visit. We filed the medical claim that day and within a couple of weeks Pets best covered most of the visit which is a huge relief.

Insurer: Pets Best

Veterinarian: Narrowsburg Veterinary

By: Jessie

Useful
December 27, 2025

First Claim

Just switched to Pets Best. First claim for wellness visit to vet was easy to file, was processed quickly, and covered exactly what was promised. Very happy with Pets Best.

Insurer: Pets Best

Veterinarian: Barnside Veterinary Hospital

By: Steven

Useful
December 27, 2025

Slow to process then quick to deny

Slow processing time and then your claims are denied for preexisting without them taking the time to throughly understand the care received. Don’t waste your money! There are better options for quick claims processing and payouts.

Insurer: Pets Best

By: Christi

Useful
December 27, 2025

Fast & accurate

Fast & accurate

Insurer: MetLife

By: customer

December 27, 2025

No issues

No issues, and the reimbursement are timely, I love the 24 hr vet assistance

Insurer: MetLife

By: customer

Compare top pet insurance providers plans.

For puppies and kittens, please estimate your pet's full-grown weight.