Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Healthy Paws Saved Bennet's Life
Our policy with Healthy Paws enabled us to provide a life saving surgery for our fur baby Bennet. Words can't express how grateful we are to Healthy Paws and their fantastic team for keeping him with us for many years to come! Claims are easy to file and paid quickly via direct deposit for covered illness and injury care including testing costs and medications. Bennet is our second covered fur baby to be covered by Healthy Paws and I recommend this to everyone I know who welcomes a pet into their home.
HAPPY DOG - HAPPY ME!
VERY SIMPLE CLAIMS PROCESS AND FAST PROCESSING.
Insurer: Pets Plus Us
By: ANNETTE
MetLife is the Best
MetLife has been an absolute life saver for us. I highly recommend them for your pet insurance needs. Customer service is awesome. Easy to submit claims and everything is thoroughly explained
Insurer: MetLife
By: Ursula
Latest 1 comments
We have had MetLife Pet Insurance for 1.5 years and they have NEVER let us down!!! Great Insurance!!!
Ripoff
I seen the ads all over GOOGLE for a pet insurance that paid up front. I would have never bought this insurance had I knew they were going to do this. My dog is old and I told them that and they charged me over $270.18 and never told me of a waiting period either. Said they would pay my vet directly. My vet was listed on their page and that made me do it. My dog had a bump on her chest and I took her to the vet. Costing me over $700 for the visit. I had to pay up front and submit the claim. I was a little upset. So I went back on line and called all the vets that Trupanion said they took their insurance. It was like ALL the other insurance companies except a lot more expensive but my dog deserved it. I called them and told them that. They said just submit the claim. Online they said that 70% of claims are paid within 24 hours. When 3 days past I started to get suspicious. I took my dog in for a followup and the bump imploded and had to have immediate surgery. That's another $450. Then today 2 days after her surgery Trupanion DENIED my claim. They lied and scammed my for the huge money and I could have went with several other companies, a lot cheaper who would have paid the claim after reimbursement. All their emails and all their ads were dishonest and I want my money back. All of it because of this. This company not only said it would work with me on my claim but denied it a second time even when my vet said it was not pre-existing so there's nothing Trupanion can say they are crooked. If you don't believe me, GOOGLE THEM and LOOK them up on BBB. Thousands of complaints with their pathetic sorry for the problem, but we are still keeping your money and you get nothing. NEVER USE THEM
Insurer: Trupanion
By: Frederick
Best Pet finds any reason to deny legitimate claims!
My Frenchie had nare surgery done due to poor breathing. They denied claim for “pre existing” because she was born that way. Of course she was!!! Same thing with hooded vulva surgery which was necessary due to repeated surgery. Because she was born that way it was considered pre existing!! I don’t even try to file claims anymore. I only keep the insurance in case she gets hurt. I Do Not recommend at all!
Insurer: Pets Best
By: Dawn
Love Healthy Paws!
I've had Healthy Paws for my cat Figgy since 2017. Before I adopted her, I researched various options and felt healthy paws was the easiest for me to understand and communicated with online. They've helped with unexpected pet bills and in the five years with them my monthly rate has only increased by $10. Healthy Paws is amazing!
Owner
Worst process ever. I submitted a claim wich they took a very long time to review. According to them the claim was accepted and they said they mailed a check wich was never received. They also state that if they send you a check they have no way to track it. So basically…. They ripped me off and was directed to check with the mail service as it was their fault for losing the check
Terrible company to work with
They claim it will be addressed in 15 days, when it was not they escalated it to 24 to 48 hours. Within 2 hours I got a declined email. My vet cannot directly send in receipts and medical records, I have to do it through their portal but it does not work EVER. They promised for their IT department to contact me to resolve the issue and I never heard from them. Fetch Insurance is a fraud. Do not sign up with them EVER. R
Frenchie/staffy heart miracle
My dog had a balloonplasty procedure at Ohio State University. I adopted a 3 yr old frenchy/staffy mix from "The Love Pit:" in Dallas, Texas. Some how his heart murmur slipped thru the cracks. When He arrived in Ohio I noticed he was passing out after exertion. Most probably this is why his owner did not pull him from DAS after he was found wondering the streets. His heart was malformed in 3 places. He was a walking timebomb. I am retired and could not have afforded his heart procedure but knowing he was a frenchy who often have health problems, I signed up for the insurance through Adopt-A-Love. I have never purchased insurance before and not one but two diabetic dogs (not at the same time) and knew the amount of money that it took to keep them alive. This time I was not going to let that happen. Metlife paid every claim as promised! It was easy and efficient. What a great company and my little guy is like a different dog. They not longer think he will live a signicantly shorter life and he can pretty much act like a dog again. This is all possible due to CareCenter. Cincinnati, Ohio, Ohio State University, Columbus Ohio and affordable thanks to Metlife! I feel like I won the lottery.
Really supportive
Supported me a lot when my cat had the anemia and needed blood transfusion. They proceed claims very fast and ensure the 80% coverage with a reasonable deductible.