Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

64,674 total


December 28, 2025

Quick and responsive

Immediate reply with coverage even before we left the vet.

Insurer: Trupanion

By: Linda

December 28, 2025

So glad I got it!

Bruno has had a great start - we have had MetLife Pet for him since we brought him home because it was affordable and comforting. This year he sprained his ACL and had a few seizures. Without the help I have been getting through my policy benefits with MetLife Pet the financial strain would have been too much. I'm very grateful!

Insurer: MetLife

By: Amber Manwaring

December 28, 2025

The coverage was amazing but the price…

The coverage was amazing but the price you out after a couple of years.

Insurer: MetLife

By: customer

December 28, 2025

We like Spot for our shih tzu mix dogs

We like Spot for our shih tzu mix dogs We do wellness as well as accident. I don’t feel they go up exponentially. Always fast getting claims processed.

Insurer: Spot

By: Sheila Kurth

December 28, 2025

Best Pet Insurance

I have compared plans and you will not find a better provider. Don't even think about another insurance company for your beloved pet. This company is fast, courteous, fairly priced and reimburses fast and generously.

Insurer: Pets Best

Veterinarian: Providence River Animal Hospital

By: Jan

Useful
December 28, 2025

Great Customer Service

Although I am still having login issues, Shanice continues to assist me to process my claims in a timely matter and I greatly appreciate it.

Insurer: MetLife

By: MaryJane Gunning

December 28, 2025

Best Pet Insurance Hands Down!

Hands down the best pet insurance you can find & the most affordable. As a dog trainer who owns working line GSDs, pet insurance is a must & I will never use anyone else! The claim process was super easy and straight forward to complete. I got reimbursed for veterinary expenses about 5 days after I submitted the claim. Really a fantastic company to consider!

Insurer: Pumpkin

By: Raeanne

December 28, 2025

Multiple claims

I have made numerous claims recently because past claims were never filed. Many have been paid; some denied; some toward the deductible and some still pending. I think that too much was applied to my deductible in 2024 and I submitted an email for clarification. That is still pending. I was out of town for many months and while I had the insurance premiums automatically charged to my checking account, no claims were filed. I worked with a number of representatives at Pets Best to get all the claims filed. It was a bit overwhelming, and they were very helpful. Many of the claims have been paid---denied----or applied to the deductible, but there are still a number pending. I have received emails that they have been received and are in process. Considering the circumstances, the overall response and assistance from Pets Best has been excellent.

Insurer: Pets Best

Veterinarian: Hearthwood Veterinary Hospital

By: Chuck

Useful
December 28, 2025

This is our first policy with MetLife

This is our first policy with MetLife. We have found it very easy to understand the communications we have had with the company. (That’s not always the case with other companies!) So far, we understand all of the interactions we have had with the MetLife and feel that we are well covered and well informed. Looking forward to working together for the future!

Insurer: MetLife

By: customer

December 28, 2025

MetLife Pet is the best

MetLife Pet is the best. When you submit a claim it's a simple easy online process. They review claims and pay out quickly. I highly recommend MetLife Pet.

Insurer: MetLife

By: J M

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