Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

59,211 total


February 27, 2025

Maintenance Visit

This was the first time I have used Pet Insurance and could not be happier. The process was very simple and more was covered than I thought.

Insurer: Pets Best

Veterinarian: Baseline Animal Hospital

By: Kim

Useful
February 26, 2025

I wish human medical claims experience was 1/2 as good as MetLife Pet

I have 3 cats (1 old and 2 middle-aged) and every one of my claims experiences with MetLife Pet has been easy: there is acknowledgement and follow-up, documentation is clear and understandable, and every interaction is timely, professional, and courteous. If I had 1/2 this level of service from my own medical insurer, I would be thrilled. What does and doesn't get paid, is clear, and clearly reflects the policy terms for which is signed up.

Insurer: MetLife

By: A

Useful
February 26, 2025

Thankful for Healthy Pets

This is the second time in two years that our dog has needed a major surgery. First he had a spinal surgery, and recently knee surgery. If it weren’t for Healthy Paws insurance (that we’ve had since we first got Murphy) we would never have been able to afford to give him the care he needed. I couldn’t be more grateful. Thank you Healthy Paws. Also, submitting claims is so easy and every time I’ve been refunded within a few days.

Insurer: Healthy Paws

By: Heather

Useful
February 26, 2025

Pet’s Best

Good company, always pay the claims, but the processing time was horrible. It was six weeks from the beginning of the claim until I got paid. However, that has recently improved within the last several months and things are going pretty quick. I’m not sure what changed, but it has been a big improvement in processing claims time

Useful
February 26, 2025

Pet's Best makes Pet insurance worthwhile & easy

We've had Pet's Best Insurance for our last 2 Labs. They are great to deal with. Our current Black Lab is healthy and we've only had a few claims, which were easy (as you would expect). Our Chocolate Lad was diagnosed with Epilepsy at 2 yrs old. Then contracted a rare form of cancer at age 5. He put up a valiant 2 yr fight but ultimately succumbed. But having Pet's Best insurance made things so much easier by making the financial burden manageable. Not o mention they ALWAYS paid. No questions asked, unlike my human medical insurance! Pet's Best is A++++++ in my book!

Insurer: Pets Best

Veterinarian: Valley Cottage Animal Hospital

By: Frank

Useful
February 26, 2025

Terrible

This insurance company is a scam. Me pup had a mass in her stomache removed. Last year in chart it said dog has black mass ( which was not a mass but spot). They would not pay bc she already had a Mass on her. It was never even removed. So it doesn’t matter now to bother bc any other “mass” she gets they won’t even pay for. Why bother having insurance??

Insurer: Embrace

Veterinarian: Long Island Animal Hospital

By: Chris

Useful
February 26, 2025

One less stress

My cat has been suffering a long respiratory illness. It's been stressful but one thing that's been easy is filing my claims with Pets Best. "

Insurer: Pets Best

By: Jamilla

Useful
February 25, 2025

Pets Best came through when I needed them to.

Pets best is a great insurance as it considered my Pets health and with today’s veterinary prices, it’s a great help in meeting our pets medical bills. I highly recommend them.

Insurer: Pets Best

Veterinarian: Summit Veterinary Services

By: Alex

Useful
February 25, 2025

Excellent Customer Service

Very happy with the ease & quickness of both submitting a claim & getting a response. Pets Best was recommended by local moms.

Insurer: Pets Best

Veterinarian: Wantagh Animal Hospital

By: Mary

Useful
February 25, 2025

Healthy Paws is the best available!

Healthy Paws had ALWAYS been there for me and my dog Ari! My dogs are my kids…one of my pups, Ari has idiopathic cluster seizures disorder…which is particularly dangerous because if not treated in time can lead to a painful death. I am lucky enough to be near Tufts University veterinary hospital with some of the best neurologists in the world! And through the past 5 years of treatment, appointments, medications, er visits Healthy Paws has been there for me! Living up to their promises, no questions asked, no red tape, just paid claims in a timely manner! Without Healthy Paws, I would have had to take out a second mortgage, but with their help me and Ari are living our best lives together. Thanks Healthy Paws!!

Useful

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