Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

59,035 total


May 11, 2025

Highly recommend

My dog had to do a spinal disc surgery and hospitalized for 3 days, I wouldn't able to afford that large unexpected medical expenses if I didn't have any insurance. It's worthwhile to have pet insurance and Firkin is fantastic, the claim process is quick and easy. Highly recommend

Insurer: Furkin

By: Judy

Useful
May 11, 2025

Met Life Pet Insurance

I knew I would need pet insurance when Archie was about 6 months old. I chose Met Life for their exceptional reputation. I built my own plan (there are options) that I thought would best fit our needs. Insurance is to protect one from financial harm, no one ever buys insurance hoping to use it! Met Life on-line claims process is easy. Met Life does what they say they will do! All of our claims have been processed within 15 days and the claim payment is directly deposited in to my account. Again you have payment options. Customer Service is also exceptional! I have moved from state to state and no issues!! If you have a pet, Met Life cannot be beat!!!!! Metlifecom/Pets

Insurer: MetLife

Veterinarian: Riverstone Animal Hospital

By: Susan

Useful
May 11, 2025

Worry free service

My Pets Best policy covers almost everything my dog needs medically so I don't have to worry about going broke to treat her. The timely turn around from claim submittal to reimbursement helps with that as well. Very satisfied with Pets Best and plan to consider Pets Best for my next pet as well. Animals get sick just like people do and I'm very happy this service exists so when crisis hits, I can count on Pets Best to help us through it.

Insurer: Pets Best

By: Rachel

Useful
May 11, 2025

Easy Claims for Chronic Issue

We signed up for Pets Best Insurance the day we brought our puppy home. It has been a godsend! Turns out our dog is allergic to grass. She needs monthly injections to keep the itching and skin rash away or at least to a minimum. I submit the claims as soon as I get home from the vet and within 3 to 4 days I've received reimbursement according to my plan. Submitting the claim is as easy as pushing a few buttons, taking a photo, and writing a brief description of the issue. I'm extremely satisfied with the coverage I have and the service I have received from Pet's Best.

Insurer: Pets Best

By: Michelle

Useful
May 10, 2025

Filing Claims With Them is Like Herding Cats

Pets Best wants certain documentation in a certain way. Failure to provide it EXACTLY as the want it causes claim rejection. Yet their rejection comes without specific comments on how to correct whatever error they came up with. You get a list of possible things. Around and around it goes, weeks and weeks pass, email after email after email. Phone calls don't even resolve it. Finally, if you're lucky, you correctly guess what they want and eventually they process your claim. They eventually honor their contract but by then you've spent all your emotional capital. It's almost like a corporate strategy, but I'm sure no honest business would do such a thing.

Insurer: Pets Best

Veterinarian: Shannon Veterinary Services

By: John

Useful
May 10, 2025

Thankful

Very smooth process to file a claim and receive reimbursement in a timely fashion. I am so grateful Pets Best accommodated and supported us during such a stressful time with my cat's surgery.

Insurer: Pets Best

Veterinarian: Veterinary Emergency Group

By: Danielle

Useful
May 09, 2025

LIFE SAVER

"When I first got my precious Pomeranian baby, Presleigh, I reviewed and researched SO many pet insurance companies. Out of all of the calls and questions I had, Pets Best's team was the most genuine and helpful. Thanks to their amazing coverage options, timely claims process, and turn around for reimbursement, I've been able to save my fur baby's life twice due to her autoimmune condition. Pet's Best is TRULY a blessing to our family. "

Insurer: Pets Best

Veterinarian: Charleston Veterinary Referral Center (CVRC)

By: Jennifer

Useful
May 09, 2025

Pets Best always Amazing

From over 8k charge for emergency back surgery to his typical health issues, Pets Best has ALWAYS come through for us in a timely fashion. Very thankful for Pets Best!

Insurer: Pets Best

Veterinarian: Paws & Claws Animal Hospital

By: Wanda

Useful
May 09, 2025

Pets Best is Great

"I got Pets Best several months ago. One of my dogs recently suffered a bout of gastroenteritis and I spent several thousands of dollars at 2 vets to try and figure out what was wrong. Both vet offices sent the paperwork directly to Pets Best and I didn't need to do anything. My reimbursement came within 3 weeks. I could not be happier and I'm so glad that I chose this company!!"

Insurer: Pets Best

Veterinarian: Mahopac Animal Hospital

By: Cyndi

Useful
May 09, 2025

LOVE

"I LOVE Pets Best, seriously I refer everyone I know to them. I have had several very large claims over the last few years (double ACL replacement on one dog, major liver surgery on another, & all 3 dogs being hospitalized for ingesting raisins), things that if I didn't have pet insurance I am not sure I would have been able to pay for and I am so so thankful that because of having Pets Best, I was able to say do whatever you have to, to save my babies. I have heard horror stories of other pet insurances denying claims or capping certain things at whatever amount. I haven't had that experience with Pets Best. I submit my claim, and within basically 2-3 weeks it is reviewed, paid and closed and the explanation of benefits is SO easy to understand. In addition to that special shoutout to CareCredit, because without them I don't know how I would've done it either. Pets Best lets you choose CareCredit for your reimbursement so they sent my claim paid amount right straight to my CareCredit card that I used so there is no hassle with it. Thank you thank you thank you!!"

Insurer: Pets Best

Veterinarian: Blue Pearl Emergency Veterinary Hospital

By: Stephanie

Useful

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