Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

59,035 total


Verified June 11, 2025

Happy Pet Owner

Pets Best has been very good to work with and the claims processing is quick and easy. The rates are reasonable and coverage great. I would definitely recommend to any pet owner interested in pet insurance.

Insurer: Pets Best

Veterinarian: Fall Creek Veterinary Medical Center

By: Lucianna

Useful
June 11, 2025

Need improvement

We used to have Healthy Paws but with 2 new dogs we tried Pets Best. Their price on one dog was lower but slightly higher on the other. We submitted a claim and it came back and they paid it as it should be paid however they took much longer to pay than healthy paws. I also don't like that they can't mail you a check this way I can tell that they paid it. Instead I had to keep checking my account to see if the money went in. I will reevaluate my contract when it's up.

Insurer: Pets Best

Veterinarian: Clevengers Corner Veterinary Care

By: Gus

Useful
June 10, 2025

Love this Company

Can't say enough about this Company. Our dog Rose had an unexpected accident which tore both her acls. Pets Best was there for us all the way. Easy to file claims and prompt processing. THANK YOU pets Best!!!!

Insurer: Pets Best

Veterinarian: Sunstone Veterinary Specialists

By: Leslie

Useful
June 10, 2025

I love Pet's Best

Pets Best is a great pet insurance. Submitting claims are really easy via the website or the app, which I have on my phone. I just snap a picture of the receipt, click the relevant options, and I can do the whole thing in a couple of minutes. Claim processing is usually timely, and the explanations are clear to understand. When my dog, Smudge, was bit by another dog, I was able to submit a claim for the bill and, because we'd met our deductible, we only owed less than $100 of a $4,000 bill. Pets Best lets me know we can get the care we need for our dog with peace of mind about the costs.

Insurer: Pets Best

Veterinarian: Brooklyn Veterinary Group

By: Amy

Useful
June 10, 2025

Avoid the Frustration!

I deeply regret switching to Pets Best from Nationwide,this has been the worst pet insurance experience I've ever had. The biggest issue is their claim denials; a significant majority of the claims I submit are rejected without clear justification, making it feel like their priority is avoiding payouts rather than supporting pet owners. On the rare occasion they do approve a claim, the reimbursement process is painfully slow, often taking weeks before I see any funds. This delay is frustrating, especially when dealing with urgent veterinary expenses. Having been with multiple pet insurance providers, I can confidently say Pets Best has been the most disappointing in terms of reliability and efficiency. If you're looking for peace of mind and timely coverage for your pet, I strongly recommend exploring other options. My experience has been nothing short of frustrating, and I truly regret making the switch.

Insurer: Pets Best

Veterinarian: East Bay Animal Hospital

By: May

Useful
June 10, 2025

Reimbursement fast!

After my puppy was in the hosptial healthy paws was able to send me a check for the bill within 2 weeks! It was fast and they did a great job with it. Very thankful for pet insurance saving us over $6,000!

Insurer: Healthy Paws

Veterinarian: Reading Animal Clinic

By: Jade

Useful
June 10, 2025

I would recommend this company

I didn't file a claim for months after my cat passed away. I got her insurance and a couple weeks later we had to put her down. I had her for 16 years, so my entire adult life. I was pretty devastated and depressed. Also very anxious about calling and filing a claim. The representative made it super easy for me and she was very kind and understanding. The website was easy to use as well. I got refunded for the months my cat was not alive. If I get another pet, I would be very interested in using PetsBest again. I appreciate it being hassle free and I received my refund very quickly

Useful
June 09, 2025

Healthypaws is the best

I've been with healthypaws for 11yrs+. Throughout my dog's life, Millie has gone through two CCL surgeries and most recently surgery to have some masses removed from her liver. Each time, healthypaws was caring and provided coverage without any hassle. I am so glad that I chose them all those years ago.

Useful
June 09, 2025

Great service

We had a couple of emergency sessions for Pepper when she ingested a sewing needle. Pets Plus Us were very quick in processing and paying our claims. Thank you.

Insurer: Pets Plus Us

By: Buff

Useful
June 09, 2025

First claim

I must have looked at every pet insurance policy there is- and kept coming back to Pets Best. It was not the least expensive- but it offered a better range of coverage than most. Our first claim did take longer than I expected for reimbursement- and I would prefer more specific updates on the process, but the reimbursement (for spay/neuter) was for the amount as advertised. When I called to inquire about the claim status, the representative was quick to answer and was helpful.

Insurer: Pets Best

By: Marlane

Useful

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