Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

59,035 total


August 01, 2025

They're scam! Beware!!

My new kitten was only 3 months old at the time he got sick sonwe took him to the emergency vet for the first time he ever saw any vet. They kept emailing me for missing paper wotks that I have submitted. It took me same 7 emails, same 5 phone calls and one month for them to tell me that they won't approve me because it's an pre existing illness! Mind you this is the first time, he ever got sick or seeing the vet!! SCAM SCAM SCAM!!!

Insurer: MetLife

By: Ananya

Useful
August 01, 2025

Bella's Vet Claim

The whole process was quick and easy. I submitted the claim online and had my refund is a few days. I received the expected amount as written on the policy.

Insurer: Pets Best

Veterinarian: Oak Harbor Veterinary Hospital

By: DEBORAH

Useful
August 01, 2025

Happy

I am very happy with Pets Best Insurance..I was able to speak with staff there to help me with the claims process as I am not computer savvy. My claim was handled very quickly and I am happy that I chose to get this ins for my Buddy.

Insurer: Pets Best

By: Patricia

Useful
August 01, 2025

claim

I had to cancel the insurance as I wasn't going to pay for something that was taking over 1 month to get reimbursement. I would submit everything they asked for only to receive an email saying they were missing information that I knew I sent and had record that I sent it. Their live chat is terrible as no one is available during the open hours. The email responses are not much better as these are vague and not helpful. There was no simple and quick reimbursement as everyone has said.

Insurer: MetLife

Veterinarian: Animal Hospital of Nashua

By: Jill

Useful
August 01, 2025

Great Service Provider

I am extremely impressed with the fast turnaround on claims review and payment. I have had Healthy Paws for a number of years for my pets and am very happy. I like the fact there is no yearly maximum payment and you can adjust your deductible and payout percentage. They even followed up to ask how my pet was doing after claims reviews. Alternate medicine is also covered. I am very glad I have Healthy Paws behind me and would recommend them to pet parents!

Insurer: Healthy Paws

By: Debra

Useful
July 31, 2025

Makes a difficult situation better

It is difficult to have a sick pet but Pets Best insurance makes filing the claims very easy and processes them very quickly. They make a tough situation much easier. Highly recommend!

Insurer: Pets Best

By: Ron

Useful
July 31, 2025

Great Experience

The process was so simple: I uploaded a copy of the paid invoice and the completed a short description of the services received. Within a day or two I received an email saying that the services were approved and the next week I received a check. Easy peasy and this takes away so much of the sticker shock that can come with veterinary care.

Insurer: Pets Best

Veterinarian: Thorntown Veterinary Clinic

By: Ayreka

Useful
July 31, 2025

Stay Away from Pets Plus Us Canada

I was a loyal customer for six years, keeping up with all premiums on time. My dog had no prior accidents or illnesses—until recently, when she began showing symptoms of a possible back injury. Despite that, Pets Plus Us denied coverage for all diagnostic tests, to exclude illness and now needs a MRI, simply because no vet report explicitly used the word “accident.” All attempts to determine what was wrong were rejected, even though vets clearly suspected a back trauma.

Insurer: Pets Plus Us

By: Jody

Useful
July 31, 2025

Great experience so far

"I recently signed my new puppy up for pets best because I was previously using Odie for my cat and I have had nothing but horrible experiences with them. They have poor communication and their claims take months unless you email with a complaint, then they expedite it. I have had such an amazing experience with my first claim for my puppy that I've now added my cat on too, and plan on cancelling Odie. I received communication before my claim was processed letting me know that there may be a delay in processing, but it only took about 2-3 weeks for them to process.

Insurer: Pets Best

Veterinarian: South End Veterinary Clinic

By: Morgan

Useful
July 31, 2025

Pet Claim

I am very satisfied with PetsBest for the great plans that they have and for the convenient and ease of filing and receiving payment for claims. Their system is very easy to navigate, and I have been able to do all of my transactions on line.

Insurer: Pets Best

Veterinarian: Essex Veterinary Center

By: JOANNE

Useful

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