Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
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Pets Best is the Best, Literally.
This has got to be the clumsiest, most expensive dog I have ever owned, but I am so thankful I had the foresight to get him pet insurance as a puppy. Pets Best has been there for us every step of the way, and I am so incredibly thankful to have a policy that covers all of Jasper's needs. Never once have I had to worry that we wouldn't be able to take care or him or that his claims wouldn't be covered - I recommend Pets Best to all my friends and family for their own pets needs. It really has been a life saver - MULTIPLE TIMES!
Insurer: Pets Best
By: Emily
Cancer diagnosis
Our dog Finley was diagnosed with hemangiosarcoma when he was eight years old. He needed major surgery which included blood transfusions and other scans and many blood tests. He is currently undergoing chemotherapy treatment and none of this would be possible without Pets Best. We could have never affforded the thousands of dollars in vet bills without having insurance. It has been such an easy process for us and is saving Finley's life for now. We are deeply appreciative.
Pets Best, truly lives up to the name
I love my dog and consider it my responsibility to offer her the best quality of life, and this includes regular trips to the vet to address any concerns. Pets Best has always helped cover the cost and I am so thankful they are in my corner. Would always recommend to family and friends!
Insurer: Pets Best
Veterinarian: Petcare Hospital & Wellness Center, A Thrive Pet Healthcare Partner
By: Jessica
Denied Claims and Fought to Avoid Reimbursement
I had Pets Best insurance for a very limited time. I signed up for a policy in January of 2025 and shortly after, in February, my cat began exhibiting some strange behaviors. After a trip to the vet, they had diagnosed her and treated for hyperthyroidism. Pets Best denied my claim citing that documents had not been received after I had submitted all relevant documents via email and via their online portal. They did not provide any useful feedback to help process the claim and some of the representatives were pretty rude over the phone. A few months later, after fighting to get my February claim processed, my cat took a turn for the worse and was diagnosed, over a three week span, with an inoperable brain tumor. Pets Best processed the claim at an extraordinarily slow pace (which they said was not their standard speed, but happened to be the speed at which they processed every single one of our claims) and at the end denied coverage citing that the brain tumor was a pre-existing condition. Setting aside the logic that a brain tumor simply cannot be a pre-existing condition, they were saying that the behaviors that dictated their decision to deny coverage were stemming from her hyperthyroidism (which, again, they covered after her visit in February). I had to gather written statements from her veterinarians, all of her medical records and file an appeal with Pets Best in order for them to finally process the claim and pay what they owed. In my opinion, Pets Best went as far out of their way as possible to avoid paying what they owed and hoped that I would be too aggravated by the process to pursue the reimbursement. I ended up spending the last month of my pets life arguing with insurance and stressing about how to pay for her medical care because the team at Pets Best did not prioritize the care of my cat. I could not recommend against starting a policy with Pets Best with more of my heart. In denying coverage and creating such stress for our family financially, they robbed us of time that could have been spent caring for our pet in her last few weeks.
Insurer: Pets Best
By: Kyle
I’m so Impressed
I adopted a shelter puppy. I read good reviews for Pets Best Best insurance. They have been great with easy claims, quick payments and great coverage.
Stella and Edgar
Great insurance for my pups! Stella was diagnosed with hip dysplasia at age 3. Obviously the breeder did not do the proper testing to ensure that the puppies would not have such problems. Pets Best has taken care of claims in a timely and professional manner. They are the best.
Great Company
I’ve had a few claims with my dog from a serious health condition, to a dust up with a porcupine & a chronic ear infection due to allergies. Pets Best has been great covering everything even things I didn’t expect.
Insurer: Pets Best
By: John
So far, so good....
Recently adopted a cat and two kittens. Purchased insurance through Pets Best for all three. Submitted one claim so far. Received a timely response and approval. Website is easy to navigate, user friendly, can easily add pets, change policy or submit claims. Satisfied and would recommend based on my experience so far.
Claims
The claims process is very easy. I have been paid for my claims without incident. Pets Best processed quickly and has paid everything that is covered in my policy.
New to Pets Best
"This is first time I've filed a claim for services for Max and Pepper since joining Pets Best. I called Customer Service to verify several charges and services and the staff member was welcoming and knowledgable. The refund form is simple to complete, the response back was so much faster than other companies, and the explanations were easy to understand. The refunds were deposited directly into my account. I'm pleased with our decision to switch to Pets Best."