Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

59,035 total


August 11, 2025

Great Pet Insurance

Pets Best makes it easy to file claims. They respond quicky to a claim. They pay out when they should, and in a timely manner,

Insurer: Pets Best

Veterinarian: DePorre Veterinary Hospital

By: Sharon

Useful
August 11, 2025

Put your trust in Pets Best

"As a new dog owner, it took me a very long time to decide whether to buy insurance or not. It took even longer to learn about the different products and services available and which company to choose. I believe I made the right choice with Pets Best. It has been an easy process every step of the way. All claims approved to date."

Insurer: Pets Best

Veterinarian: VCA Animal Hospitals

By: Rachel

Useful
August 10, 2025

Pets best is a scam

They kept raising my premiums and denied my claims save ypu money and bamk the premiums

Insurer: Pets Best

By: Paul

Useful
August 10, 2025

The WORST!

I year after I purchased my policy, my dog was diagnosed with IVDD and required surgery. Figo approved and reimbursed physical therapy, acupuncture and x-rays related to the suspected IVDD/ neurological condition- which would indicate to anyone that this is approved. They then denied expensive MRI and surgery (Totaling almost $13,000) as they said it was a preexisting condition. They have run me around requiring more information from my vet, signed letters from the surgeon, the list goes on. I have now had to appeal the claim - yet they will not provide an exact reason for denial until after the appeal is closed. THE MOST ETHICAL COMPANY IVE EVER DEALT WITH. Not to mention they customer service is a joke. Telling me they would personally track my claim, only to never respond and tell me later they were out on PTO while they were supposed to be handling my paperwork that was requested to be received urgently from my vet.

Insurer: Figo

By: katie

Useful
August 10, 2025

Jane's IMTP

We got pet insurance after our one dog was diagnosed with bladder stones. Never did we expect to be needing it for our other dog Jane. She all of a sudden had lots of bruising show up that warranted a vet visit. Her platelet count was so low it couldn't be registered. She was diagnosed with Immune Mediated Thrombocytopenia. Our stomaches dropped. What do we do how do we help her. Weekly vet visits with blood draws, multiple medicines to try, ultrasounds and Multiple tests our minds were racing. Knowing that we had pet insurance helped us think of the next step. Knowing that they would help pay for an internal medicine vet to help get our baby better helped ease our minds. We are now a year and a couple months since her diagnosis and she's thriving. She is only on one medicine to keep her imtp under control. And finally has been upgraded to vet visits every three months!

Insurer: Pets Best

Veterinarian: Banfield Pet Hospital

By: Stephanie

Useful
August 09, 2025

Barron's Dad

"Somehow my dog got into poison or toxin and became very sick. The vet performed lab work and a regiment of liver recover vitamins and other prescription meds with follow up exam and labs. He is healthy and happy again. Pets Best covered almost everything after the deductible was met. The process was very easy, fast and simple, in my opinion. The refund went directly into my bank account. I recommend Pests Best to everyone. Thank you so much. Barron's dad. "

Insurer: Pets Best

By: Jack

Useful
August 09, 2025

Claims Process

It is so easy to file a claim online and the next thing you know is that you are getting reimbursed by direct deposit. I would highly recommend that you get pet insurance for your family member. New or existing pet owners. Accidents and illnesses can occur at any time.

Insurer: Pets Best

Veterinarian: Valley Veterinary Hospital

By: Kimberly

Useful
August 09, 2025

Worst Pet Insurance

I have had Metlife Pet Insurance for about 2 years. They have declined every single claims finding innovative ways to decline coverage. I have followed up multiple times and till date have not received a clear explanation on why the claims were rejected.

Insurer: MetLife

By: DIPANKAR

Useful
August 09, 2025

Denied my claim

I am contemplating moving my policies if all 3 of y dogs as y golden retrievers claim was denied due to them saying it’s routine care. This is a chronic problem my vet and I are trying to remedy. It is not routine care. And they they said the medication is not on their “list” so at this point everything has been denied including the testing. No point in having it if they deny everything. So disappointed

Insurer: Pets Best

By: Robyn

Useful
August 09, 2025

Sickly Fur Baby

We have a sickly fur baby; she has allergies, chronic ear infections, GI issues, to name a few. Pets Best has been Outstanding‼️ Their claims process is Super Easy and Not Once have they questioned nor denied any of our claims. THANK YOU Pets Best for your amazing customer service, your support/assistance but Most Importantly, Your commitment, dedication and Compassion towards our Pets!!

Insurer: Pets Best

By: Rosendo

Useful

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