Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,907 total


Verified December 21, 2025

Claims

Your claim turnaround timeframe and processing has improved! Thank you!

Insurer: MetLife

By: Christine F

Verified December 21, 2025

MetLife Pet Insurance is the GOAT!

MetLife Pet Insurance has been a life saver for me and my pets. When my dog tore both of her CCLs, an almost $10K surgery, I didn’t have to choose between my family’s financial stability and my dog’s quality of life because MetLife was there to cover it. Their customer service is amazing, the claims process is simple, and I am so thankful for this company. Everything is clearly explained so I know what is covered and what is not. The peace of mind, reliable coverage, and ease of use that MetLife provides means that I will never choose another provider and I will keep telling anyone who will listen the importance of having pet insurance through MetLife. Also, the app is really convenient!

Insurer: MetLife

By: Genevieve

Verified December 21, 2025

Quick turnaround on claims!

Quick turnaround on claims!

Insurer: MetLife

By: customer

Verified December 21, 2025

Easy to submit and quick turnaround

Easy to submit and quick turnaround

Insurer: MetLife

By: Julia Corbett

Verified December 21, 2025

Easy to submit claims.

Easy to submit claims.

Insurer: MetLife

By: customer

Verified December 20, 2025

I am grateful that many required…

I am grateful that many required services were covered. However, one cat had evidence of arthritis as he aged although no treatment was required. When he needed treatment, claims were denied as a preexisting condition. That is really unfair since as we and our pets age, there are naturally occurring conditions. To deny coverage is just so unfair and inconsistent with all data on the aging process.

Insurer: MetLife

By: customer

Verified December 20, 2025

Did what was promised

Did what was promised. Got the insurance within 14 days after Vet visit and the covered items were paid within days.

Insurer: Pumpkin

By: Ann

Verified December 20, 2025

Easy to work with

Easy to work with no issues so far only drawback is having the records everytime I submitted a claim

Insurer: MetLife

By: JustAnswer Customer

Verified December 20, 2025

Great company

Great company. Good customer service. App is helpful. They cover everything they say they will.

Insurer: MetLife

By: customer

December 20, 2025

I switched from lemonade with my other…

I switched from lemonade with my other dog got a rescue changed to Spot pet insurance best decision I’ve ever made. They’re awesome when you file your claim it only takes like two days to get reimbursed. Their customer easy to get a hold of and the best I would refer this pet insurance to everyone. You won’t be disappointed !!! Also daughter got puppy talked her into signing up she is so glad I recommended you!!!

Insurer: Spot

By: Julie Solima

Compare top pet insurance providers plans.