Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

62,907 total


Verified December 21, 2025

Comprehensive pet insurance

I really like the overall pet insurance coverage we have for both our dogs. We chose preventative and sick care. Thankfully, we don't always need to use the sick coverage and appreciate that we receive a credit towards olthe overall coverage amount when it's unused. One issue we have experienced is inconsistent approval processing where there are significant delays and requests for notes when we provided them previously for a reoccurring issue. I found this to be frustrating.

Insurer: MetLife

By: Michelle Watkinson

Verified December 21, 2025

Great insurance

Great insurance. Claims are processed and there has been no problems. I’ve been with MetLife Pet insurance for two years now I love them.

Insurer: MetLife

By: Lena

Verified December 21, 2025

My reimbursement was prompt.

My reimbursement was prompt.

Insurer: MetLife

By: Carol Vande Bunte

Verified December 21, 2025

Thank you for the quick turn around

Thank you for the quick turn around, I had my dog covered through Metlife for past 3 yrs and its been great

Insurer: MetLife

By: customer

Verified December 21, 2025

No hassle claim settlement

I have had Spot Pet Insurance since last year. Earlier this year, in March, one of my pets had to have a cancerous tumor removed and very shortly after that underwent emergency surgery to remove an obstruction. Spot resolved my claims quickly, without any problem. Just recently we consulted with an oncologist and my claim for that was settled very quickly.

Insurer: Spot

By: Alicia

Verified December 21, 2025

There always a delay that involves me…

There always a delay that involves me calling the vet for something even when I write on all the documents to please let me know or call the vet but every single time I submit a claim there’s always a run around then you get someone one the phone who give you around instead just talking straight forward about why no one bothered to call me or the vet to receive the missing documents. Why dies it have to be such a hassle other then I know you don’t want to give up the money

Insurer: MetLife

By: Lisa Squires

Verified December 21, 2025

Submitting the claim was very easy

Submitting the claim was very easy. Received a response and payment in approximately 1 week. Thank you Spot.

Insurer: Spot

By: geralyn Buckenberger

Verified December 21, 2025

Metlife makes pet insurance easy

Metlife makes pet insurance easy. Always caring individuals when you need them. And the app makes filing claims simple and quick.

Insurer: MetLife

By: Rhonda

Verified December 21, 2025

Easy processing and fast payment.

Easy processing and fast payment.

Insurer: MetLife

By: Matthew H

Verified December 21, 2025

Very easy to submit claims

Very easy to submit claims. Fast turnaround. Good support communication.

Insurer: MetLife

By: customer

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