Claim Coverage

Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.

58,461 total


January 10, 2018

Really care!

The representative I spoke to really cared!!!! It was the best experience I ever had with an insurance company. We were traumatized with having to take our beautiful dog to emergency, but the rep assured me that we were covered. I couldn't imagine having the financial burden on top of the fear of losing our puppy. They covered in a true emergency and we are grateful for Trupanion.

Insurer: Trupanion

By: Marc

Useful
January 10, 2018

Excellent coverage!

Excellent coverage and excellent customer service for a very fair price.

Insurer: Trupanion

By: Phyllis

Useful
January 10, 2018

Rep was fine

The rep. was fine but you need to empower them to take & resolve minor appeals. It is embarrassing to have to repeatedly ask very busy veterinarians to call or write justifications for their orders. It is the single reason none of my friends will get pet insurance. Their experience, and to a degree mine, is that the inevitable hassle is not worth their time.

Insurer: Trupanion

By: Lana

Useful
January 10, 2018

Processing time

I used to always give 9's and 10's for everything. Trupanion has gone down in their processing time from 1-2 days to now 5 weeks. Chantal was as helpful as she could be, but was very limited on what she could say. As I have stated before, your EOBs leave a lot to be desired. As a former claims specialist for a large insurance company, I know you can do better.

Insurer: Trupanion

By: Heather

Useful
January 10, 2018

am extremely happy with Trupanion

am extremely happy with Trupanion, although am disappointed, that the company changed the policy on cold laser treatment from a treatment to a therapy without notifying me ! My pet dog Cooper was doing really well with the laser. I am a senior and cannot afford to have this wonderful treatment.

Insurer: Trupanion Canada

By: Gillian

Useful
January 10, 2018

They care about pets

I've been with Trupanion since Nico was 1 year old he will be 6 in March ...They care about my dog and cat and they take care of business thank you

Insurer: Trupanion

By: Theresa

Useful
January 10, 2018

Best decision

Trupanion is the best vision my family made to protect our pets health care needs. In time of severe illness Trupanion made it possible for our dog to receive the very best care and not to put a huge financial strain on our budget. I recommend everyone I speak with to call Trupanion. It's the best insurance on the market.

Insurer: Trupanion

By: Cathleen

Useful
January 10, 2018

Answered everything.

Very helpful and was able to answer all my questions. Never experienced a problem with Trupanion. Due to my pet's surgeries they have been a lifesaver. I want my pet to have the best care available and with Trupanion that is possible. Reasonable rates which you can adjust to what you can afford. Worth every penny.

Insurer: Trupanion

By: Sharon

Useful
January 10, 2018

Pre-existing conditions

I do not agree with the pre-existing conditions on my 2 claims that were denied

Insurer: Trupanion

By: Louise

Useful
January 10, 2018

Premiums

Trupanion premiums just went up by 50% per year. I know they need to adjust but not 50%. If your dog has allergies then literally any skin condition is blamed on allergies and seen as a pre-existing condition. Have never had to claim for anything major and hopefully never will but it will be interesting to see if we get any reimbursement. Dental - if your dog has just a minor amount of plague then it is a pre-existing condition. We are keeping our policy for now with the highest deductible but if the premiums go up again, it will not be worth it.

Insurer: Trupanion

By: Zelda

Useful

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