Claim Coverage
Explore detailed reviews about the claims process and coverage provided by pet insurance companies. See how quickly claims are approved, what’s actually covered, and how satisfied pet parents are with reimbursements.
58,987 total
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Disappointed
I honestly believed my reimbursement claims for my pet’s wellness visit fees was going to be covered more than what it turned out to be.
Insurer: Pets Best
By: Luz Houston
I could not be happier.
My first time using the insurance and my deposit was in my account from a wellness check and shots within two weeks of my pups appointment. My wife has another imsurance company on her dog and they don't even cover wellness checks. I could not be more staisfied with my choice of Fetch Insurance.
Insurer: Fetch
By: Scott Welch
What it's like..
Never had pet insurance before. It was easier than I thought. Fetch made it a very smooth experience.
Insurer: Fetch
By: Bianca
Efficient Clsim
I appreciate being able to call initially and get my procedure pre approved (call helped me learn how to do it). Once procedure was done submitted claim took as long as I expected and covered what I was expecting. I was able to verify payments went through.
Insurer: Fetch
By: Brynn
WORST Pet Insurance I've had.
This is the worst pet insurance experience I’ve had. Your website and online platform have been nonfunctional for months, making it nearly impossible to manage claims. My coverage is being denied for “pre-existing conditions,” even though the symptoms are new and fall well within the active policy period. I’m also being asked for additional documentation (an itemized invoice) that was already submitted with the original claim. When I try to upload it again through the portal, it simply doesn’t work. It genuinely feels like these obstacles are intentionally put in place to discourage customers from pursuing valid claims. I doubt anyone will read or respond to this review to address these serious service issues. If I’m not contacted, I will be canceling my policy before the next billing cycle.
Insurer: Pets Best
By: Enes
This company is giving big SCAM energy...
This company is giving big SCAM energy... there's no access to their portal, they have a new excuse as to why each day.. You can only submit a claim by emailing a generic inbox and then when you call you wait at least 45 min, only for them to say they can't see if the email was received. If you ask to speak to someone in the claims dept they will tell you there's no phone number to transfer you to... I guess those guys work in the Cone of Silence and never have to communicate with anyone else in the company. They drag out the claims process as long as possible so that they can collect as many monthly payment before you get pissed and cancel the policy. I have reported them to the Federal Trade Commission and I encourage everyone to do the same.
Insurer: Pets Best
By: Anna
Peace of Mind for Our Pets – Reliable and Compassionate Coverage
We enrolled in Pets Best insurance to ensure our furry friends are cared for in case of any major situation requiring a significant investment. Emergencies are unpredictable, and veterinary costs can be high. Since joining Pets Best, we've experienced excellent responsiveness and timely reimbursements, as long as the required information was uploaded. Over the past two years, one of our cats underwent several procedures to treat cancer. Until her passing, Pets Best consistently reimbursed us for all her treatments, which made a difficult time a little easier. This level of support has earned my trust—I will definitely continue using Pets Best and recommend it to friends and family.
Disappointing experience
After their systems were down still took a week to get claim filed. Another long stretch before I received email saying it was being reviewed. When I was notified that claim had been processed there were numerous deductions for amount or things not covered. Service levels and claims processing, payment has declined significantly over past year. We cover 2 dogs on our policy, seriously considering another provider.
Insurer: Pets Best
By: Trish
fairly easy but had to submit ALL…
fairly easy but had to submit ALL previous records and that seemed excessive
Insurer: Fetch
By: Tacy Faughnder
Quick and easy
The best thing is they pay the insurance payout quickly and expeditiously.
Insurer: Healthy Paws
By: Prakash Chakravarthi